Sentences with phrase «soft credit checks before»

Approval can take as little as one day but DCU performs a hard credit check upon receiving an application, so we recommend shopping around for other personal loans with pre-qualification and soft credit checks before applying, especially if you have good credit history.

Not exact matches

Before you apply, check to see if the lender does a soft credit check or a hard credit inquiry.

Checking your credit report before you apply for a loan is also considered a soft inquiry.

Before addressing your questions concerning score impacts from multiple credit checks and declined rental applications, let's first sort out some of the differences between the two main types of inquiries — hard and soft — and how each can influence your credit score.