Sentences with phrase «soft credit checks so»

Note: Many lenders perform soft credit checks so that their initial rate quotes won't damage the credit of the shopper.

Note: Many lenders perform soft credit checks so that their initial rate quotes won't damage the credit of the shopper.

The application process is a soft credit check so it won't impact your credit score.

Not exact matches

You can, however, get a preliminary offer from Avant with a soft credit check, so you don't have to officially apply to see what the lender will offer.

RocketLoans will also ask for your Social Security Number so the lender can perform a soft credit check (this will not affect your credit score).

Approval can take as little as one day but DCU performs a hard credit check upon receiving an application, so we recommend shopping around for other personal loans with pre-qualification and soft credit checks before applying, especially if you have good credit history.

LendingClub performs a soft credit check, so checking your rate won't affect your credit score.

Each of these lenders also offers rate quotes using soft credit checks, so you can get a customized offer without affecting your credit.

A soft inquiry involves a creditor checking your credit report for pre-approval, background information, and so on.

Pre-qualification uses a soft credit inquiry that won't impact your credit score, so you won't risk a hard credit check on a credit card for which you have little chance of approval.

And it's a «soft pull» on your credit, so you're not taking a «hard» hit to your score daily by checking (very important!).