Response: We believe that the current
special enrollment periods requirements appropriately account for changes in circumstances that necessitate when individuals would need to select a new or different qualified health plan and balance these needs with the administrative burdens of enrollment changes for issuers.
Not exact matches
U.S. Department of Health and Human Services, «FAQs on the Marketplace Residency
Requirement and the
Special Enrollment Period due to a Permanent Move» January 19, 2016.
Therefore, HHS will provide issuers with suggested
special enrollment period language that they could use in their existing consumer notices to satisfy the
requirement that they notify enrollees of their eligibility for a
special enrollment period.
We amended the eligibility parameters for this
special enrollment period by adding
requirements in § 155.420 (d)(7)(i) and (ii).
The addition of paragraph (i) required further amendments to the rule to maintain the availability of the permanent move
special enrollment period for certain other individuals who should continue to be able to access this
special enrollment period without the
requirement of being previously enrolled in minimum essential coverage.
We are therefore proposing to modify the
requirements to reflect that the SHOP's proposed role is not to provide
special enrollment periods, but to ensure that QHP issuers offering coverage through the SHOP provides the
special enrollment periods set forth in regulation.
However, assuming you meet citizenship
requirements, if you move to a new area, you have approximately 60 days to purchase a qualified Marketplace policy under the «
Special Enrollment Period» exemption.
Response: We agree with commenters that adding a prior coverage
requirement to the
special enrollment period for a permanent move protects against misuse and abuse of this
special enrollment period by preventing consumers who are moving for the sole purpose of obtaining medical treatment from newly enrolling in a QHP.
As mentioned above, we are conducting an assessment of QHP
enrollments that were made through
special enrollment periods in the FFEs, and, given the information technology system
requirements necessary to implement these provisions by January 1, 2017, we were concerned that the
requirement to meet the January 1, 2017, deadline could cause needless expenditures of Exchange funds.
However, if you've recently lost other comprehensive health insurance coverage, you might be able to enroll even before open
enrollment if you meet the health plan's
requirements for a
special enrollment period.
You'll have to meet that
requirement before you'll be eligible to sign up, even with a
special enrollment period.
All of those bills are aimed at specific provisions of the ACA, or the ways in which the law has been implemented via subsequent regulations (for example, HHS was tasked with establishing the specific
requirements and details for
special enrollment periods, and initially opted to use the honor system rather than requiring proof of qualifying events).
We also proposed to explicitly state that the
requirement for Exchanges to ensure appropriate actions are taken in connection with retroactive terminations, currently set forth in paragraph (d)(6) regarding
special enrollment periods, applies to all retroactive terminations, including valid cancellations of coverage under a «free look» law.
Changes include different dates for the annual Individual and Family Health Insurance Open
Enrollment Period, stricter
Special Enrollment eligibility rules including
requirements to provide proof of prior coverage.