Not exact matches
Finally, a key aspect of
disability insurance is the
specific definition of
disability by the
insurance company.
Many
insurance companies try to deny your claims by suggesting that there isn't sufficient evidence of a
disability or that your
specific condition shouldn't make you totally disabled.
Guardian offers four
specific disability insurance policies underwritten and issued by its subsidiary, Berkshire Life Insurance Company of
insurance policies underwritten and issued by its subsidiary, Berkshire Life
Insurance Company of
Insurance Company of America.
Finding a good, independent
disability insurance agent who isn't beholden to any particular
insurance company can help you secure the right policy at the right price for your
specific situation.
Finding the right own occupation
disability insurance company and policy for your
specific occupation requires knowledge of the industry and the different
disability income providers available.
The goal when valuing a key person for life and
disability insurance is to get the correct amount of coverage based on the
specific needs of the business but that also corresponds to the realistic loss associated with the death or
disability of the key employee from the
insurance company's viewpoint.
The most comprehensive definition of
disability is «own occupation» which means the
insurance company will pay benefits if you can't work at your own
specific occupation even if you are working in another capacity.
This is important because most
companies that write a lot of physician
disability insurance will often offer specialty
specific benefits.
Give us a call today and speak to an experienced private
disability insurance agent who can go over the different
companies and plans that meet your
specific needs, goals and objectives.