As a result, they tend to hold a buffer of
spare cash until they are confident about end - of - day positions.
Not exact matches
While your intention is to attract fit people who are interested in music and who may have some
spare cash to go travelling, you aren't really being fair to yourself, or to them, if you haven't enjoyed those activities up
until now.
P.S. — My votes: defer the mini cooper
until you've got the emergency fund AND the
spare cash, preferably as a bonus from unneeded funds.