Sentences with phrase «sold as a universal life»

This new product combines the best features of life insurance and long - term care into one design; it is typically sold as a universal life contract that requires a single premium and that funds an accelerated death benefit rider to pay out long - term care benefits if needed.

Not exact matches

«We're really getting to a world where, as a game creator, you can focus on building one game and then selling it to both a console audience and a PC audience and connect those two via Xbox Live and the Universal Windows Platform,» says Spencer.

I used to read a lot about using life insurance for cash accumulation, and to be honest, now that I've sold some of these and seen the performance over the years, I don't have strong opinions either way on using universal life as an investment.

The other offers permanent coverage, which is designed to last a lifetime, and is typically sold as Whole Life or Universal Life Insurance.

As a matter of fact, Life Insurance providers want agents to sell more of Universal and Whole Life policies, as they are more expensive and produce more revenue for the companAs a matter of fact, Life Insurance providers want agents to sell more of Universal and Whole Life policies, as they are more expensive and produce more revenue for the companas they are more expensive and produce more revenue for the company.

The advantage of using universal life insurance to fund a buy sell agreement is that the cash value can be used for various purposes, such as a buyout of an owner for retirement or due to disability.

Consider whole or universal life insurance for estate planning or business succession planning, such as funding a buy - sell agreement.

It is illegal for an agent to sell a client Universal Life as an investment option.

As a «Buy Term Invest The Difference» type of company, Primerica only sells term life insurance and actively campaigns against other types of permanent policies like universal life and whole life.

Equity Indexed Universal Life Insurance is NOT an investment... AND it is illegal to sell it as such?

The most common way joint life insurance is sold is as permanent universal life, with a «cash value» savings component that grows, say insurance experts.

Therefore, under the authority of the SEC and FINRA, Index Universal Life Insurance can not be marketed or sold as a «security», «variable security», «variable investment» or direct investment in a «security» (or the stock market), because it is not.

This guarantee was a big step for the universal life insurance arena, as policies sold back in the 1980s and 1990s have had a history of implosion because of rising and declining interest rates.

Universal Life policies were originally sold as part investment, part life insuraLife policies were originally sold as part investment, part life insuralife insurance.

Most variable life insurance policies are sold as a variable universal life insurance.

Thirty years ago the federal inheritance tax exclusion was only $ 600,000 and universal life insurance policies were sold as the last life insurance policy that you would ever need.

Universal life is more death benefit focused which makes it ideal for long term planning, such as using life insurance for estate planning or funding a buy sell agreement.

Many life insurance want their agents to focus on selling you permanent life insurance policies such as Whole Life and Universal llife insurance want their agents to focus on selling you permanent life insurance policies such as Whole Life and Universal llife insurance policies such as Whole Life and Universal lLife and Universal lifelife.

Business owners looking to fund buy - sell agreements with life insurance should consider permanent coverage, such as Universal Llife insurance should consider permanent coverage, such as Universal LifeLife.

People may also use variable universal life insurance, and sometimes universal life insurance, as a retirement investment as well (though it is illegal for insurance companies to sell a universal life insurance policy as an investment).

In fact, most universal life insurance policies sold today are earning less than 3 % interest, and this is not enough to offset the rising cost of insurance as one ages.

Indexed Universal Life or Survivorship Universal Life are excellent vehicles for estate planning, such as funding irrevocable life insurance trusts and business planning purposes, such as key man insurance and buy sell agreemeLife or Survivorship Universal Life are excellent vehicles for estate planning, such as funding irrevocable life insurance trusts and business planning purposes, such as key man insurance and buy sell agreemeLife are excellent vehicles for estate planning, such as funding irrevocable life insurance trusts and business planning purposes, such as key man insurance and buy sell agreemelife insurance trusts and business planning purposes, such as key man insurance and buy sell agreements.

Universal life insurance is a great choice when you need a policy for the rest of your life, such as to fund buy sell agreements or life insurance trusts.

Our owner - operated agency is licensed to sell life in all 50 states as well as Washington D.C. and we specialize in term life insurance, whole life insurance, and guaranteed universal life insurance.

There are those, especially amongst agents that sell whole life insurance or indexed or variable universal life insurance, who point to this as «the dirty little secret of term life insurance».

Like the universal life of the 1980's, these policies are being sold as investments and retirement planning vehicles.

Assurity is licensed to sell Whole Life (Fully Underwritten & Simplified), Single Premium Whole Life, Term Life, Universal Life, and revisionary annuities in 49 states as well as the District of Columbia.