For
any spending out of those categories, or for the rare places that don't take American Express cards, I have the MBNA Travel Rewards card (which is currently branded as the World Elite).
Not exact matches
Following Kmart's anti-Christmas commercial that rolled
out last week, Wal - Mart on Wednesday released its second annual Chosen by Kids Top 20 Toys List — a list it hopes will get parents
spending on the troubled toy
category, and help it identify hot items to prevent
out -
of - stocks and lost sales.
If students manage to keep track, and have at least 6.25 %
of their total annual
spending fall into these
categories, we calculate that they will come
out ahead compared to the Journey ® Student Rewards from Capital One ®.
By entering your estimated monthly
spending, into the
categories below, we will calculate for you the reward rates you can expect
out of the following credit cards.
In this video I'm going to show you a great way to get better keywords
out of the Google Adwords Keyword tool if you haven't seen the previous video you'll want to watch that video where I show you how to get better search volume numbers from both google adwords as well as some other sources to get better estimates for the amount
of times that keyword is searched each month i'll put a link in the video here so that you can click that video if you haven't seen that yet let's get started now if you want better results from the Google Adwords Keyword planner you have to work a little differently than everyone else so most people come to the Google Adwords Keyword planner and they simply click on this search for new keywords using a phrase, website, or
category and then they just paste a bunch
of keywords into this text box so let's say as an example that these were our starting keywords ok so let's say we have the keywords «fishing tips» «fishing tackle» «fishing for bass» «fishing rod» and «fishing reel» what most people do is that they would simply come here and they would copy this they would paste it into this field and they would hit Search and they would get back their results and that's fine but one little tip that will help you get much better results is only paste in one key word at a time so instead
of pasting all these in just paste in the single keyword «fishing tips» and then proceed from there to pull that those results up and you'll get this back if you click right here you can download the ideas you'll notice they're 701 here listed so if we download these ideas will download them to a CSV file comma separated value file you can open that with notepad you can open it with excel open office when you're finished putting all your ideas and individually you will now have a bunch
of different common separate value files containing the keywords and the search volume I've already gone ahead and done that just to save time on the video but i want to show you what happens when you use this method versus just pasting in the keywords like most people do so here you'll see this column here represents these two columns here represent if we had pasted in all
of the keywords at once and click search at google adwords keyword tool is one that showed you and you'll see we have a total
of 706 results we got back when we did that this column this column here represents what happens when we paste one key word at a time and then download the file paste the second keyword download the file and then we just simply grab those terms and copy them and you'll see now we have a total
of 1,915 keywords now what I've done with the highlighting here is to show you anything that's not highlighted in this column is a keyword we would not have gotten back had we pasted in all the keywords at once you can see there's lots and lots
of keywords here we would not have seen know your competitors and the company's you're competing against they're using probably the simple method just pasting a bunch
of keywords sitting search and then looking through those terms to find their terms if you will take the extra few minutes it takes doesn't take long to simply go in and paste one key word at a time you will get back a ton
of great keywords that others aren't seeing because they're using this other method and in actuality when I ran the numbers there's a total
of 3.8 million searches represented by these keywords here that you would miss if you simply just copied and pasted those five terms and hit search the Google Adwords Keyword planner once you've used the google keyword planner to find lots
of new keyword ideas what do you do with all those keywords the biggest problem is that you can there are so many keyword tools
out there you can get hundreds
of thousands
of keywords by
spending a day using the different keyword tools but what you do with all that information the answer is a cool tool called keyword grouper pro and Keyword Grouper Pro is completely free there's not even an opt in you just simply download the tool now at the top
of this video there's a link if you click that i'll show you exactly how to use keyword grouper pro doesn't matter where you got your keywords from i'm going to show you how to take those keywords group them into tight groups and then you can set up your campaigns and know exactly which groups represent buyers and once you know where the buyers are at you can simply focus your marketing in that area to make more profit in your business
If more than 25 %
of your
spending is in the dining and travel
categories, go with the Arrival otherwise the VentureOne ® will come
out ahead.
-- Also in the «looking forward»
category, Search Engine Land has a nice summary
of possibilities for focus for the coming year that should help you plan
out where you can best
spend your time in the coming months.
Let's face it goalkeepers tend to march to the beat
of a different drum and Szczesny certainly fell into that
category, but most
of his antics were relatively harmless and simply reflected a certain level
of immaturity that isn't uncommon for someone thrust into the limelight at such a young age... lord knows we've seen that happen with numerous players throughout the years and very few were ever banished for such behaviour... the only on - field action that drove me crazy was his inability to take a deep breath and not try to rush the play with an ill - timed throw at certain points in the game when common sense suggested holding the ball and slowing things down... the fact that he continued to do this probably had a lot to do with the glaring lack
of coaching time
spent with the goalkeepers... ultimately he made the fateful decision to take his frustrations
out into the public sphere and paid dearly for it... in the end, his services were wanted by several
of the best Italian squads, which is significant considering the historical importance placed on the defensive side
of the ball in Serie A... all I know is that if someone asked me to pick the most athletically gifted goalkeeper we have had in our squad since the arrival
of Wenger, without hesitation, he would be my pick and for that reason his departure is more than a little disappointing... what else is new though
It would seem apparent to any intelligent lay observer that there are broadly three
categories of prisoner: The first time offender, who can be saved with the necessary resources, the social misfit who ends up in prison often because there is nowhere else for him or her to go and the perpetual and habitual criminal who
spends a lifetime in an
out of prison.
This has been borne
out by Dropout Nation in five years
of reports on NEA and AFT
spending: Often times, the two unions and their affiliates list what often turns
out to be political
spending under the
category of «representational activities».
For a district qualifying under this paragraph whose charter school tuition payments exceed 9 per cent
of the school district's net school
spending, the board shall only approve an application for the establishment
of a commonwealth charter school if an applicant, or a provider with which an applicant proposes to contract, has a record
of operating at least 1 school or similar program that demonstrates academic success and organizational viability and serves student populations similar to those the proposed school seeks to serve, from the following
categories of students, those: (i) eligible for free lunch; (ii) eligible for reduced price lunch; (iii) that require special education; (iv) limited English - proficient
of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing»
categories on the mathematics or English language arts exams
of the Massachusetts Comprehensive Assessment System for 2
of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk
of dropping
out of school based on predictors determined by the department; (vii) who have dropped
out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups
of students.
As I mentioned in an interview with Joanna Penn over at the Creative Penn, I haven't experienced any major «lucky breaks» or
spent any time at the tippy tops
of the bestseller charts (lately, my debuts have been hanging
out in the Top 20
of the Epic Fantasy
category for a couple
of weeks over at Amazon, but that's about as close as I can get to claiming to be a «bestseller»).
Spend a lot
of time on the Amazon top 100 charts in your
categories to figure
out what's selling and what's not.
Out of those three, the
category you
spend the most money on in a monthly billing cycle will be the one for which you will earn double points that month.
However if your
spending is more even across, it may be annoying not being able to squeeze more points
out of all three, or at least two,
of those
categories.
Aside from the fact that it's pretty comprehensive — it allows you to enter several dozen expense items in eight broad
spending categories — the tool also helps you see how much
of your
spending goes toward essentials (food, housing, health care, etc.) vs. discretionary expenditures (entertainment, dining
out, charitable donations, etc.).
If you have a favorite credit card that provides high rewards in
categories where you
spend the most, get the Citi Double Cash to get the most
out of all other
spending.
If students manage to keep track, and have at least 6.25 %
of their total annual
spending fall into these
categories, we calculate that they will come
out ahead compared to the Journey ® Student Rewards from Capital One ®.
Every 3 months, Discover puts
out a new set
of shopping
categories, in which shoppers can earn 5 % cash back, on up to $ 1,500 in
spending.
Another great change for rewards hogs — Tangerine is coming
out with a no - fee, cash back Mastercard that pays 2 % cash back on a limited number
of spending categories.
If you can only pick one card, here's a handy guide for when we think the Chase Freedom comes
out ahead: based on our calculations, the Chase Freedom outperforms the Capital One ® Quicksilver ® Cash Rewards Credit Card's 1.5 % cash back if you
spend at least 12.5 %
of all your
spending in the bonus
categories.
For example, if you max
out your
spending in the bonus
categories, you'll earn $ 300 back on $ 6,000
of spending.
You get 3 % back on your top three
spending categories for each month (
out of 15 they have identified).
Chase Freedom Dynamics Rewards program allows you to earn 3 % cash back for every $ 1 top 3
spend categories (
out of a pre-defined set
of 15
categories).
I had a loose budget my first year
out of college but never truly tracked my
spending or each
category.
While there are several different kinds
of budgets, pretty much all
of them require you to keep track
of your
spending in all important
categories, including food, dining
out, miscellaneous, entertainment, and regular bills.
Counterpoint: If you are not organized, can not keep track
of changing
categories, or your
spending is varied (e.g., you spread it between gas, groceries, shopping, dining
out), then consider Chase Freedom Unlimited instead.
How to use our ratings You can either focus on the letter grades we hand
out in each
of the four main
categories (program
spending efficiency, fundraising costs, governance and reserve fund size), or the final grade, depending on what's most important to you.
But keep in mind that you get the best value
out of this card only if you remember to activate the quarterly
categories and are careful with your
spending.
While you might miss
out on a few percentage points
of cash back from one
category during a specific quarter, you'll probably make up for it in other quarters, depending on where you
spend money.
An easy and effective way to not
spend more than you have allotted to each expense
category is to put the designated amount
of cash in a paper or virtual envelope that is labeled with the
category name (rent, groceries, eating
out, car payment, gas, etc..)
If more than 25 %
of your
spending is in the dining and travel
categories, go with the Arrival otherwise the VentureOne ® will come
out ahead.
To get the most value
out of the Discover It card, make sure you pay close attention to the
spending categories each quarter.
To come
out ahead with the Chase Freedom, over 12.5 %
of your
spending needs to be in 5 % bonus
categories every quarter (whereas you get a consistent 1.5 % rewards rate with the Chase Freedom Unlimited).
If there isn't any left over, you're going to have to figure
out which
of your discretionary
spending categories can be trimmed.
After I made our final health care selections and knew what my
out of pocket expenses would be I just reduced the amount I plan to withdraw from savings and didn't reallocate the difference to other
spending categories.
Credit Sesame helped me notice that I was
spending more in certain
categories in certain months so that if my
spending did get
out of hand, I could adjust and correct it the following month.
If that's the case, then you need to figure
out what
categories of your
spending plan are less important to you than saving for a rainy day.
Since your
spending category balances only include real money actually sitting in an account (not projected income for the month), when you
spend money
out of a
category with your credit card, the software deducts the money from the
spending category immediately, as it is already
spent.
It's hard to go cold turkey and cut
out entire
categories of spending, but you can come up with a compromise.
If you don't mind tracking a rotating group
of bonus
categories every quarter and tailoring your
spending, you could potentially get a substantial amount
of value
out of this everyday cash back card; but if you don't regularly
spend on the
categories that earn 5 percent cash back, you won't earn much
of a return.
RewardExpert (who help people get the maximum
out of their
spending and flying) compared 53
of the largest metropolises in the United States and evaluated them on ten key metrics broken down into three
categories:
The answer to both is that it's possible, but right now Whisker Fatigue falls under the
category of conditions that are not definitive, completely plausible, but not worth getting freaked
out about (at least, not to the point
of spending $ 60 - plus on a special bowl).
This is not the best earning scheme
out there — there are many cards on the market that enable you to build up bonus points on special
categories of spending, and even a few cards that offer a higher general rewards rate.
The rotating 5 percent quarterly cash back rewards bonus * offers students variety in terms
of where they can max
out their cash back earnings, and they still get the benefit
of unlimited 1 percent cash back on non-bonus
category spending.»
Here are a few tips to make the most
out of rotating
categories regardless
of your
spending habits:
The addition
of 2 % cash back for a card that has no annual fee is great, and easily rivals the other cash - back cards
out there if you're
spending in the right
categories.
While still a little pricier, the Sapphire Reserve's
category bonuses
of triple points on travel and at restaurants can make up that difference — if you
spend a lot on travel and eating
out.
However, each
of the families already maxes
out their supermarket
spend, which is the largest
category at 3 %.
Department store expenses will be taken
out of the «Other»
category and added in with the families» other
spending.