Sentences with phrase «so more financial institutions»

A good credit score using the FICO system is ideally anything over 700; however, banks are starting to raise their expectations, so more financial institutions are giving preferential rates to those with a score over 760.

Not exact matches

That said, nonprofit bonds tend to be riskier than munis because if, say, a museum or other cultural institution enters financial hardship, it's more difficult for it to bounce back than for a municipality to do so.

I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).

But as Temin and Vines show, history is much more usefully seen as the evolution of often complex institutions — financial, political, legal, cultural, and so on — through which economic behavior is mediated and which affect the ways in which recurring patterns of finance, commerce and trade unfold, and that without an understanding of history we lose so much complexity in our models that we often end up making very obvious mistakes.

Since the end of the 1990s, European financial institutions have designed, marketed and sold more than two trillion euros worth of complex financial products to households — so - called «retail structured products».

This frees up the resources of financial institutions so they can make more loans to other people.

Justice Hassan held, «I am in complete agreement with the submission of the learned counsel for the applicant (EFCC) that the property sought to be attached are reasonably suspected to be proceeds of unlawful activities and that by every standard this huge sum of money is not expected to be kept without going through a designated financial institution; more so, nobody has shown cause why the said sum should not be forfeited to the Federal Government of Nigeria.

Lenders know that other financial institutions will send you loan offers, so they're often forced to make their interest rates more competitive.

Instead, they have preset arrangements with most financial institutions, many of which lower interest rates and fees, so more of your payment goes toward the balance rather than finance charges.

So it's still worth considering splitting money across more than one financial institution.

So what's more common is you'll need to get a short - term construction loan from a homebuilder or another financial institution to actually fund the home's construction.

This is because there is often more fraud protection and insurance when banking with a traditional financial institution, so if your money is stolen from your account, you can usually get it back.

One wishes the financial institutions which were so eager to sign up as many TFSA accounts as possible had been a little more proactive in catching TFSA excess amount errors and warning clients that they might be running afoul of TFSA contribution rules.

Consumers are always looking for quicker and more convenient ways of borrowing money, so peer - to - peer lending appeals to many borrowers who may not want to deal with the paperwork and processing time required when dealing with conventional financial institutions.

«Dublin is an important legal market and a key global hub for the financial services and technology sectors, in addition to being well located to support our global tax practice, and will continue to be so, particularly in the context of Brexit, as we expect more institutions to have or develop a presence in the country.»

Regulation is however needed to create more stability in the cryptocurrency markets (see my recent block «Regulating Cryptocurrencies: Walking the Tightrope», 12 February 2018) As soon as cryptocurrency regulations have taken a definitive path, banks and financial institutions can really start using xRapid and XRP for cross-border payments so getting the most benefits out of these Ripple solutions.

«Ethcore is much more focused on building licensed, proprietary tools for large financial institutions, exchanges, and so forth, as opposed to the more open - sourced, Red Hat approach Blockstream is taking... One of Ethcore's main value propositions is that they know Ethereum better than anyone, and thus the tools they build and deploy should buttress and catalyze Ethereum as a whole.»

Penned by Ethereum inventor Vitalik Buterin, the more than 40 - page report provides a technical overview of Ethereum's architecture and applications in finance, as well as an analytical look at how financial institutions can seek to build private blockchains using the technology and the issues they may face in doing so.

That is why the President supports the CFPB in finalizing its simplified mortgage disclosure forms, is calling for improved rules that encourage lenders to care more about borrower success, and made clear that any future housing finance system must ensure a level playing field for community - based banks and financial institutions so borrowers can work with the lender that is right for them.