As a practical matter, disputing an error can be a time - consuming, nearly impossible three - party negotiation between the credit bureau, the creditor and the individual — a negotiation for which the outcome is ultimately controlled by
the sometimes arbitrary decision of the agency.17
«The Court's Emphatic Ban on Executing the Intellectually Disabled: A divided court doubled down on its 2002 Atkins
decision, ruling that Florida can't kill Freddie Lee Hall just because his IQ has
sometimes passed an
arbitrary mark.»