Sentences with phrase «spend out of income»

If I were to date someone with a significantly higher standard of living than I, my one concern would be: Does she spend out of income, or assets?

Not exact matches

You need to be as detailed as possible and know your type inside and out — what they eat for breakfast, the kind of books they read, whether they prefer kickboxing or yoga and how they spend their discretionary income.

However, given the catch - 22 we're in (without increased demand / revenues, it is unlikely businesses will hire and take us out of the recession and without businesses hiring, it is unlikely consumers will have the income to spend to increase demand / revenues), the mantra of the day remains «caution.»

It turns out, the high - income group spends a lot more on wine: 40 % of their overall alcohol expenditure vs. 22 % for the low - income group.

Then, figure out how much of your spending will be covered by guaranteed income from Social Security, pensions or annuities.

Combined with a decrease in personal income tax, a sales tax would lead to increased investment and economic diversification while capturing spending from out - of - province visitors, argued Dylan Jones, president of the Canada West Foundation, a Calgary - based think - tank.

If you spend $ 100,000 on a business that turns out to be worthless, there could be penalties and recognition of income that apply, says O'Donnell, even though it was you that got snookered.

The exact size and growth of this workforce is debated, but workers employed under precarious work conditions make up a significant portion of the larger workforce, with estimates that 4 out of every 10 workers are now employed in precarious situations.49 These workers typically face higher income volatility than workers in traditional employment relationships because they spend more time unemployed or underemployed and some have low earnings.50

In fact, one out of every five American families spends more than a quarter of their income on childcare.

Pfeffer wonders if stagnant incomes have led to people «consuming out of their assets» — in other words, spending what they've accumulated to make ends meet.

So U.S. consumer spending will fall because of (1) no more easy mortgage or credit - card credit, (2) debt deflation as consumers repay past borrowing, «crowding out» other forms of spending, and (3) downsizing and job losses lead to falling wage income.

Debt leveraging is depicted as the easiest and even the surest way to accumulate wealth — going into debt to buy assets whose prices are being inflated on credit, or to spend in the hope of paying out of rising and more easily earned future income.

It seems like much of the retirement planning advice out there focuses on distribution rates, the percentage of income to replace, asset allocation changes or a determination of how much risk is suitable for a retiree's portfolio without ever considering actual living expenses or spending needs.

He noted that — since spending on hockey generally comes out of people's disposable income — money not spent hockey games would be likely spent on other forms of entertainment.

The top 10 percent spent 9 percent of their take - home income on out - of - pocket healthcare expenses.

A lot of money is being spent on research and acquisitions in tech stocks, but companies and analysts commonly leave these costs out, saying that these expenditures will produce more income in the future.

«disposable personal income», as reported by the BEA, is a total national figure for personal income after taxes, so comparing how individuals might spend that income in different parts of the country is not even considered by this report... the phrase may be poorly chosen, as might the phrase «personal income» itself, which includes not just wages and salaries, but also passive income from dividends, interest and rent, proprietor's income, and transfer payments such as social security... take all those forms of payments going to individuals, subtract out what's paid nationally in personal income taxes, and you have a national figure for «disposable personal income»

A Department for Work and Pensions spokesman said: «We continue to spend around # 90 billion a year supporting people, including those who are out of work or on a low income.

Since the initiation of President Lyndon B Johnson's War on Poverty in 1964, the federal government has spent $ 22 trillion dollars trying to lift low - income Americans out of poverty.

If you take everything you spend on eating out, going to movies, taking trips, and «enjoying life» and it comes to more than 10 % of your annual income, you might actually want to cut back on the amount of money you are «tithing» to your family, and spend more on loving and serving others, helping the poor, taking care of orphans and widows, and showing others the love of Jesus.

In 2016, Americans are spending about half of their disposable income on eating out at restaurants *.

+ wenger out is more than just lack of spending; its not studying the opposition, not rotating players, not addressing why we have so much more injuries than others, not subbing early enough to give incoming players a chance to influence the game, not playing players in their best positions. . . .

wenger has made the club profit this window i would have though as well all incomings have been covered out goings and other revenues coming in like c / l monies and squad releases wages being saved i bet we are in a + balance if we went through it properly we do nt know what the budget is so it could be worst there now way wenger has spend # 100 not even # 70 million transfers ospina = covered by the sales of miquel and monies made from cesc to chelsea so nothing really spend there debuchy = covered by the vela money chambers = covered by the vermalen sale # 11 million only goes up to # 16 if he does well in certain circumstances sanchez = covered by the c / l monies and no doubt what we are owed on previous player sales i.e cesc to barca and song monies still outstanding welbeck = covered by wages being freed up and the rest of outgoing transactions and previous player sales being owed so there we have most likely recoup most if not all of our transfer monies back and shafted and lied to puma and the emirates about spending there monies in sponsorship on tranfers and pocketing in» profit» aprox # 60 - 70 million of the transfer funds to boot wenger hang your head in shame

After parting with over # 2,000 for season ticket, shirts etc (which is about 10 % of the income of many after tax and all the other mandatory deductions), we must then pull our hairs out as the club's management takes toooooooo long to spend that fucking money.

United are also in danger of slipping way down — I remember a comment a few weeks ago pointing to a link that basically concluded that if United drop out of Europe, their income would be affected so much that their spending power will be reduced below the level required to attract the quality they need to get them back up.

Or, working parents who move from an out - of - home office to telecommuting can maintain their incomes, while spending more time at home, and save on many workplace costs.

Assuming he hasn't had a change of heart and decided to row back on promises set out in the Conservative manifesto and the Coalition Agreement, the detail in the Red Book will confirm that the UK will meet its promise to spend 0.7 % of our national income on aid from next year.

Two, in a country where we are spending less than 30 per cent of our income on capital expenditure and more than 70 per cent on recurrent expenditure getting out of recession will hardly be quick.

«We are very excited about the things we have done in the last two years, it has inspired us also to continue to partner with structured platforms like yours so that we can take Nigeria out of the recession because the bottom line is we should continually reflate the economy in a way that everybody feels so comfortable to spend that little disposable income in their hands without actually feeling the pain, we are tired of suicide attempt».

To complement her considerable political muscle, Sturgeon enjoys the unquestioning adoration of a substantial number of Scots: hundreds (thousands, if the venue can accommodate) turn out to hear her speak; parents proffer their children for kisses from the Sturgeon lips; should you wish to spend an afternoon drinking cider by the canal, you can do so in a Nicola branded hoodie, part of a range of garments bearing the First Minister's name and providing year another stream of income for the wealthy SNP.

To those who say that we should continue in Labour's vein, simply patting ourselves on the back for getting money out of the door, I say this: Our commitment to reaching 0.7 % of national income on aid by 2013, and enshrining this in law, imposes an even greater duty on us, more than any other department in Whitehall to get value for money, to bear down on waste, and to ensure that aid secures 100 pence of value for every hard - earned British taxpayer's pound we spend.

According to him, the government spends N1.8 bn out of the N3.2 bn income per month on salaries alone.

«If spending and income are out of line then you don't certify,» he said.

So Shapiro and colleagues picked out a single type of spending that's easily influenced by the perception of disposable income: cash shelled out for fast food and coffee.

In this vein, Parker's study joins a growing body of literature (including some of his own previous work) that modifies the most streamlined models in which people smooth out consumption in anticipation of drops or increases in income — and instead accounts for the bumps and jolts in spending that the data reveals.

I would see it as being set for retirement, and thus being able to spend more out of current income for things like vacations.

While out on dates, there is more than a substantial part of your income being spent in it.

A MAN WHO has intellectual disabilities and has been spending his welfare payments on dating websites will no... These were part of the standard operating procedure set out by the income tax (I - T) department on Tuesday,

A MAN WHO has intellectual disabilities and has been spending his welfare payments on dating websites will no... These were part of the standard operating procedure set out by the income tax (I - T) department on Tuesday, Read More...

ESSA wisely eliminates cost - by - cost testing for SNS, a practice which discouraged schools from spending Title I funds on comprehensive services and perversely encouraged spending on add - ons (like pulling students out of academic classes to work with paraprofessionals) that met compliance standards but were not necessarily helpful in improving educational outcomes for low - income students.

Among them are deleterious effects on children of unregulated and often substandard childcare; [9] lost productivity for employers due to parents missing work to handle gaps in childcare or to care for a sick child; [10] lost wages and reduced retirement benefits for parents who have to drop out of the labor market to provide at - home care for their young children; [11] a substantial downward pressure on the wages of childcare workers with effects on the quality and stability of the childcare workforce; [12] and lost opportunities for further education, [13] college savings, and other investments that working parents could make in themselves and their children but can not afford because they are spending most or all of their disposable income on childcare.

Additionally, time children spend out of the classroom typically causes previous achievement gains to atrophy, especially for low - income students.

This extends a commitment outlined by the former chancellor George Osborne in the last spending review in November 2015 to continue to pay out the grants of between # 935 and # 1,900 for certain pupils, including those from lower - income families and other disadvantaged backgrounds.

The most competitive colleges spend over $ 25,000 on instructional expenditure for each student yet the average low - income family pays less than $ 8,000 out of pocket for these schools.

As education researcher Patricia Lauer has found, the amount of time that children spend hanging out on street corners with their friends after school is actually a better predictor of poor academic performance than is family income.

In 35 districts, over one out of four districts in the sample, teachers need to spend more than 40 percent of their income on the monthly house payment.

If successful in its current form, it would allow low income families and parents of special needs children to opt out of their public school and claim upward of $ 3,500 in state money for an education savings account to spend on a private education or home schooling.

(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.

I haven't spent a lot of time studying this out, but there seems to be a more entrenched traditional book publishing culture in the UK, and it is those authors who are seeing their incomes go down significantly.

Yes, you can spend money out of your Health Savings Account for non-medical expenses; however, you will pay income tax and a 20 percent penalty for a non-medical withdrawal prior to age 65.