Sentences with phrase «sold by insurers»

Some whole life policies sold by insurers may offer you dividends.
On the majority of policies sold by insurers, the premiums are guaranteed for the term you have bought.
Typically, such policies are written for the protection of directors and officers of companies and are sold by insurers on the basis that they provide «peace of mind» in the event that any allegation of malpractice is made against them in connection with their duties.
Annuities are issued by life insurance companies and sold by insurers, brokers, and advisors.
Increased access to information and competitive selling by insurers have driven down the cost and multiplied consumer options.
Number of death claims settled and reported are for all types of life insurance policies (be it a term plan, saving plan, investment plan, etc.) sold by the insurer collectively.
You can also save by accepting a higher deductible, by picking a policy that is sold by an insurer you already use for another service, or by renting a Wilson home that is located in a more secure part of town.

Not exact matches

McConnell's latest version aimed to satisfy both camps, by incorporating language by Sen. Ted Cruz of Texas allowing insurers to sell skimpy plans alongside more robust ones, and by adding billions to treat opioid addiction and to defray consumer costs.
For flood damage, property owners must turn to the NFIP, which backs flood policies sold and serviced by private insurers, including Allstate, Assurant and others.
Partly in response to that, real estate developers and others who needed to borrow large amounts of money began turning to insurers, which rapidly expanded their financial activities and raised the money to do so by selling a wide array of often speculative investment products.
Depending on the proprietary channel arrangement, agents are often contractually required to sell a minimum volume of products developed by the insurer.
In 2009 she dismissed a $ 1.4 billion suit brought by developer Sheldon Solow against insurer Conseco, in which Solow accused Conseco of bid - rigging when the firm and Trump sold the GM Building to Harry Macklowe in 2003.
New York State insurers selling plans on the individual market are asking the Cuomo administration to raise average premiums by more than 17 percent, a consequence of rising medical costs, decreasing federal funding and misplaced assumptions about the health of consumers.
The reciprocal insurer holds assets and liabilities, while the management company makes its money by selling malpractice insurance, and taking a percentage cut of the resulting premiums.
The IG also found that, despite those promises of price competition, many co-ops had set premiums higher than policies sold by commercial insurers.
Dogs can be wonderful companions, but if you choose a breed that is blacklisted by insurance companies, it could be difficult to find an insurer who will sell you a home insurance policy.
While policies sold by mutual life insurers are similar in many ways to those sold by stock life insurance companies, as we have seen, there are certain benefits to buying policies from mutual insurers.
We limit our product offerings to only those sold by top - rated insurers (A.M. Best rating of at least A), and our Quote Tool allows you to easily compare quotes side - by - side.
A recent article in The Wall Street Journal, «New Annuity Guarantees Raise Questions», by Leslie Scism points out that regulators «are worried that lifetime income guarantees sold on a mass scale could be harmful to insurers» financial health if markets were to slide as they did in 2007 - 09, putting insurers on the hook for massive payouts.»
The National Flood Insurance Program supports most flood policies purchased in Texas, but it is private insurers licensed by the state that sell these policies.
Shiller (1988) found that: «An initial price decline starts a vicious circle by causing portfolio insurers to sell, causing further price declines, causing portfolio insurers to sell again, and so on.»
Many insurers make a large mark - up by selling add - ons at higher rates than you can get elsewhere.
Policies are typically sold by the funeral home or an insurer associated with them (such as the Funeral Directors Life Insurance Company) instead of an independent agent.
It is a detailed information of all your credit activities that is prepared by consumer credit bureaus and sold to creditors, insurers, employers or other businesses.
However, insurers that don't sell earthquake insurance may still be impacted by these catastrophes due to losses from fire following a quake.
Captive agents don't have the freedom to sell the policies provided by another insurer.
«Bundling insurance saves money on processing, administration and selling costs for insurers, so it's good business sense to encourage customers to do it by sharing some of the savings with them,» says Lehrer.
Freshfields, which advised L&G in 2005 when the insurer was investigated by the Financial Services Authority for the alleged mis - selling of endowment mortgages, is the only magic circle firm not on the panel.
Why else, but for profits, did OTLA allow Dr. James N. Sears to work for nearly a decade in the Ontario auto insurance context — pose as a licenced doctor — and sell «mobile treatment» and «in - home surveillance» to auto insurers and defence lawyers — without a single word by way of protestation?
Sompo, one of Japan's biggest property and casualty insurers, is selling the business to a private equity consortium led by Centerbridge Partners.
He has also acted for various insurers seeking recovery by way of group litigation for alleged stop loss mis - selling at Lloyd's.
Does protecting the reputations of health professionals who sell second opinions to third parties (auto insurer for example) trump the right of injured Ontarians to medico - legal assessments that ought to come as advertised by their insurer — highly qualified and completely impartial?
It is a private company owned and managed collectively by every insurer authorised to sell compulsory motor insurance in the UK.
Our 5 - star rated lawyers have an established record for holding major corporations and their insurers accountable for serious or permanent harm from malfunctioning products sold to the general populace or used by workers.
This argument was rejected by the Inner House of the Court of Session in Hunter v Thomson and another (2004 Scot (D) 9/1) where the Sheriff Principal rejected the defendant's insurers» argument that the court could not be satisfied on the balance of probabilities that there was any diminution unless and until the car had been sold on at a loss.
The single renewal date may have served us well, but it poses a high risk for the profession, particularly if an insurer were to collapse in the month before renewal, and it may well be past its sell - by date.
Progressive is one of the more popular direct - to - consumer insurers, selling auto insurance online or by phone instead of through agents.
«Bundling insurance saves money on processing, administration and selling costs for insurers, so it's good business sense to encourage customers to do it by sharing some of the savings with them,» says Lehrer.
The National Flood Insurance Program supports most flood policies, but they are still sold by private insurers.
Those policies are sold directly by insurers.
In the face of alleged violations in sale of universal life policies (ULPs), insurers would stop selling these products from Saturday till November 4 in accordance with a stiff direction by regulator IRDA.
Many of the direct writers, which are today among the largest auto and home insurers, began by selling auto insurance directly to farm bureaus in the 1920s.
Captive agents don't have the freedom to sell the policies provided by another insurer.
Therefore, it is better to do a little research on the policies sold by different life insurers.
They also sell insurance products that are underwritten by unaffiliated insurers.
Plans sold on the exchange are offered by carriers like Aetna and Humana, and some smaller insurers, as well (see the full list below).
Most of these types of insurance are sold by specialty insurers, and also can include standard automobile coverages in case you're tempted to take it out for a little spin with your besties some sunny afternoon.
The complaint ratio is the total number of complaints as compared to the number of policies sold by each private non-life insurer.
Reinsurance is commonly used by insurance companies to offset the risk of major insurance risks on large policies, it works by either combining insurance offerings from many companies or for one insurer to take the whole risk and then sell on the risk to one or more other companies in the form of additional insurance policies.
Most life insurance is not sold directly by life insurance companies — instead, agents and brokers act as intermediaries between insurers and customers.
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