Sentences with phrase «spent on a cash value»

You don't even necessarily have to invest, as Ramsey writes: «The truth is that you would be better off to get the... term policy and put the extra [money you're not spending on cash value insurance] in a cookie jar!

Not exact matches

«Japanese companies have a lot of extra cash at hand because when there's deflation, the value of cash won't diminish even if they keep the money and not spend it on capital expenditure,» Iwata told Reuters in an interview in January.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Then they must disclose information such as how much they spend to acquire users, each customer's lifetime value, and how much cash they have on hand.

The decision of whether to buy term or cash value (also known as permanent) life insurance depends on your personal needs and how much you want to spend for life insurance coverage.

The funds that those sales could bring in could largely be spent now, so if the estimated income from X player sales should be # 100mil, spend # 75 mil of that now from the cash reserves and then work hard on recouping that money from the average that needs to go... Values was an example and not what I think they are worth XD That area could also deal with contracts, take the pay structure away from the manager and into the club, ensure we do not have this issue again when a new manager feels it is the right direction and has no one to stop him.

However, most parents don't have the funds to lavishly decorate their child's bedroom, nor should you spend your hard - earned cash on furniture, bedding and decor that has inflated mark - ups and little long - lasting value.

Despite significant cost pressures on local government, our relentless pursuit of value for money has meant that we have cut council spending by # 7 million (or 4 per cent) in cash terms, cut the workforce by 18 per cent (or 950 full - time equivalent employees) and cut the council's debt by # 20 million.

«The administration of Governor Ambode believes that the quantum of cash transactions across the tourism and entertainment value - chain, as tracked in December 2017 when about N50billion was spent on entertainment and leisure alone, is a testimony to the huge economic gain in promoting tourism in Lagos State.

I also love owning bags which have a decent resale value; because you never know when you might need to turn your collection into cash; especially when you spend a couple thousand dollars, or more, on a bag!

On school funding, the prime minister promised to protect «flat cash» per pupil spending, but this would reduce in value with inflation.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

If you spend at least $ 595 per month on expenses that can be charged to a card, the American Express Serve ® Cash Back will likely offer you the best value.

Instead of worrying about rewards points and exchanging them to get maximum value, users simply get cash back on their spending each month.

And it's the change in your nest egg's value over time, not how much you end up with in spending cash after paying taxes on a withdrawal, that determines how long your savings will last.

The first thing you have to examine when deciding how much you can spend on your new home is how much you are worth, taking into account your income, savings, investments and other holdings such as Individual Retirement Accounts (IRAs) or Keogh plans, the cash value of your life insurance, pensions or corporate savings plans, and equity in real estate.

The Walmart credit card, for example, offers cash rebates that rise in value as your spending on the card increases, while the Best Buy credit card has a reward program that earns rewards back on all Best Buy spending.

Therefore, assuming a similar rewards rates on both cards, the PenFed Power Cash Rewards will provide consumers with the better short - term value, and a bigger gross return on spending overall.

Of course, this simplified view ignores the utility and value that Korean Air passengers may place on the VIP lounge access, but consumers should also consider the value of other non-Korean Air spending that they're missing out on that they would have otherwise been able to earn with theCiti ® Double Cash Credit Card.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

You can also manually input information including the value of your house, cars, and any cash spending you do on a monthly basis.

The value of the rewards you can earn depends on your categorical spending as well as the reward types that are acceptable to you (e.g. points may be worth more when redeemed for travel than when redeemed for cash back).

If you spend $ 10,000 a year on your Chase Freedom Unlimited, that's worth 15,000 Ultimate Rewards points ($ 315 in value) versus the $ 150 in cash back that you would get with the normal cash back rate.

Remember, these are all cards that let you earn cash value rewards, with no restriction on where you spend the rewards, unlike travel points.

[Biotechnology Value Fund] informed the Board of Directors that they think that the previously announced plan of spending [AVGN]'s remaining cash on the development of its early - stage pain drug, AV411 as well as [AVGN]'s corporate infrastructure is fundamentally flawed, especially in light of the current environment for raising additional capital.

But spending $ 25,000 on a cash back card will get you $ 500 ($ 25,000 X 2 %) which will get you any flight up to $ 500 value.

Whether or not the cash value investment aspect or loan aspect of a whole life insurance policy is important depends on spending habits, investment goals, and lifestyle decisions.

The card offers 1.5 % cash back everywhere you shop, which is better than the 1.5 points per dollar spent that you earn through the PenFed Pathfinder Rewards American Express Card since the points vary in value depending on the redemption option.

Dedicated clothing shoppers who will exceed $ 350 in spending at AEO and Aerie stores and fully utilize its rewards will get better value from the American Eagle Visa Credit Card than the Blue Cash Everyday ® Card from American Express on everything except supermarket spending.

Actual Cost of Renting: The cost of renting is the amount of money you will spend on rent minus the value of the return you receive on the cash you have for a down payment (if you invested it).

My family doesn't use a cash back card at all because we highly value international travel in business and first class, so we get more value out of applying for and putting all our spend on travel rewards cards.

If you don't mind tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card; but if you don't regularly spend on the categories that earn 5 percent cash back, you won't earn much of a return.

While most home insurance policies won't give you a choice, some providers have limits or conditions that enable a homeowner to take cash - value for their destroyed home, rather than spend the proceeds on rebuilding.

The thing is that as a shareholder, I prefer either to get some of the cash distributed back to me, may be via a special dividend or share - buybacks, or I prefer the cash to be spent on projects that might multiply in value.

While you may still lose more net worth if your house decreases in value under a mortgage (as you still need to pay the same amount of interest), you would still have a larger cash value than you would if you had spent all your cash on the house.

This is where the theory and reality diverge: The majority of companies that don't pay out a significant portion of cash flows in dividends (or stock buybacks, though I place more value on dividends, as stock buybacks could be postponed) more often than not end up destroying shareholder wealth in empire - building acquisitions or marginal capital investments (if they had better investments to begin with they would spend cash right away).

Back in December I tried out a new approach to valuing manufactured spend, by calculating the value you would need to get from a night's stay to make it worth manufacturing spend on a chain's co-branded credit card, rather than a 2.22 % cash back Barclaycard Arrival.

Those concepts are «point density» and what I've called in the past (Club Carlson, Hilton) the «value per night required» to justify manufacturing spend on a co-branded credit card rather than a 2.22 % cash back credit card like the Barclaycard Arrival + MasterCard.

That means if you spend $ 5,000 for the year at Marriott properties, your cash value comes to $ 225, while by spending $ 5,000 on airfare, rental cars and restaurants, your cash value is $ 90, bring the total to $ 315.

What I've previously called the «value per night required,» but which is better called «imputed redemption value,» measures something different: the value you need to get from redemptions of your manufactured spend to justify putting it on a hotel's co-branded credit card rather than a 2.22 % cash back card like the Barclaycard Arrival + World MasterCard.

I'm going to value the opportunity cost of $ 1 spent on a credit as 2 cents, using the benchmark of a 2 % cash - back card.

But still — having both cards allows these two benefits to stack up and get some pretty good value out of ThankYou points compared to other currencies if you want to limit your cash spending, especially if you can use it on a hotel with low taxes.

If you don't mind tracking a rotating group of bonus categories every quarter and tailoring your spending, you could potentially get a substantial amount of value out of this everyday cash back card; but if you don't regularly spend on the categories that earn 5 percent cash back, you won't earn much of a return.

You can easily end up spending miles on flights where you would get a better value paying in cash, especially if you are booking close in enough that you incur an award booking fee.

Both of these groups will be able to spend their Avios balances on any flight they choose and, as neither cares about getting a certain value out of each Avios, both will simply see the changes as a way of keeping cash in their pockets.

Considering the great prices that are available, on a regular basis, for anyone paying cash I just can't see how anyone spending their IHG Rewards balance in Vegas is getting good value.

There's a nice double offer available right now on stays at MGM resorts and these should stack very nicely — spending $ 500 will see you get $ 50 cash back and you'll earn 7,500 Membership Rewards points which I value at around $ 112 (1.5 cents per point).

The 2.2 % cash back for travel purchases (it's 2 % plus a 10 % rebate on travel, so effectively 2.2 %) is still good value for manufacturing spend.

I believe that based on the Canadian credit card market in 2015, most Canadians would be best to earn cash back, or some sort of fixed value return, rather than points, for their credit card spend.

The trick is making sure you actually spend $ 500 + on travel so you can redeem your miles for their maximum value, as opposed to cash.