Sentences with phrase «spent on debt»

Percentage of monthly income that is spent on debt payments, including mortgages, student loans, auto loans, minimum credit card payments and child support.
The debt - to - income ratio is the percentage of monthly income that is spent on debt payments, including mortgages, student loans, auto loans, minimum credit card payments and child support.
In conclusion, each day that we continue to exploit our resources and environment is time poorly spent on a debt we will be unable to pay later.
Although 2011 has seen a slight improvement and witnessed the rate of household income spent on debt services fall from 13 % to 11 %, the good citizens of America are still investing vast sums of money into outsourcing the management of their debt.
If the amount spent on debt goes over 40 %, the application will be rejected.
We had a conversation in which he suggested that it would be cool to have a spreadsheet that could «specify debts, interest rates, and a goal date for zero debt, then automatically find the amount that needs to be spent on the debt in the specified snowball method to hit that date goal.»
It has a permanent tax base, so in theory it can time - shift its debt obligations indefinitely - without even reducing the bond - rating by simply shifting the ratio of revenue spent on debt servicing versus every other obligation.
DTI ratio represents the amount spent on debt payments every month (think mortgage payments, credit card bills, car payments, property taxes, homeowners insurance, etc.) compared to monthly gross income.
Basically, he proposes that the Feds send a check for $ 2000 each to the bottom 80 % of taxpaying households (all 175 million of them) with the caveat that the entire $ 2000 must be spent on debt reduction (student loans, credit cards, mortgages etc.).
That'd be the same Bleeb that carried appeals from the club that was once known as Glasgow rangers FC over the summer for fans to buy season tickets for 14 - 15, even thought the money from those tickets had already been spent on debts (I think) without explaining to the fans why the appeal for people to buy season tickets was being made or where the money was going.
In our example budgeter's case, she would begin by sending $ 296 to her Visa card (her $ 48 minimum payment plus the additional $ 248 she can spend on her debts), paying it off in five months.
After doing this it will give you a better sense of how much money you can spend on your debt.
This can free up more money to spend on debt reduction (hopefully).
This reflects the percentage of your income you spend on debt each month.
First of all, it tells them how much money you spend on debt.
As the name suggests, this is a comparison between the amount of money a person earns each month, and the amount he or she spends on debt - related expenses.
Those consequences often fall on the Americans who fund the government through taxes in the form of higher interest rates (more on this in a minute) and more government spending on debt rather than priorities like roads or health care.
DTI, which represents the percentage of your gross monthly income that you spend on debt payments, will also be considered by any mortgage lender who is determining your mortgage eligibility.
This ratio is the percentage of your pre-tax income that you spend on debt.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Here are three off the top of my head: Record levels of household debt threaten future spending, too many of our companies need a weaker currency to be competitive, and international energy companies are giving up on Canada as a place to invest.
Meanwhile, as the government takes on more debt to fund its daily operations, the cost to service that debt will take up a larger chunk of government spending as well.
But debt is still a major consideration for most Canadians when they head out to shop, which is limiting the strength in consumer spending and having an effect on the balance sheets of retailers, Ferley added.
U.S. government debt yields slipped after weak consumer spending data muted a better - than - expected initial first - quarter read on economic growth.
Spending that much on one piece of clothing may seem like a lot, especially if you're a millennial who's still dealing with college debt, like I am.
The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.
Interest on the debt, at 9 % of annual budget spending, is now nearly half of what the province spends on each year on education and more than one - fifth of what's spent on healthcare.
The government already spends about $ 12 - billion each year to pay interest on its debt, about 8 per cent of revenue.
And when households begin to worry about their financial security, they tend to reduce spending and focus on paying off debt.
Just as alarming is that interest on this debt is increasing at an annual rate of 5 %, outpacing spending increases on every other budget item.
All of that spending will have a limited effect on the province's net debt - to - GDP ratio, however, which stands at 37.1 per cent.
The recent fiscal legislation caused negative, structural changes on both the spending and revenue fronts — making the task of keeping the debt in check much harder than it would have been even a year ago.
By 2025 - 26, the province will be spending $ 16.9 - billion on debt service charges, or 8.8 per cent of revenue.
The time spent in the work force before launching Swift helped Harris refinance his loans to a lower interest rate through SoFi, one of a few new marketplace lenders focusing on student - loan debt.
One of my constant points on this blog for the last several years has been that households» refinancing of their mortgage debt at lower and lower rates has put more money in their pockets for spending and for paying down debt.
But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.
Though Portugal is one of the fastest growing euro zone economies, problems with non-performing loans and high debt among businesses, individuals and government are a big hurdle - mainly at a time when the government's strategy is focused on consumer spending.
Forget about household spending: with debt at record levels, consumer spending on new goods and services will be restrained.
On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.
Its European creditors decided on Wednesday to suspend the implementation of short - term debt relief measures after the Greek government announced additional spending on pensions - an action that European partners deemed as «unilateral» and disrespecting the efforts agreed under the country's 86 billion euro ($ 89.75 billion) bailout program.
Pioneer has also pledged to retain more of its free cash flow, rather than spending it all and then some on capital expenditures and incurring debt that could sap future profits, as has been common in the industry.
When the leaders of the world's major economies convene in Toronto on June 26, their schedule will be laden with big issues, from ending stimulus spending to the European debt crisis to the debate over a global bank tax.
During the holidays, spending on gifts, travel and more can run up your credit card debt.
Yalnizyan also argues that in its effort to keep the debt - to - GDP on a downward track, the Liberals are actually spending less over the outlook when the promised investments are compared to revenues.
NerdWallet reports that the average American household spends $ 1,300 on interest on credit card debt alone.
But much of that is contingent on consumer spending, which is being financed by record levels of debt.
France's AXA says it will spend $ 15.3 billion on buying New York - listed insurer XL Group and speed up its plans to spin off its American life insurance business — the IPO would give it $ 6 billion to help fund the XL purchase, with the rest coming in the form of cash and debt issuance.
Owning your home debt - free is a great feeling but money spent on extra mortgage payments isn't available for more lucrative investments.
The accord not only greatly increases discretionary spending over the next two years, it lifts the baseline for future outlays by double - digits, putting deficits and debt on a far steeper trajectory.
U.S. government debt yields slipped Friday after weak consumer spending data muted a better - than - expected initial first - quarter read on economic growth.
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