Sentences with phrase «something in the medical exam»

Most often, life insurance companies find something in the medical exam that you may not have been aware of that they believe makes you a riskier candidate.

Not exact matches

Here's something frustrating: after you put in your life insurance application, get the medical exam, and go through underwriting, your life insurance agent comes back and tells you that your rate got bumped up.

The insurance industry would rather you not know about MIB, but here's how it works: if an underwriter discovers something worrisome in your questionnaire or medical exam results, he or she adds an alphanumeric code to your MIB file.

It just may be your keen observation of a behavior change in your cat that uncovers a feline illness that needs medical treatment, rather than something that your vet notices in a once a year exam.

You should always try for a policy that screens with a medical exam, before one that doesn't because the rate will be lower and if something happens in the first two years that was unpredictable, your life insurance beneficiary will be more likely to be able to collect the death benefit.

Unless something pops up in your medical exam or health history, your original quote should be accurate.

Should you have any questions along the way regarding how variable policies work — about life insurance in general, or about something more specific such as life insurance without medical exams — please feel free to contact us directly.

In order to get term life insurance, you must fill out an application, often take a medical exam and go through something called underwriting.

Now, what if something was to be found in your medical exam that you didn't know about?

Career Step's Medical Assistant program now includes guaranteed placement in a 130 hour externship at a local clinic to get you prepared for the certification exams and to have something great to put on your resume when you start looking for a job.