Sentences with phrase «solid credit score and history»

For starters, you will want to make sure you have a solid credit score and history.

Not exact matches

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

You need a good credit score and solid credit history to qualify for these unsecured loans.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

You'll generally need solid income, a credit score of 690 or higher and a history of on - time debt payments.

If you have a credit score of at least 680 and solid credit history, you shouldn't have any major issues getting an unsecured personal loan.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

You'll generally need solid income, a credit score of 690 or higher and a history of on - time debt payments.

You will need a credit score of around 690 or better and a solid credit history to qualify for a personal line of credit.

Approved borrowers usually have solid repayment history on all student loans, above - average credit scores, and well - paying jobs.

Almost anyone with a good credit score, a stable income and solid credit history can use Guaranteed Rate.

The lessons I learned then gave me the tools and knowledge to achieve a high credit score and a solid financial future at an age when most consumers are barely building their credit history and score.

It is this report that will dictate the steps you need to take for getting better credit scores and reestablishing a solid credit history.

Your lender will report your payment history to the credit bureaus, and if you pay on time each month your credit score will gradually increase as you build up a solid payment history.

Not only can using a credit card help you establish a solid credit history and boost your credit score, but you'll gain access to a host of rewards that cash and debit cards simply don't offer.

While you can still try to apply for private student loans without a cosigner, keep in mind that you will need a solid credit history and good credit score (usually around 650 and higher) to qualify.

Lower interest rates go only to consolidating borrowers with high credit scores and income combined with a solid job history.

With free credit score tracking and a cash rewards program, this card is a solid choice for those who lack a perfect credit history.

You will have to make sure that you have a good credit score and a solid history of credit worthiness.

If your finances are in order, your credit score is solid, and you have a healthy and consistent work history, you might be able to lower your rates and pay your student loans off early by refinancing them through First Republic.

Having a solid credit history with a credit score over 700 will open doors to money - saving opportunities — from low - interest mortgages and loans to lower APR credit cards, better insurance rates and even jobs.

A low credit score can be offset by a solid payment history or low account balances, and a high score might not get you many offers if your last vehicle was repossessed.

Building a solid credit history and maintaining a high credit score is essential, and it can have a substantial impact on your overall financial life, both now and in the future.

Having a solid payment history accounts for 35 % of your score and having a credit history makes up 15 % of your score (that's half your score!)

Refinancing is typically available if you have a solid credit score of at least 660, a steady job, and a history of making on - time student loan payments.

To qualify for the best rewards credit cards, a home mortgage with the lowest interest rates, or personal loans with the best terms, you usually need a solid job history and income, a record of responsible credit use, and a FICO score of 720 or above.

I'm looking into purchasing a home now and discovering that maintaining a solid credit score and having a decent income history is a HUGE benefit.

The use of credit - based insurance scores has been banned in Massachusetts, Hawaii and California, but if you live in one of the other 47 states, maintaining a solid credit profile and credit history may improve your insurance premiums and help keep costs low during retirement.

They still require good credit scores, a solid work history and a decent amount of liquid assets.

For most people with no history with Chase and with anything but a great credit score, the Freedom card is a solid entry point into working to get this trifecta.

Not everyone new to miles & points is a fresh - faced graduate or teenager looking for their first credit card so this post is aimed at those with a solid credit score (and history) but who haven't really investigated the miles & points world to any great extent.

So if you have a 690 credit score but 7 + years of solid credit history and no blemishes on your record, it might be worth giving it a shot to apply.

High scores are derived from a solid credit history characterized by timely payments and responsible use of credit.

With a good credit score and a solid claims history, chances are you will be able to find a North Carolina renters insurance policy at a very reasonable price.

A solid approach to Lakewood insurance must take into account diverse factors, ranging from your credit score to your driving record to your health and fitness history.

The credit score is an important indicator of a tenant's financial health and history, and a critical part of a solid tenant screening process.