Jeannie Tarkenton, Founder and CEO at Funding University, a private student
loan lender who
specializes in non-cosigned
loans, had the following to say in regards to qualifying for a student
loan without a cosigner, «The vast majority of undergraduate students do not have deep credit history or meaningful FICO scores - and banks are unable or unwilling to use behavioral data that are predictive of
loan payment success of college
graduates; so, in post 2007 environment banks simply will not extend credit to students.