Sentences with phrase «so high premium rate»

Not exact matches

The equity risk premium is the higher return an investor receives, above the so - called riskless rate.

The Relay is made with avid joggers in mind and it has high ratings for the premium suspension system, so important to smooth out the ride when you're going fast.

Safety and Privacy Elite Singles is a premium and TOP rated dating website so safety and privacy are on really high level here.

Safety and Privacy Elite Singles is a premium and TOP rated dating website so safety and privacy are on the really high level here.

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That's also a list of countries where investors are unsure they'll be paid back par on their bonds, so the high rates reflect significant default premiums.

Since the insurer is guaranteed to pay a death benefit to your beneficiaries so long as all premiums are paid, permanent life insurance rates are significantly higher than those for term life insurance.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

I have felt I was being cheated in the pass from a lender, so I decided against it, because of high fees, Interest rate, insurance premium, and closing fees.

The reason is that virtually all bonds now trade at a premium: they were issued when interest rates were higher, so they're priced above face value.

A low credit score can lead insurers to charge higher rates, so pay off your debts — which should raise your score and possibly lower your premiums.

FHA loans typically have higher mortgage insurance requirements than conventional loans; so if you have an FHA loan, you should compare mortgage rates and mortgage insurance premiums to see if you can lower your payment.

While a shortened underwriting process may sound appealing, it means that the insurer has less information to tailor your rates and has to assume that you're a higher risk, so premiums will typically by several times greater.

Also, if your original FHA mortgage was closed after May 31, 2009, the mortgage insurance premiums most likely will be significantly higher, so make sure to evaluate those costs carefully versus the savings you'll receive from the lower interest rate.

So if investors think that bond values will drop due to increases in interest rates, they may panic and request a much higher premium for junk bonds.

Many publications are focused on Ontario's high car insurance rates, so that's why we decided to take a look at car insurance premiums in Alberta and provide more transparency about this topic, and how auto insurance quotes differ selected several Canadian provinces.

So, the risk - free rate and the risk premium were refined, and the end result was a slightly higher deferment rate of 4.75 % for houses and 5 % for flats.

The insurance companies are always referring to the high cost of claims and fraud for the reason why auto insurance premiums are so high BUT what you don't hear is that the rates approved by the government include a 12 % profit for every policy.

So, it is a legitimate rule that those individuals who are below 25 years of age are supposed to pay higher insurance premium rates.

Insurance rates are higher for people who commute to work, so taking the bus or sharing a ride will not only help you save on parking and gas, but will help lower your insurance premiums.

You can do so regardless of health, but you will be paying a higher premium as you will be rated according to your current age when you renew.

So while you may have been drawn in by a company's cheap term life insurance rates, the actual premium the company is able to offer you may be much higher after you've gone through the underwriting process.

If the applicant qualifies, this can sometimes be better that a fully underwritten policy where the applicant could fall into a rating scenarios such as standard B, Standard C, Standard D, Standard E and so forth where the premium could end up higher in the long run.

So the premium rates for these drivers are higher than the others.

A healthy person with a good rating is less of a risk to insure, so that person's premiums will be lower than for a person who is considered a higher risk.

Home insurance rates are unique for each homeowner, so your actual cost could be higher or lower than the premium.

Also, other factors like theft, vandalism and fire can damage the car so if the area of residence has a history of any of these factors, the premium rates are high.

The insurance company charges a higher rate for the life insurance protection so that it can utilize the excess premiums to invest and hopefully earn a rate of return that exceeds the total premium payments over the term period.

Your medical insurance premium doesn't have to be high, so we have listed several ideas (below) that may lower your rates.

So, why pay high premiums when you can get the same coverage at much cheaper rates?

A low credit score can lead insurers to charge higher rates, so pay off your debts — which should raise your score and possibly lower your premiums.

Since the insurer is guaranteed to pay a death benefit to your beneficiaries so long as all premiums are paid, permanent life insurance rates are significantly higher than those for term life insurance.

They will feel the full brunt of the rate hikes, although some of them might become eligible for subsidies because premiums have gotten so high.

They do good policy options but once again it is just not for me because of the high rates and high premiums so I had to switch to another company that offers great rates.

The state has the highest premium coverage rates in the country, so it is extremely important that you know what is required in order to save.

A healthy person with a good rating is less of a risk to insure, so that person's premiums will be lower than premiums for a higher risk person.

So in the example of Lori, above, a health insurance company might have agreed to cover Lori in full (including her hypertension), but with a premium that was 25 percent or 50 percent higher than the standard rate for someone her age.

While a shortened underwriting process may sound appealing, it means that the insurer has less information to tailor your rates and has to assume that you're a higher risk, so premiums will typically by several times greater.

So, when the policy renews you will get a bill for the renewal rate, which will be higher than your previous premiums.

The higher your premium, the more money you have saved back if an accident does occur, so this means the deductible rate will be lower if your premium is higher and vice versa.

You only pay the established premium for the full term of a term life insurance policy, so you don't need to worry about having to pay a higher rate.

Why are car insurance premium rates so high?

The poverty rate, unemployment rate, and population density are all bad news for car insurance in this Newark zip code, so once again the premium rates are high.

So it only makes sense that commercial auto insurance will have, on average, a higher premium rate than personal car insurance.

So, if you are planning to buy two - wheeler or car insurance, your premium will be higher after applying 18 % of GST rate as tax.

You might feel your premium is too high, so you'll buy one at a better rate and lapse the old one.

It is important to note that should you choose to get a specialized policy, your monthly premium rates will be much higher so you need to weigh the risks versus the benefits.

Insurance is a big chunk of many people's budgets, so anything you can do to lower your rate can make a big difference (find out whether you live in one of The Top 5 States with the Highest Auto Insurance Premiums).

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

So insurance companies charge a high premium rate to make up for the sensitive area of residence.