Sentences with phrase «so than the interest»

Fixed rate: Can vary from 6 months to 35 years with fixed payments, meaning that you pay down the principal more so than the interest.

Not exact matches

And so when news broke yesterday that Amazon, JPMorgan Chase, and Berkshire Hathaway were creating a joint venture to reduce healthcare costs and improve employee satisfaction, Wolf said his first response was less surprise than «keen interest» and excitement.
But with the economy growing so much faster than projected, policy makers may well feel compelled to advance their plans to raise interest rates in order to keep up.
Let's break down what an alternative finance provider needs to cover within that 30 to 40 percent factor rate (technically, this is a discount rate, which is present value cash versus future payout, rather than an interest rate), so as to come out ahead.
No one is more qualified than me, I'm friends with all these artists... so if they weren't interested in doing a licensing deal, I shut it down.
«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»
He was about six years older than me, so I always watched him and it got me interested.
However, rewards credit cards often carry higher interest rates and fees than traditional cards, so they don't make financial sense for everyone.
His post goes on to list several techniques, including following your interests so that you enjoy the process not just the result of your efforts, focusing on self - improvement rather than external comparisons, and seeking empowering mentorship.
When I interviewed Karoli Hindriks, founder of Jobbatical, a site that helps professionals find gigs working for startups abroad, about why American marketers and techies were so interested in these gigs, she had this to say: «I love Airbnb not only because it is often cheaper than hotels, but because you're experiencing a culture.
And there's this interesting tidbit too: One quarter of business executives surveyed said they are simply more effective communicating in their businesses than in their personal lives, which may factor into why so many have trouble communicating plans for passing on their businesses to family members.
Herein lies the secret of the testimonial: They have no discernable vested interest in what decision you make, so they are inherently more trustworthy than anything that comes from the mouth of a salesperson.
For their part, Gino and her colleagues say they're interested to know when women's lists of priorities start to grow so much longer than those of their male counterparts.
Buying fine art is scary and baffling for newbies so fewer people than those who could afford it and are interested actually do.
Greenfield said passionate sports fans are focused on their mobile or tablet during commercial breaks rather than watching ads on TV, so it creates a new way to monetize viewers who are less and less interested in ad spots.
It was understaffed and it was full of really interesting people, so, like most understaffed operations, you've got to do more than just your job.
So they pulled out all the stops by experimenting with an in - store cafe, free Wi - Fi, monthly book swaps, a children's play area, entertainment, more than 200 in - store author readings a year and community forums on topics of interest to customers.
With interest rates so low, stocks are better than bonds, but the Canadian market, he says, should see mid-single-digit returns.
So, as Robbins said, even if you're afraid that the market will crash tomorrow, you're still better off investing your money rather than keeping it in savings account where it will accrue a minuscule amount of interest.
He has a point: The typical credit card charges more than 16 percent interest, so not paying off your balance in full each month could cost you.
In certain cases where a seller has a vested interest - such as selling to a family member - financing more than this is acceptable, but as the amount increases, so does the risk.
We're often better at evaluating the strengths and experiences of others than we are at examining our own, so Clark suggests you «ask your friends to identify the most fascinating elements of your biography, your interests, or your experiences....
«He became interested in me in a «more than just a friend» way, so whenever I was invited out, he would make snide remarks about it,» she says.
After so much unexpected loss (savings, houses, discretionary spending), a renewed interest in things that are permanent and reliable is only natural — you might drop $ 800 on a pair handmade John Lobb oxfords, but should the nuclear holocaust hit, those shoes are gonna outlast the cockroaches, which is certainly more than you can say for a trucker cap.
The opportunity appears to be significant: A Bain survey of more than 1,000 online shoppers found that while less than 10 % have tried customization options, 25 % to 30 % are interested in doing so.
Not only did the Zero Lower Bound turn out to be not so debilitating as all that — rather than work their will via interest rates, central banks took to injecting money directly into the economy via large - scale asset purchases — but it does not even seem to be the lower bound: central banks, notably in Europe, have successfully experimented with negative interest rates.
So before you make 100K, you must live at your parents house and after, I guess you don't live an interesting life with less than 1K / month in NYC or San Francisco?
So, «national interest,» according to the NEB, does not include energy security, net employment benefits, environment, climate, GDP, or anything other than getting the pipeline approved.
Essentially, the decline we've seen so far has been due more to weak buying interest than to heavy selling pressure.
So yes, interest rates fell during that period, but stock yields fell far more than can be attributed to the decline in interest rates alone.
World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long by historical standards.
Doing so will likely set you back far longer than the amount of time it took you to save those funds in the first place, thanks to compounding interest.
There are so many reasons why this is wrong (to list just the most obvious, poor countries have much lower debt thresholds than rich countries, Japanese debt can not possibly be dismissed as not being a problem, and because it is almost impossible to find an economist who understands the relationship between nominal interest rates and implicit amortization, Japanese government debt has probably only been manageable to date because GDP growth close to zero has permitted interest rates close to zero) and yet inane comparisons between China's debt burden and Japan's debt burden are made all the time.
Once in a great while I will strategically carry a balance from one month to the next, but overall I've received much more in rewards than I've paid in interest, so it's totally worth it to me.
Vermont also has the third - lowest average savings APY at 0.14 %, so people who live there will save less than in most other states and earn less interest on the savings they do have.
-- Finally, Brad DeLong asks a fair question: «Why, if you want to tighten monetary policy, are you doing so first by raising interest rates rather than by shrinking the balance sheet?»
For instance, for Canada and the U.S., we believe that the equilibrium interest rate in these conditions is on the order of 3 per cent, like a range of 2.5 per cent to 3.5 per cent, so much lower than what we used to think of as a normal, steady, straight interest rate.
So it's a great time to write to your reps reminding them you're far more interested in your privacy being protected than Facebook winning some kind of surveillance arms race with the Chinese.
In that space, we know that the new rules mean you need to be much more qualified to have that mortgage today than before the rules went into place, so there is a cushion in there where you can tolerate a higher rate of interest and so on because you have been tested against it.
China has only completed the first part of the rebalancing — interest rates, wages and the currency have all moved sharply closer to healthy levels, levels at which the imbalances are no longer getting worse, in other words, but Beijing has still not got its arms around credit growth because to do so would cause GDP growth to drop much more sharply than Beijing is willing to tolerate.
The Fed has made good on two interest rate hikes so far in 2017, but based on weaker - than - forecast inflation and growth numbers, it will likely fall short of the four rate hikes it planned late last year.
The reason why valuations are so tightly correlated with 10 - 12 year returns is that extreme deviations from historical norms tend to wash out over that horizon, and because interest rate fluctuations have a much less durable impact on market valuations than investors imagine.
So we wrote SEO for YouTube: How to Search Optimize Video for B2B Marketing, a post that pulled in more than 11,000 views, nearly 500 tweets and a handful of interesting comments.
As a strategy, target one group of investors at a time (preferably fewer than ten investors on your initial approach) so that you can effectively manage the communication, meetings and follow - up should several investors indicate interest in evaluating your opportunity.
Business credit cards offer more protection than business debit cards, so it's in your best interest to use a business credit card over a debit card for business purchases.
Real breaking - news events happened only every so often, and people lost interest in them quickly; more quickly than ever, in fact, now that there was so much else to distract them.
So what Singapore is doing, which I think is so interesting and is a reminder that there are much more radical fusions of left wing and right wing ideas than people give credit for, is the government is overwhelmingly regulating both supply and prices to keep costs dowSo what Singapore is doing, which I think is so interesting and is a reminder that there are much more radical fusions of left wing and right wing ideas than people give credit for, is the government is overwhelmingly regulating both supply and prices to keep costs dowso interesting and is a reminder that there are much more radical fusions of left wing and right wing ideas than people give credit for, is the government is overwhelmingly regulating both supply and prices to keep costs down.
While 80 percent of plan participants are interested in putting some money into annuities, those who have a pension rather than a 401 (k) or other DC plan aren't quite so ready to jump in.
Using Private Money — If you have friends, relatives, neighbors, or others who are looking for a better interest rate than the 1 % or so they get from a bank CD or saving's account, they may be interested in lending that money to you to finance your acquisition.
So, I think Commerce is interesting, but much less important than Treasury in general.
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