Customers may be hesitant to disclose
their spending in this particular category to Statistics Canada during its Survey of Household Spending.
You will earn 5 points per dollar for
all spending in a particular category during the three months for a maximum spending of $ 1500 total (7,500 points per quarter).
You won't earn bonus cash back for shopping at particular stores or
spending in particular categories, but you also don't have to keep up with tiers or categories so «maximizing your rewards» just means using your card regularly.
Not exact matches
«I think that the LMP1
category provides a fantastic challenge for us but we can rely on a lot of experience gained over the years,
in particular those
spent in Formula 1, relating to the management of the design, research, testing and development processes that are so important for a successful LMP1 team.»
If a
particular airline, hotel, or travel card you are interested
in offers anything less than 1.5 % back on general
spending, or a specialized
category, you should consider going with a cash back card instead.
Rewards rates among the available cards varies, with many cards offering higher rewards
in particular spending categories.
In particular, the original piece noted that the Chase Freedom Cash Visa Card gave 3 % cash back on three of your top
spending categories (within a pre-selected list.)
If you want a sign - up bonus and don't have heavy
spending in any
particular bonus
category, the Chase Freedom Unlimited ® may be a good choice.
You
spend heavily
in a
particular category, and that
category has another specific rewards card (e.g., travel, gas, supermarkets, dining)
Keeping track of all the bonus rewards
in spending categories on your various cards requires a bit of maintenance — both
in remembering which
category bonuses are offered on each card and
in figuring out which card to use to earn the most points on a
particular purchase.
Normally, it's a good idea to review your past
spending to see if you make purchases
in any
particular category.
For most people these are 7
categories into which most of their monthly
spending will fall (
in no
particular order):
It is better for people who don't
spend too much
in any
particular category.
The card features bonus 5 percent cash - back
categories on a rotating basis, but if you know you
spend a lot
in a
particular category, you might be better off with a card that features a constant higher cash - back percentage
in that
category.
Hence, if your
spending is highest
in a
particular category, you can avoid paying large sums of interest on those set of items and ensure that those specific purchases are paid off first every month.