Sentences with phrase «spend into a savings»

Since then I have been trying to raise awareness about this issue, refused to go to games and hand over a penny, convinced many Arsenal fins in real life to put the money they would spend into a savings account to spend once things change at Arsenal.

If I decide to forgo the purchase and wait for the bus, I'll immediately transfer the amount I didn't spend into a savings account.

Swap your gardening skills for an oil change and put the money you would have spent into your savings.

If you don't put the money you were going to spend into a savings account.

Note: If these companies pay out in the form of gift cards, simply use the gift card to purchase normal household items you would normally buy and put the cash you would spend into your savings account.

Then turn your spending into savings when you book a reward flight ** with British Airways or any of the oneworld ® partner airlines, or simply reduce the price of your British Airways flight when you part pay with Avios.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Instead of kicking your restaurant spending up a couple of notches, put those payments into a savings account or a 529 college savings plan instead.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The chances are good that you have some areas of spending you can trim and start sending more of your money into an interest - bearing savings account.

Keep a record of how much you spend on what, and also make sure you keep some money heading into your savings account, Concur recommends.

Startups are using chat too — like Digit, a free app that hunts your spending patterns for opportunities to make withdrawals into savings, or Pana, a chat - interfaced virtual travel agency that creepily promises there are some real humans in there somewhere.

Americans have been tapping into their savings to help fuel their spending, but there are questions about how long it can continue.

Millennials should look into personal financial management apps such as Digit and Acorns among others, that provide users with real time insight into their spending habits and make it easier to allocate money to their retirement savings with a few taps on their phones.

If you plan in $ 15 - $ 20K into your annual spending for travel, like you said, then obviously that eats up a lot of your savings.

The U.S. economy itself pumps «savings» into foreign central banks by spending abroad on military bases.

By automatically transferring a percentage of your paycheck into savings before you can get your hands on it, 401ks and other workplace plans increase the odds that the money will actually be saved rather than spent.

2016.02.12 Overspenders in overdrive this past holiday season, shifting into savings mode in 2016 — RBC Despite their best intentions, the number of Canadians who are spending more than they expect to each holiday season continues to grow, reaching the highest point in five years this past December...

His name first came into the spotlight in 2011 with a research paper entitled «Safe Savings Rate: A New Approach to Retirement Planning over the Life Cycle,» and much of his work is still centered on its main concept: That anyone who saves at their own «safe savings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawaSavings Rate: A New Approach to Retirement Planning over the Life Cycle,» and much of his work is still centered on its main concept: That anyone who saves at their own «safe savings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawasavings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawal rate.

By paying yourself first through automatic payroll deductions, you are diverting money into a retirement or savings account before you have the opportunity to think about spending it.»

There's a flipside to the «forced savings» argument — the reasoning that says putting money into your mortgage forces you to save instead of spend.

But the savings end up in the hands of banks rather than individuals who would spend that money back into the economy.

Still in college so I do not have these kind of savings but I resist spending as I have been putting a lot of my money into stocks.

AFC do not need the funds from Alexis if they would spend some of the savings they have generated over the many years, they can not dip into funds like that every year but this year we dropped out of UCL and needed an injection of investment...

While we could certainly afford to pay the car insurance out of my husband's check, it was nice to have it taken care of and be able to spend that extra money on things we want or need - or even put it back into savings!

While yes, the girls like spending occasionally on things (Violet just opted to spend some of her Brave New World Designs earnings on this fidget spinner), we have had lots of conversations about putting money into their college savings accounts and also talk about donating money (Brave New World Designs helps lots of charities so that has been very cool for them to see).

By choosing to shop for cheap baby cribs, you can also enjoy the satisfaction of being able to put away the money that you would be spending on an expensive crib into more important things such as a future college fund, a savings account, or an emergency fund.

If you want to institute spending rules, set them up right away so he knows from the start that, for example, half of his money should go into savings and half is his to spend as he chooses.

Alternatively, he can put allowance, babysitting or paper route earnings into his spending account and birthday gift money into his savings account.

An independent Scotland would face the choice of cutting those services, or raising other taxes to higher than UK levels, so as to be able to put the oil revenue into a long - term savings fund, or spending it to support services now, and face that choice later when the oil runs out, but with no cushion of money in the bank.

Flanagan argues there are other ways to find savings, including keeping state spending increases at the 2 % level Cuomo has called for during his tenure, a requirement the Senate GOP would like to put into law.

The communities secretary, Eric Pickles, attacked what he called the «doom mongers» and said mainstream political consensus around the need for public spending restraint meant councils would have to «make extra effort» to find savings well into the future.

NYC Department of Buildings Allegedly Duped Bronx Homeowners Into Spending Life Savings on Unsafe, Uninhabitable Homes for $ 100 Million Profit NEW YORK, NY — Senate Independent Conference Leader State Senator Jeff Klein (D - Bronx / Westchester), together with the Soundview Homeowners Association -LSB-...]

I didn't really embrace the concept until I added one additional step: I immediately transfered $ 5 (or other amount) that I didn't spend into my vacation savings account.

With an ESA, parents receive 90 percent of what would have been spent on their child in the public school into a restricted - use savings account, and can then use those funds to pay for private school tuition, online learning, special education services and therapies, textbooks, tuition, and other education - related services, products, and providers.

ESA programs put a majority of the funds allocated for each student into a savings account for parents to then spend at a private school, on materials to educate children at home or on supplemental tutoring and educational therapies for students with special needs.

Retirees often look forward to spending time with their families, enjoying leisure activities, and for a majority of Americans — travel.Though many Americans plan to spend their retirement seeing the world, according to a recent study by The Global Coalition on Aging (GCOA) and Transamerica Center for Retirement Studies (TCRS), less than 20 percent of Americans have seriously factored travel expenses into their retirement savings plan.Travel is an excellent way to maintain health and mental vigor throughout retirement.

If you or your employer are tired of the high costs of health insurance and premiums, and would prefer to keep that money for yourself to spend as you need healthcare, or save for the future, you should look into a Health Savings Account.

Or to put it another way: Does it make sense for you or anyone else to rely on this regimen when turning savings in 401 (k) s, IRAs and other retirement accounts into spending cash?

After taking small steps to reduce your monthly spending, consider another recommendation from financial experts: put your new - found savings into a high yield savings account from Synchrony Bank.

You may want to spend some of the money, use it for rebalancing into stocks, or put some of it in a savings account to earn a bonus.

When you spend, consider categorizing into three categories: needs, wants and savings.

And since a more conservative stocks - bonds mix can reduce your potential for long - term gains, putting more of your nest egg into bonds or cash could mean that you'll end up with less spending cash over the course or retirement, or that you'll run through your savings more quickly.

To clarify further, the company analyzes your checking account spending on a daily basis, then schedules a calculated «safe» amount to transfer into a free Digit savings account.

If your checking account has more than enough in it to pay bills and for daily spending needs, move some money into a savings account.

With automatic transfers into my savings account the money goes into the account before it has a chance to be spent.

You'll also be less tempted to spend your money frivolously, because acquiring it will require dipping into your savings fund.

I always used to tell myself I would put money into savings but by the end of the month whatever was left after bills and rent would get spent leaving nothing for savings.

Or maybe even consider putting some money that you were going to go spend at the candy store or shoe outlet into your savings account a little at a time.

After your approval, all you have to worry about is how to spend all the cash that will be deposited directly into your checking or savings account.