Sentences with phrase «sold as low interest rate»

Costs involved: Though often sold as low interest rate loans, pre-approved loans do come with a fee attached.

Not exact matches

Toward debtor countries American diplomats work through the World Bank and IMF to demand that debtors raise their interest rates and impose taxes and austerity programs to keep their wages low, sell off their public domain to pay their foreign debts, and deregulate their economy so as to enable foreign investors to privatize local electricity, telephone services and other infrastructure formerly provided at subsidized rates to help these economies grow.

This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).

This maneuvering has been dubbed Operation Twist, presumably as an affirmation of the Fed's desire to lower long - term interest rates, by purchasing such longer - maturity securities, while selling shorter - term instruments.

The effect in either case would be to tax a few generations heavily, to buy securities that later will be sold in such large quantities as to lower their price, creating a chronic stock market depression (or bond - market slump) that raises interest rates — unless the central bank monetizes the sale.

The district, by selling the bids earlier in the year, gained a lower interest rate than if it had bidded the bonds in the fall, as it does customarily, according to Park Board President Kathryn Graham.

You should be interested in this tax rate too because often capital gains from selling shares can be as low as 15 % whilst personal income taxes can be as high as 50 %.

However, a secured personal loan will have lower interest rates, the reason being that if you default on the loan the lender will be able to take the property (real estate, stocks and bonds, late model car) you have signed over as collateral and sell it to cover the cost of the loan.

Dealers really want to sell new cars, and may be willing to offer incentives, such as lower interest rates, to close a deal.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

However, since mortgage fraud perpetrators hope to inflate the value of their properties and quickly sell them, they would likely gravitate towards mortgage loans that offered low and short - term interest rates such as those offered by ARMs.

i hate to do it but I have a question... just a little info would help tho so... I have a mortgage due this july 2014, I owe ~ $ 383K and expect to sell at ~ $ 525K, Looking to houses that are less than the $ 383K, i understand that porting would still cost me the 5 % down, the rest of my mortgage term is 30 yrs, (Vancouver mortgage), do you think that the porting would transfer the Term of 30 yrs as well as the low interest rate to the... say ~ $ 360K home that i am looking at?

Since interest (and mortgage) rates are currently history low and markets across Canada are either hot or stable, you won't find many VTB mortgages, unless the seller needs to entice buyers (such as a poor location, hard to sell property or a property in bad condition).

And since their credit rating is now low, they are now being charged 30 % interest on credit that was sold to them as «2.99 % until paid off!»

As a result, many owners opted to take advantage of low interest rates to refinance and pull equity out of properties rather than sell in the current climate.

They cite low interest rates (16 percent), recently purchasing their home (15 percent), and needing to make home improvements and low property taxes (each at 13 percent) as reasons not to sell.

The low interest rates available on senior debt provide owners an incentive to refinance as opposed to selling property since they can obtain such affordable fixed - rate loans, which makes room for excess cash flows to pay down mezzanine debt.

«Home sellers are seeing the opportunity to boost their sale price and sell fast as buyers capitalize on historically low interest rates,» says Brian Rushton, executive vice president, Century 21 Canada.

Compared with a year ago, the median price of a home sold in the Chicago area in April again posted a double - digit percentage gain, as it did in March, potentially creating affordability issues for buyers despite continued low mortgage interest rates.

Interest rates are low as the banks become more comfortable about lending money to first - time investors, and rising property prices signal a strong return in the future, whether you sell the home or rent it out....

As you know, the numbers are even more dramatic in Florida, so it makes a good case for selling, taking a loss and being able to move up or down, while interest rates are so low.

Low interest rates were certainly a factor in 2016 and 2017 in fueling buying, as well as refinancing that could have prevented some homeowners who wanted to hold onto low payments from selliLow interest rates were certainly a factor in 2016 and 2017 in fueling buying, as well as refinancing that could have prevented some homeowners who wanted to hold onto low payments from sellilow payments from selling.

Low interest rates and strong housing sales have attracted a large number of lenders into the market, and to be competitive, those lenders have had to deliver on loans even as selling prices have been ratcheted up.

«Values are continuing to rise at a steady, consistent pace and new inventory is slowly coming to market as more and more long - time owners are coming off the fence to sell in an environment where interest rates are at all - time lows, demand is unrelenting and looming tax increases are on the horizon,» said Ken Uranowitz, managing director.

Interest rates are low as the banks become more comfortable about lending money to first - time investors, and rising property prices signal a strong return in the future, whether you sell the home or rent it out.Deciding to invest in a property is easy.

«Despite record - breaking prices in many of Canada's major markets, these homes are selling, as buyers take advantage of today's historically low interest rates.

Ryan mentions that Facebook founder Mark Zuckerberg may have purchased a home in California; Ryan reviews the economic events of the prior week; Ryan notes that interest rate are still heading down; Ryan notes that the DC real estate market is competitive on the buy and rent sides and that would be renters in the DC area are turning into would be buyers; Louis notes that the DC housing dynamic is different from the rest of the country where housing prices are down and there is plenty of inventory; Louis notes that if it is cheaper to buy than rent that it makes sense to get a long term low interest rate loan; Louis talks about the benefits of visiting HomeGain.com; Louis discusses the HomeGain FSBO vs. Realtor survey and the advantages of hiring a REALTOR; Louis and Ryan discuss the HomeGain home improvement survey and recount the types of home improvements that provide the best return on investment; Ryan and Louis talk about pricing strategies for selling a home; Louis and Ryan discuss the differences between pricing a short sale and pricing a non short sale home; Louis notes pricing a home too high may keep the home on the market a long time and that the more days a home is on the market makes a home look like damaged good; Ryan describes short sales as foreclosure avoidance and discusses the impact of each on FICO scores; Ryan talks about the options that people with underwater mortgages have; Louis mentions that 72 % of home buyers and sellers pick the first real estate agent they meet and points out the value in comparing agents first using HomeGain's Find a REALTOR program; Louis can Ryan discuss the level of shadow inventory the impact on sellers as more inventory gets released;