Sentences with phrase «spending at no annual fee»

Not exact matches

This card, which carries an $ 95 annual fee after the first year, also doesn't assess foreign transaction fees and offers 25,000 points if you spend at least $ 3,000 within three months of opening the account.

Some worthwhile contenders include the «Discover it» card, which will double your cash back at the end of the first year, or Citi Double Cash, which gives you 2 percent cash back on everything with no annual fees, or Chase Freedom, which offers a $ 150 bonus if you spend $ 500 in the first three months, Schulz said.

Let's look at a comparison of the SPG Amex credit card, Hilton Honors Surpass from American Express and the IHG Rewards Club Select credit card (free night certificate, low annual fee, and low minimum spend helps separate this hotel card).

But to justify paying the annual fee and keep the cards open you would need to earn at roughly 10,000 points through spending, imho.

Therefore, we get that to make up the annual fee difference, one needs to spend at least $ 36 / (2.4 % - 2 %) = $ 9,000 annually.

However, you need to spend at least $ 9,000 in order to come out ahead of cards with lower annual fees - such as the Capital One ® Spark ® Cash for Business.

Earn 5,000 anniversary bonus FREE SPIRIT ™ miles when you spend at least $ 10,000 in purchases annually and pay your annual fee

This annual fee is effectively reduced to $ 0, if cardholders spend at least $ 24,000 per year.

Generally, it is recommended that if you spend at least $ 24,000 + per year with your credit card, the FlexPerks Travel rewards card is the better card between the two (U.S. Bank grants a 3,500 FlexPoints bonus at this level that can cover the annual fee).

Barclays recently introduced the Arrival Premier World Elite Mastercard ($ 150 annual fee), which offers no initial bonus but an annual bonus of 25,000 miles if you spend at least $ 25,000 a year (or 15,000 miles if you spend $ 15,000).

A family who spends more than $ 125 a month at the grocery store would easily recoup the annual fee's expense.

With a 20,000 point welcome bonus, and unlimited points at the rate of 1.5 X points per $ 1 spent, it's a hard card to beat, especially with that $ 0 annual fee.

If you look at it from a yearly standpoint, these levels of spending still more than make up for the cost of the annual fee at $ 89.

No annual fee if you spend at least $ 10,000 on this card in 12 month period.

There's a $ 95 annual fee, but you can earn it back by spending $ 31 a week at the supermarket.

Using the same supermarket - only analysis, if you spend at least $ 61 per week at supermarkets, you'll earn more with the Blue Cash Preferred ® Card from American Express, even after the annual fee.

As long as you spend at least $ 4,320 annually on the card, you will break even on the annual fee.

The annual fee is high for a cash back card, but if you spend at least $ 31 a week at the supermarket, the cash back will offset it.

With this benefit, the first $ 5,000 you spend with the card will have an effective rewards rate between 9 and 11 % (at worst)- even if you take the card's annual fee into account.

At this level of spending, our families more than make up for the annual fees of the card, which as we said above is equivalent to 9,500 points.

Keep in mind this also adds in the 6,000 point anniversary gift, which easily makes up for the $ 99 annual fee, especially at the higher spending levels.

Therefore, we get that to make up the annual fee difference, one needs to spend at least $ 36 / (2.4 % - 2 %) = $ 9,000 annually.

However, you need to spend at least $ 9,000 in order to come out ahead of cards with lower annual fees - such as the Capital One ® Spark ® Cash for Business.

Considering the 6 % rewards alone, you would need to spend about $ 31 per week at the supermarket to break even on the annual fee.

Paying the annual fee only makes sense for firms that spend more than that, since at that point the bonus rewards you get from using this card will outweigh your initial investment.

It would take approximately $ 17,000 + in annual spending to make up for this $ 116 deficit in value (assuming a $ 100 hotel stay, plus the $ 16 difference in annual fees), year - to - year - that is the point at which the 2.4 % rewards rate of the SPG beats out the 1.5 % rate users get from gas station, restaurant, and grocery spending.

However, as long as you spend at least $ 2,730 annually, the difference in annual fees is more than made up for with the greater rewards.

If your spending is at a high enough level to make up for the $ 95 annual fee, then you'll want to go with this version.

The nice part about this Discover card in addition to no annual fee is you'll earn 2 % cash back at restaurants and gas stations on up to $ 1,000 total spent each quarter.

As long as you spend at least $ 10,000 annually on your credit card, it is also worth considering getting an annual fee hotel card.

Both the Ink Business Cash ℠ Credit Card and the SimplyCash ® Plus Business Credit Card from American Express have no annual fee, and offer 5 % cash back at office supply stores and on cellular phone services — up to $ 25k and $ 50k in annual spending, respectively.

If you want the added benefits of earning travel rewards at a good rate on all the spending you do (not just Uber), the annual fee can be worthwhile.

However, due to its annual fee, you shouldn't get it unless you spend at least $ 11,800 per year on purchases.

This is because to earn more rewards with the IHG ® Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG hotels.

You would need to spend at least $ 12,500 on ordinary purchases (or $ 6,250 on ordinary purchase and fly 6,250 miles) to earn back the annual fee you pay.

To earn back the $ 99 annual fee for Prime, you'd need to spend at least $ 2,000 a year with your Prime Store card.

If, through your spending, you do not earn enough rewards to justify the annual fee, we recommend looking at other options.

The Citi Hilton HHonors Visa Signature Card doesn't have an annual fee and offers 6 Hilton points per $ 1 spent at Hilton hotels, 3 points at supermarkets, drugstores & gas stations & 2 points per $ 1 for everything else.

So, if you spend at least $ 3,167 per year in groceries, you will earn enough additional cash back rewards to justify the current (2018) $ 95 annual fee for Preferred version.

If you spend at least $ 105 per month at US supermarkets, the cash back you earn will already cover the annual fee, which means that the gas and department store rewards, plus 1 % cash back on all other purchases will be your real savings.

You need to spend $ 1,980 per year at Amazon.com for the 5 % cash back to cover the $ 99 annual membership fee.

Or, 18,000 Wyndham points (worth 1 night at any Wyndham hotel) after completing minimum spending on the no - annual - fee version of the card.

If you spend at least $ 7,866 a year, the Venture Rewards card will let you make back the annual fee and more.

Current bonus: 25,000 bonus Starpoints after you use your new card to make $ 3,000 in purchases within the first three months Earning rates: 2 points per dollar spent at SPG hotels; 1 point per dollar spent everywhere else Other benefits: No foreign transaction fees; 2 stays and 5 nights toward SPG elite status every year; free in - room premium internet; Boingo Wi - Fi Annual fee: $ 95 (waived for the first year)

Sign - up bonus: 30,000 bonus points after you spend $ 1,000 on purchases in the first 90 days Earning rates: 6x points on JetBlue purchases; 2x points at restaurants and grocery stores; 1x points on all other purchases Other benefits: No foreign transaction fees; 10 % of your points back every time you redeem; 5,000 bonus points on your account anniversary; 50 % savings on in - flight purchases; enjoy TrueBlue Mosaic benefits after spending $ 50,000 in a year Annual fee: $ 99

The rate you earn at Whole Foods Market rivals other grocery cards and is great considering there is no cap on the amount you can spend and no annual fee.

With the no - annual - fee version of the Barclaycard Wyndham Rewards card you can earn 18,000 Wyndham points (worth 1 nights at any Wyndham hotel) after meeting minimum spending requirements.

If you spend at least $ 10,000 annually on your credit card (average $ 833 / month), you will earn a bonus 5,000 Expedia + rewards bonus points, which can have a value of up to $ 70, thus covering most of the annual fee.

If you spend a lot on dining, travel or at grocery stores, you can apply for other credit cards that won't charge you an annual fee.

However, because the card also comes with a $ 95 annual fee, you need to be a big spender in order to come out ahead - we calculate that you need to spend at least $ 3,800 annually on dining and travel to break even.