Sentences with phrase «spent on debt payments»

Percentage of monthly income that is spent on debt payments, including mortgages, student loans, auto loans, minimum credit card payments and child support.

The debt - to - income ratio is the percentage of monthly income that is spent on debt payments, including mortgages, student loans, auto loans, minimum credit card payments and child support.

DTI ratio represents the amount spent on debt payments every month (think mortgage payments, credit card bills, car payments, property taxes, homeowners insurance, etc.) compared to monthly gross income.

DTI, which represents the percentage of your gross monthly income that you spend on debt payments, will also be considered by any mortgage lender who is determining your mortgage eligibility.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Owning your home debt - free is a great feeling but money spent on extra mortgage payments isn't available for more lucrative investments.

Furthermore, college graduates under the age of 35 with student loans are spending nearly one - fifth of their salaries on student loan payments, a Citizens Financial Group debt study revealed.

On average, self - employed Greeks spend 82 % of their monthly reported income — ie, the amount they declare to the tax office — on servicing debt paymentOn average, self - employed Greeks spend 82 % of their monthly reported income — ie, the amount they declare to the tax office — on servicing debt paymenton servicing debt payments.

This means that you should spend no more than 28 percent of your gross monthly income on total housing expenses, and no more than 36 percent on total debt service (including the new mortgage payment).

If $ 400 of your monthly debt payments go to a car loan, a student loan and minimum payments on your credit card debt, you would have $ 1,300 to spend for housing.

During the past three years, the company spent about US$ 6.7 billion on debt payments, which reduced its total load from US$ 13.1 billion in 2014 to US$ 6.4 billion — 75 per cent of which is due after 2030, according to an investor presentation slide given earlier this year at the Bank of Montreal investor conference in Hollywood, Florida.

just reading around and all if not most rags are saying our net spend is # 46 million how can they tell that when they do nt even know what our real budget is if it was # 100 million then we are in profit by quite a bit i do nt really know what they base there assumptions on this is where you could do with swiss ramble to dissect what really was spent from what i could see most of our 5 transfers were covered by out goings and c / l monies earned debuchy - vela deal, chambers - vermalen deal, ospina - cesc and miquel deals sanchez c / l monies and other monies recovered from wages and old installment based deals this is the same with welbeck i would imagine if not then poldolski will be sold in jan to cover this as i think he was going to be sold and this would have covered welbecks transfer more or less also and people do nt always realize that arsenal have money coming in from more than one source to cover transfers not just puma and emirates deals we have property arm of the club which makes money for transfers also outstanding debts we are owed of old transfers we receive each year on song cesc maybe van persie and all other structured deals in installment payments sales we just flogged miquel as an example and all the monies from released wages and youths sold its a bit to complex to just say we have a net spend of xyz when arsenal do nt even make the budget public so they have no starting point from which to go from i bet you we have broke even or even made a slight profit as we are self sustaining it would make sense that we can break even or at least make the net spend under # 10 million each year at least screw then all we are the arsenal we do thing our way

Having a basic handle on how much money comes in, knowing what is spent, and understanding your required debt payments is a basic financial exercise.

There are valid reasons for prepaying debt, but State spending trends should be adjusted accordingly so that decisions on the timing of payments do not artificially impact perceptions of spending growth.

This year, we're going to spend # 43bn on debt interest payments alone.

Once the likely costs of benefit payments and increased debt interest were taken off the spending total, the amount left to spend on public services faced an inevitable squeeze.

You should plan to tackle necessary plans for your emergency fund, retirement fund, and debt repayment first, then determine how much you can spend on other goals, like travel and a down payment for property.

Payments to social security recipients, the costs of national defense, medical expenditures, and interest payments on the national debt constitute the bulk of federal government sPayments to social security recipients, the costs of national defense, medical expenditures, and interest payments on the national debt constitute the bulk of federal government spayments on the national debt constitute the bulk of federal government spending.

Spending on school operations — not including school construction or debt payments — ranges from less than $ 8,700 per student in a coal country district, one of the state's lowest - achieving, to more than $ 26,600 in a tony Philadelphia suburb.

If UNO fails to secure more buildings and more students, the growing financial burden will likely have an adverse impact on its students as per - pupil classroom spending will suffer due to an increasing portion of the network's income being diverted to cover debt payments.

If you find you can't spend enough on debt repayment to cover all of your creditors» minimum required monthly payments, a Debt Management Plan (DMP) may make your payments affordadebt repayment to cover all of your creditors» minimum required monthly payments, a Debt Management Plan (DMP) may make your payments affordaDebt Management Plan (DMP) may make your payments affordable.

In our example budgeter's case, she would begin by sending $ 296 to her Visa card (her $ 48 minimum payment plus the additional $ 248 she can spend on her debts), paying it off in five months.

For people that were current on their bills but wanted to do better, we offered the Debt Eliminator service to show them how, comprehensive financial tracking through our Ultimate Spending Plan budget tracking books, online bill payment capabilities, and Financial Recovery Counseling for those that had spending issues they wanted to oSpending Plan budget tracking books, online bill payment capabilities, and Financial Recovery Counseling for those that had spending issues they wanted to ospending issues they wanted to overcome.

I've put together a very tight budget — here it is — and I'm working a second, part - time job (if you are — don't lie), and I've determined the most I can spend monthly on debt payments is $ 400.

Come up with a payment plan that will let you spend your budget on essentials, paying off your debt, and enough left over for a little leisure.

This will require making tough choices in what you spend your money on each month, which will allow you to make larger payments toward your debt and get your closer to financial freedom.

Prepare a budget to determine how much you need to spend each week on basics and how much you can spare for making debt payments.

Spend 6 months of careful attention to reducing your debt and making timely payments, and you will likely see a noticeable positive effect on your scores.

This variable determines how affordable your monthly payments will be, how long will it take for you to be debt free and how much money you will be spending on interests over the whole life of the loan.

You have to follow their plan by contacting creditors, keeping up with payments, abstaining from borrowing more money, cutting back on spending (if that is your reason for the debt), forcing yourself to put money aside for emergencies, and learning how to budget successfully.

Benefits of SBA loans include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to keep their cash flow for operational expenses and spend less on debt repayment.

A debt consolidation loan only works if you are able to reduce the interest rate and monthly payment you make on your bills and change your spending habits.

Once you pay off the first debt, you move onto the next one, using the money you would spend paying the first debt to add on top of the second's payment.

Instead of spending your savings, or your new money, you make an extra payment on the debt you are currently working on.

Almost all lenders allow you to make additional payments on your loans, which will ensure you pay off your debt more quickly while spending less in interest over the life of your loan.

If the credit score is low, the future home buyer should spend at least six months making all loan payments on time, paying down or paying off the balances on their credit cards, closing cards that aren't used, and not opening new cards or getting into any other kind of debt.

Making the minimum payments on your debt, like your monthly car payment or your mortgage payment, is also part of «spending.»

That homeowner also spends 43 % of their income on all debt payments, which would be their housing costs plus car loans, student loans and credit card bills.

You are only making partial payments each month and are spending a larger portion of your income on debt repayment.

If I made a payment every time I denied myself something I wanted to spend my money on I would be out of debt in a flash.

The average buyer who finances with a conventional loan only spends 24 % of their income on housing costs and 36 % of their income on all recurring debt payments.

When you spend your life swiping credit cards and signing loans without calculating the total weight of debt, you tend to believe you're in control because you make your payments on time.

For starters, you're spending more than you earn per month — an extra vacation here, a vehicle payment there — and just making ends meet by paying only the bare minimum each month (a total of about $ 1,000 per month in minimum payments) on your unsecured debt.

After all, no matter what plan you choose, cutting back significantly on your spending and making bigger extra payments to the top debt on your list is going to do more than having your list perfectly ordered.

You would actually save twice: first, when not spending your hard - earned money on monthly payments, and second, when negotiating a debt settlement deal.

See related: How to set up an emergency savings fund, A generic budget: guideline for spending categories, To cut back on spending, go BIG, How to prioritize debt payments

If you don't have the cash to meet every minimum monthly payment, then you have to decide how to divvy up the funds you are able to spend on credit card debt repayment.

Let's say you spend $ 100 a month on gas, but have gift cards to cover it, you could use the money you normally spend for fuel to help with debt payments.

Hispanics were the worst off in this category and spent 56 percent of their incomes on debt payments.

It is important to understand that these products carry very high interest rates and thus, if you pay only the minimum payments on your balances, not only you will spend a lot of money on interests but you will risk accumulating too much debt and endangering your finances.