Sentences with phrase «sponsored health plan»

Secondary insurance means you have another health plan in place that will pay for health care services, i.e., an employer - sponsored health plan, retirement benefits, or VA benefits.
So if you're leaving a job or getting divorced and losing access to your spouse's employer - sponsored health plan, you've got an alternative to COBRA if you prefer to obtain coverage in the individual market.
If you're self - employed and not eligible for an employer - sponsored health plan through your spouse's job, you may be able to write - off your health insurance premiums.
If you lose your workplace health insurance due to a lay - off, divorce or death of a spouse, or other qualifying event, you can temporarily continue your employer - sponsored health plan coverage through a federal law known as COBRA.
In April 2004, Senate Bill 1546 authorized the Oklahoma Health Care Authority to develop a program assisting employees of small businesses, 19 to 64 years of age with either (1) a portion of their private health plan premiums (Employer Sponsored Insurance), or (2) the purchase of a state sponsored health plan operated under the state Medicaid program (Individual Plan).
Student health plan doesn't offer coverage for spouse or dependents, and neither spouse has an employer - sponsored health plan: Spouse and dependents can apply for Medicaid, CHIP or subsidized insurance through the health care exchanges (provided they meet income criteria).
You may also be eligible for a special enrollment period from an employer - sponsored health plan.
If you retire and walk away from your employer - sponsored health plan before you reach age 65 and are eligible for Medicare, you'll have to fill the gap with a private health insurance plan or Consolidated Omnibus Budget Reconciliation Act (COBRA) coverage - both of which can be very costly.
An account associated with an employer - sponsored health plan that allows individuals to contribute pre-tax funds to cover expenses associated with the cost of health care and other medical expenses.
Your employer - sponsored health plan can cover your spouse and dependents, whereas Medicare covers you alone.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) was enacted in 1985 and allows you to continue coverage on an employer - sponsored health plan even after you leave that job.
Tags: American Indian, citizenship, CO-OP, Consumer Operated and Oriented Plans, divorce, employer - sponsored health plan, federally facilitated exchange, health insurance exchange, health insurance marketplace, marriage, off - exchange plans, pre-existing condition, qualified health plan, qualifying event, special enrollment period
Examples included a school with an on - site health clinic and an employer that self administers a sponsored health plan.
A large manufacturing company wanted to make sure that business associate contracts were not required between affiliates and a parent corporation that provides administrative services for a sponsored health plan.
Most artists living outside the USA have access to a government - sponsored health plan.
Unless covered by an employer - sponsored health plan, you must also enroll in Medicare Part B to avoid future penalties.
You lose your employer - sponsored health plan and need alternatives.
It seems like its up to your benefits provider to know if your employer sponsored health plan is actually compliant or not.
Governor Cuomo's budget makes no major change in the Essential Plan — a low - cost state - sponsored health plan — despite the loss of almost $ 1 billion in federal aid.
The state has also carved out exceptions for Fidelis Care, a Catholic - sponsored health plan that does not cover abortions.
The move, along with news that JPMorgan, Amazon and Berkshire Hathaway are forming a new independent nonprofit venture aimed at lowering healthcare costs for their employees, has people looking at employer - sponsored health plans in a new light.
Examine policies for leave, telework, and employee compensation and review with all employees so they are up - to - date on sick leave policies and employee assistance services that are covered under any of your employee - sponsored health plans.
A Commonwealth Fund study finds — contrary to widespread belief — that the growth of premiums for employer - sponsored health plans has slowed nationwide since passage of the Affordable Care Act.
Such individuals often lack employer - sponsored health plans.
From the article:... A new report that details the effects of a looming Obamacare excise tax on employer - sponsored health plans highlights the big bucks large companies will have to dole out starting in 2018 and how employees might end up getting stuck with much of the costs if bosses blanch at the tax bill.
A former president of the Florida Academy of Healthcare Attorneys, Betsy Hodge concentrates her practice on compliance and regulatory issues affecting health care providers and payers and employer - sponsored health plans.
Response: We agree that health plans should be able to disclose protected health information to employers sponsoring health plans under certain circumstances.
We also understand that millions of Americans are unable to afford the cost of health insurance, and invite you to browse information on free, government - sponsored health plans such as Medicaid, and resources for free or low cost medical care.
Employer - sponsored health plans which are limited in their international travel medical insurance and very rarely cover medical evacuation.
The proposal offers a new interpretation of «employer» and other terms in the Employee Retirement Income Security Act of 1974, the framework for employer - sponsored health plans covering tens of millions of Americans.
Eliminating a tax on higher cost employer - sponsored health plans, also called Cadillac plans, that helps pay for the health care law
Many employer - sponsored health plans hold their open enrollment periods in the fall, so that coverage changes can be effective January 1 of the coming year.
Nationalized or government sponsored health plans rarely provide adequate medical coverage for injuries or illnesses which occur in the United States.
EMPLOYEE ASSISTANCE PLAN (EAP) Resources provided by employers either as part of, or separate from, employer - sponsored health plans.

Not exact matches

Self - insured companies that sponsor their own health - care plans are not exempt, and must also report.
Right now, it's only available through a sponsoring organization such as an Employee Assistance Program (EAP), a health plan or employer.
But here's the good news: Even though you may want to maintain your Medicare coverage as a fallback if you retire overseas, you'll find many countries offer residents a government - sponsored health coverage plan.
Express Scripts, which in its role as a pharmacy benefit manager negotiates drug prices and reimbursement on behalf of insurers and employers, «will work with health plans and plan sponsors to decide where they want [Luxturna] on their plans,» Miller said.
Starting March 1, plan sponsors with Sun Life will have the option to add medical cannabis coverage to extended health - care plans, ranging from $ 1,500 to $ 6,000 per covered person per year.
If they plan to enroll in their ex-spouse's employer - sponsored health insurance plan, they should be aware there are time limits for doing so, added Vasileff.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
This innovation will significantly reduce RxAdvance's administrative costs and plan sponsor unit costs; optimize drug utilization / adherence; and improve collaboration and transparency between plan sponsors and RxAdvance for better health outcomes.
As an overlay on Collaborative PBM Cloud ™, AdvanceESM ™ (Enterprise Service Manager) extracts and consolidates information across all departments of the PBM, providing plan sponsors with a 360 ° view enhancing critical health / financial decision - making resulting in best outcomes.
«The PBM industry is known for «business as usual» and has been challenged to bring real value to plan sponsors (health plans, ACO's, FFS government programs, self - funded groups).
Our tailored, world - class services for all plan sponsorshealth plans, accountable care organizations (ACOs), state Medicaid programs, employer groups and unions — blend state - of - the - art technologies with experienced and talented professional teams to optimize your return on investment while enhancing your competitive stance in the market.
Our customized, world - class services for all plan sponsorshealth plans, accountable care organizations (ACOs), state Medicaid programs, employer groups and unions — blends state - of - the - art technologies with experienced and talented professional teams to optimize your return on investment while enhancing your competitive stance in the market.
Its tailored, world - class services that reduce overall pharmacy costs, reduce avoidable drug impacted medical costs, and optimize specialty drug spend while improving patient quality of life are for all plan sponsorshealth plans, accountable care organizations (ACOs), exchanges, state Medicaid programs, and employer groups.
Our best in class people, process and technology are aligned to support all plan sponsorshealth plans, Accountable Care Organizations (ACOs), State Medicaid programs, employer groups, and unions.
Our tailored, world - class services for all plan sponsorshealth plans, accountable care organizations (ACOs), state Medicaid programs, employer groups and unions — blend state - of - the - art technologies with experienced and talented professional teams to optimize plan sponsors return on investment while enhancing organization's competitive stance in the market.
We provide a wide array of proven clinical and administrative services, flexibility and configurability, plus actionable information at the point - of - care and point - of - sale, while maintaining focus on total health and real health care value to plan sponsors and members.
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