Sentences with phrase «so good a credit risk»

In this respect the mere fact that the vendee under the installment land contract is not so good a credit risk as the trustor - vendor, while significant, would not be in itself determinative.

Not exact matches

Quite apart from the argument over OSFI - style oversight, the former federal official and others stress this segment of the market at least requires more transparency and clearer data so regulators and the Bank of Canada can better understand the credit landscape and the extent of high - risk loans issued by private lenders.

While I continue to believe that the dollar faces substantial risk of further erosion in its exchange value, as well as a near doubling of the CPI over the coming decade or so (both reflecting the massive increase in U.S. government liabilities in recent years), those prospects are not likely to emerge until risk - aversion about credit default materially abates.

The idea is not so farfetched when you reflect that many companies are now much better credit risks than their governments.

Because private student loans are not guaranteed by the government, private loan lenders take on more risk, so they typically look for candidates with good credit.

There is no risk for the card issuer so you'll be able to get it even if your bankruptcy is close in time and your credit is not that good.

Besides, this post has more to do with where we are in the credit cycle, so we better understand the risks.

There is nothing like the protection of the CDIC, and so Manitoba Credit Unions offer better rates in exchange for the additional risk savers take.

Landlords will see that your timeliness in paying past credit bills will be a positive asset in renting one of their apartment spaces, so improving your score can paint the best image of your dependability and lower risk.

A creditor will use all of the gathered financial information to determine if you are a good credit risk, and if so, how much credit you can receive and how much it will cost you in interest.

If you apply for a credit card with credit that is not so good, you run the risk of having an inquiry on your report only to have been denied the benefits of the card.

The nation's housing finance system needs to be put on a more sustainable footing so that more Americans will have access to prudent and affordable mortgage credit well into the future and taxpayers are further shielded from risks.

USMI firmly believes that reform is necessary to put our housing finance system on a more sustainable path so that creditworthy borrowers will have access to prudent and affordable mortgage credit in the future and so that taxpayers are better shielded from housing related credit risks.

This is why making balance transfers between existing cards is usually a better option as you may still get the offer of a 0 % transfer so you will be better off, without actually taking on any more forms of credit and risking how your credit history appears to potential credit providers.

That good, not just because of the time value of money, but also so we don't have to worry too much about credit risk since most of Mallinckrodt $ 5.9 billion in debt is due between 2022 and 2025.

When the lender assess your application they are mainly looking for your ability to repay the loan, so everything you state in your loan application should indicate you are a good credit risk and should be able to repay the loan easily (within the truth).

He understands the business well, so you only have to convince him that you and your company are a worthy credit risk.

Although expenses can also be credited via that child tax credit, it is better to have it under DCFSA, so I want to maximize this benefit, but w / o risking the deposit money.

After 9/11, and and before the merger was complete on 9/30/2001, our investment team got together and came to an unusual conclusion — 9/11 would have little independent impact on the credit markets, so be willing to take credit risk where it is not well - understood by the market.

So if you've had a credit card or two and have paid down the debt, you are seen as a good credit risk.

Because loans are so personal and shopping around for the best rate is so important, we have six top picks, catering to a range of credit scores and risk profiles.

It's expensive to use multiple credit scores and for something like an auto loan and they must feel like, for the risk, that one score works pretty well in their modeling whereas with mortgages the amount is so large that they really want to look at all three scores from all three bureaus and get a really good composite.

The best a corporate bond manager can do is to play it safe with spreads so tight, and wait for a better day to take credit risk.

Those with good or excellent credit — so - called prime borrowers — put more points at risk with each mistake.

Good credit cardholders lumped in with bad — Banks are pulling back more than ever before to limit the amount of risk they have, so even perfect payment clients are compromised... (See AmEx)

There is another, possibly better, offer of 70,000 Marriott Rewards points, a free night certificate, but no statement credit, which is available through this application page, although it doesn't have a landing page describing the offer, and I tend to avoid non-public offers out of an abundance of caution, so use that link at your own risk (there have been plenty of reports of success though).

While having no credit history makes you a credit risk to card issuers, having no history is still better than having a bad history, so use your credit card responsibly to avoid damaging your credit history.

«They have good reasons for doing so, as in their experience, higher credit usually equates to a better insurance risk.»

So basically, even attempting to build good credit means that you may run the risk of falling into a bad credit trap.

The inverse is also true: insurance companies may feel you are a high - risk client if you have a bad (or even not - so - good) credit score, and this can affect not only the premium they offer you, but in some cases it can also affect whether or not they decide to insure you at all.

A perfect insurance score, in the eyes of an insurance company, represents a client with the lowest possible risk of filing a claim, so since the probability of filing a claim is based on credit, good credit is the key to a high score.

Having too many credit cards can show lenders you are a risk, so it is best to only have two to three cards with low rates than many cards as it can increase your debt potential.