This second fund, however, is not quite the priority as the $ 1000 cash buffer and can be kept in
somewhat conservative investments (perhaps a stock - bond blend).
(2) Also, considering I am 23, which option would you suggest me — Equity Oriented, Debt Aggressive, Debt
Conservative with a
somewhat secured return as per past performances (3) Should a lumpsum
investment of an amount, say Rs 5,000 / 10,000 be done in one shot or an SIP is recommended for the same?