There are
special balance transfer credit cards which offer a 0 % APR introductory rate for the first 12 months you have the card.
Not exact matches
In order to make a
balance transfer work, you need to open a new
credit card account with a
balance transfer special.
Some
credit card companies offer
special introductory interest rates to incentivize you to sign up for their
credit card, or use a
balance transfer promotion.
No qualifying score — All Shell FCU
credit card holders qualify for this
special balance transfer offer.
We looked through hundreds of
credit card contracts to find cards that don't charge any fees for
transferring a
balance, or ones that offer a
special promotion that waives the fee.
For Parents, Family and Friends: CHOOSE ANY OF THESE SERVICES - Visa ® Debit Card - Free checking, cash - back rewards, 1000 free ATMs, free Mobile Banking - Visa ®
Credit Card - Free
balance transfers, low rates, cash - back rewards - Auto Loans - Low rates on purchase or refinances - Home Equity Lines of
Credit - Low rates for home improvements, tuition, weddings or other
special purposes.
Even if you get approved for a lesser
credit line than you hoped,
transferring any amount of a high - interest
balance will help you save money with this
special 0 % rate.
Fortunately, depending on the
credit card, there may be
special offers and terms that waive the
balance transfer and / or include an extremely low interest rate on
balance transfers.
An introductory APR is different from a
balance transfer rate, which is a
special interest rate that
credit card companies may offer you in hopes that you'll
transfer your other card
balances to their card.
A
credit card
balance transfer from one or several high interest accounts to one new account with a
special offer can be a valuable tool to use in reducing your
credit card debt.
Plus, many
credit card companies offer
special promotions for new cardholders, such as no
balance transfer fees for the first year.
When you consider a
credit card
balance transfer from several accounts to one new account for a
special offer compare the offer carefully.
Items that are not Qualifying
Credit Card Transactions include, without limitation, cash advances, special check transactions, balance transfers, charges for products, services or benefits we provide (such as credit insurance or debt cancellation programs), and all other finance charges and other charges that post to your Card Ac
Credit Card Transactions include, without limitation, cash advances,
special check transactions,
balance transfers, charges for products, services or benefits we provide (such as
credit insurance or debt cancellation programs), and all other finance charges and other charges that post to your Card Ac
credit insurance or debt cancellation programs), and all other finance charges and other charges that post to your Card Account.
This is a common misconception about 0 % APR
balance transfer credit cards, which differ from
special financing offers from many retail stores.
They may even offer you
special perks — including
credit card rewards or
balance transfer offers — to convince you to stay.
Credit card companies are always competing with each other for new customers and will use 0 % loans for 12 months, free
balance transfers, another
specials and incentives to entice new customers.
Following this strategy may work well for you too, just remember that there are a couple of things you need to consider before you take advantage of
special credit card
balance transfer offers.
Balance transfer offers for
credit cards often include
special checks that have a zero or low interest rate.
So if you had different categories of debt outstanding in your
credit card account — maybe a
balance transfer at a
special, low rate and purchases you made directly to the account — extra payments would be applied first to the debt with the lowest APR..
It's possible to get 0 % interest on
balance transfers too, though this requires a
special type of
credit card.
Chase Slate
Credit Card 3.7 Review Updated: December 28, 2017Author: Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsFree monthly FICO score credit monitoringNo annual fee APR13.24 % — 23.24 % Cash Advance APR: 25.24 % Special Offers0 % intro APR for the first 15 months0 % intro APR for balance transfers for the first 15 months Chase -LS
Credit Card 3.7 Review Updated: December 28, 2017Author:
Credit Card Review Team COMPARE Using Our Free Credit Card Comparison Tool Card DetailsFree monthly FICO score credit monitoringNo annual fee APR13.24 % — 23.24 % Cash Advance APR: 25.24 % Special Offers0 % intro APR for the first 15 months0 % intro APR for balance transfers for the first 15 months Chase -LS
Credit Card Review Team COMPARE Using Our Free
Credit Card Comparison Tool Card DetailsFree monthly FICO score credit monitoringNo annual fee APR13.24 % — 23.24 % Cash Advance APR: 25.24 % Special Offers0 % intro APR for the first 15 months0 % intro APR for balance transfers for the first 15 months Chase -LS
Credit Card Comparison Tool Card DetailsFree monthly FICO score
credit monitoringNo annual fee APR13.24 % — 23.24 % Cash Advance APR: 25.24 % Special Offers0 % intro APR for the first 15 months0 % intro APR for balance transfers for the first 15 months Chase -LS
credit monitoringNo annual fee APR13.24 % — 23.24 % Cash Advance APR: 25.24 %
Special Offers0 % intro APR for the first 15 months0 % intro APR for
balance transfers for the first 15 months Chase -LSB-...]
Balance transfer credit cards typically offer a
special interest rate for a certain period, as long as you pay on time.
Optional
Balance Transfer Offer to new Cardmembers — Enjoy a special 1.99 % introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at the time of online appl
Transfer Offer to new Cardmembers — Enjoy a
special 1.99 % introductory interest rate on
transferred balances in the first 6 months if you choose to
transfer your other credit card balances to this American Express card at the time of online appl
transfer your other
credit card
balances to this American Express card at the time of online application.
And although there are no rewards with the Citi Simplicity ®
Credit Card, you do get a 0 % APR for purchases and
balance transfers for an unheard of 21 months, without the spending requirements attached to the Lowe's
special financing offer.
Fortunately, depending on the
credit card, there may be
special offers and terms that waive the
balance transfer and / or include an extremely low interest rate on
balance transfers.
Chase Slate ® is a Visa
credit card from Chase with
special balance transfer benefits.
In order to make a
balance transfer work, you need to open a new
credit card account with a
balance transfer special.
Most
credit card companies allow you to
transfer part or all of a card's
balance to a new account, and many actually offer
special promotions with low or zero introductory interest rates on
transferred balances.