Permanent life insurance policies are many times more expensive than term life insurance policies and come with complicated rules that may
make them a bad investment choice for most life insurance shoppers.
Permanent life insurance policies are many times more expensive than term life insurance policies and come with complicated rules that may make
them a bad investment choice for most life insurance shoppers.
Many advisors will point to the high fees of a variable universal life insurance product and
declare it a bad investment, but this really only tells part of the story.
Home values over the long run tend to rise just slightly faster than inflation,
making it a worse investment than, say, investing in the stock market.
Would this mean that the stock market (index) would also stay close to the same level in the long term, making
it a bad investment?
Objectively, the costs associated with home ownership are the drags that may make
it a bad investment.
That by no means makes
it a bad investment — after all, a lot of people have struck it rich by mining virtual gold — but it does mean that massive, heart - stopping swings are to be expected.