Sentences with phrase «specific type of credit»

There are even discounts available for drivers that own a specific type of credit card or belong to a certain organization or alumni.
Industry - specific FICO ® Scores help lenders more accurately assess the risk on a specific type of credit obligation, such as car loans or credit cards.
A FICO score is a specific type of credit score administered by the Fair Issac Corporation that considers the same factors as many of the major credit bureaus, in addition to a potential borrower's credit report to arrive at a numerical evaluation of their «creditworthiness» or likelihood they they'll be a low - risk borrower for the lender to take on.
A cashback credit card is a specific type of credit card designed to encourage you to spend by offering you rewards.
These are scores similar to base FICO ® Score versions but tailored for a specific type of credit such as an auto loan or credit card.
Now, having a fair credit can potential prevent you from opening specific type of credit cards; however, there is specific credit cards created by credit card companies for individuals with fair credit.
In general, here is how long specific types of credit information can be reported:
Your FICO ® score takes into account how long your credit accounts have been established, including the age of your oldest and newest accounts and an average age of all of your accounts, how long specific types of credit accounts have been established and how long it has been since you used certain accounts.

Not exact matches

1 Secured Business Line of Credit — This type of LOC requires the business to pledge specific assets as collateral to secure the line.
Changes in the financial condition of an issuer or counterparty, changes in specific economic or political conditions that affect a particular type of issuer, and changes in general economic or political conditions can increase the risk of default by an issuer or counterparty, which can affect a security's or instrument's credit quality or value.
The specific option you choose depends on your particular situation, such as the type of debt with which you are dealing, your credit, your budget and your financial goals in general.
There are over a dozen subsector Dow indexes available within the financial sector, with focuses ranging from credit card companies and major mortgage lenders to specific insurance areas (such as auto insurance or life insurance) and a variety of categories for different types and sizes of banks.
And while Kraft deserves some credit, as none of the other Big Coffee companies is making this type of effort, real environmental preservation and fair prices for farmers is far, far better served by purchasing sustainable coffees from small companies and roasters with relationships with their suppliers, especially those that provide information on the specific farms where their beans are sourced.
In 2010, Paymentwall launched its dating - industry specific alternative payments platform supporting subscriptions with various payment types (credit & debit cards, mobile payments, ewallets, landline payments, and prepaid cards) in almost all countries of the world.
Specific course and credit hour requirements for each type of certification is available on the ISBE website.
We have been in business for over 50 years, our Finance Professionals have seen almost every type of credit siutation from very good to pretty bad so please let us work with you and see what we can do for your specific situation.
You may be wondering whether credit card companies charge interest on specific types of activities.
The third type of rewards card, airline cards, allow you to earn miles earned through a credit card, and those are generally tied to a specific airline's frequent flyer program.
Your FICO score takes into account how long your credit accounts have been established, including the age of your oldest account, the average age of all your accounts, and the age of specific types of accounts (student loans, car loans, etc..)
This type of credit card usually offer a higher interest rate than traditional cards and thus, you should avoid the use if you don't plan to pay the balance in full or if there no specific no interest rate promotions.
The Capital One Venture card is a well - known example of this type of general travel - focused credit card, because it is not tied to a specific airline carrier.
This portion of the score factors in the age of your oldest account, the average age of your accounts and the age of specific types of accounts such as credit card accounts, car loans and mortgages.
With the change, they'll begin omitting specific types of data from credit reports, such as tax liens and civil judgments, if they don't include personal information, like your name, your Social Security number, address, or date of birth.
Well, in addition to the variations found within the proprietary models of the rating agencies, there are industry - specific credit scores that are used for particular loan types.
If you're the type of traveler who doesn't want to be limited to a specific brand, the Marriott Rewards ® Premier Credit Card probably isn't for you.
These credit cards let you earn points of a specific airline, hotel or other type of loyalty program directly — and some even allow you transfer points to another loyalty program.
Besides analyzing the specific type of bond involved and the issuer's credit - worthiness, there are several other factors to consider: the trends within the issuer's sector; whether the corporation is best of breed for its particular sector; the quality of the management team; and the overall economic environment.
Account payment information on specific types of accounts (credit cards, retail accounts, installment loans, finance company accounts, mortgages, etc..)
if you count both of the two scoring models, the three different credit bureaus, and the specific credit scores for each type of lender, then we're up to more than 20 different credit scores per person — and more than 30 or 40 if you include the direct - to - consumer scores and other variations.
According to myFICO.com, the amount of time that bad credit stays on your credit report is specific to the type of credit it is:
Specific companies like Go Clean Credit have significant expertise, that you won't likely find anywhere else, in dealing with these types of mortgage derogatories and bad credit home Credit have significant expertise, that you won't likely find anywhere else, in dealing with these types of mortgage derogatories and bad credit home credit home loans.
Which instrument to use depends on your specific situation, debt type and size, credit score, and a number of additional factors.
However, a specific type of bad credit loan, called a cash advance loan, can be a saving grace for one in your position.
Experian also provides industry - specific credit scores to lenders in certain types of businesses.
But there are various other types of credit card available with specific benefits that you could enjoy, depending on your intended purposes.
Currently, there are two kinds of wholesalers who offer two very different types of credit reports: industry - specific FICO ® score providers and FAKE - O ™ score providers.
Having read through a few policies in the past for credit cards I haven't seen a disqualification based on age before but each of these types of policies are going to be company and possibly product specific and you would really need to read through the entire policy before buying because they are full of gotchas (the companies have no intentions of paying out if they don't have to).
With some similar cash back credit cards on the market, the Ally CashBack Credit Card is ideal for a very specific type of concredit cards on the market, the Ally CashBack Credit Card is ideal for a very specific type of conCredit Card is ideal for a very specific type of consumer.
FICO drills deeper into financial data and helps lenders predict how you will do with specific types of loans, such as a mortgage or auto loan or credit cards.
Many credit cards are generally tailored towards these specific subsets, so potential cardholders have a choice on which type of rewards package is the best fit for their needs.
They'll run a credit check, and offer you a specific loan amount and a specific rate of interest, based on your credit score and whether or not you're securing the loan with some type of collateral.
There are a huge variety of different types of credit card available, each designed to suit specific purposes.
FICO is a type of credit score that was developed using a specific set of analytics.
Industry - specific FICO ® Scores incorporate the predictive power of base FICO ® Scores while also providing lenders a further - refined credit risk assessment tailored to the type of credit the consumer is seeking.
Industry - specific FICO ® Scores are grounded in the same algorithm as base FICO ® Scores, but are tweaked to provide lenders a further - refined credit risk assessment tailored to the type of credit the consumer is seeking.
Actual prepaid finance charges, closing costs and monthly payment on your specific loan transaction may vary based on property type, location and down payment.These mortgage rates and terms are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score.
While there are no credit cards that cover this specific type of airline fee as a benefit, there are a few ways to play your points and rewards to minimize this added travel cost.
As with other types of credit card rewards, cards offering miles allow you to earn a specific number of miles for each dollar spent on your card.
Generally, you have two types of travel credit cards: co-branded, which are cards tied to specific companies and regular travel credit cards.
Some cards are even tailor - made for those looking for specific advantages to cards, like students, businesses, travelers, and people with credit ratings of every type.
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