Sentences with phrase «sponsored health plan coverage»

If you lose your workplace health insurance due to a lay - off, divorce or death of a spouse, or other qualifying event, you can temporarily continue your employer - sponsored health plan coverage through a federal law known as COBRA.

Not exact matches

But here's the good news: Even though you may want to maintain your Medicare coverage as a fallback if you retire overseas, you'll find many countries offer residents a government - sponsored health coverage plan.
Starting March 1, plan sponsors with Sun Life will have the option to add medical cannabis coverage to extended health - care plans, ranging from $ 1,500 to $ 6,000 per covered person per year.
And it's not clear that this bill will apply at all to health plans offered by companies who «self - insure,» which cover the majority of New Yorkers with employer - sponsored coverage.
«These interim final regulations are necessary in order to provide rules that plan sponsors and issuers can use to determine which changes they can make to the terms of the plan or health insurance coverage while retaining their grandfather status»
Not only have the trends of employer sponsored health insurance been declining over the last decade, but the firms that do still provide a benefit have been changing the structure of the plans to reduce their liability / costs, shift premiums and costs to the retirees and spouses, and cap the coverage limits.
Summary ERRP proved to be a valuable source of support, benefiting early retirees, their spouses, surviving spouses, and dependents, and the health plan sponsors that provided vital access to health coverage.
ERRP proved to be a critical source of support by benefiting early retirees, their family members, other plan participants, and the health plan sponsors that provided vital access to health coverage.
All types of plan sponsors attempted to maintain affordable health coverage for their active employees and early retirees, while continuing to meet demands for their products and services.
Plan sponsors that responded to the surveys reported that they provided health coverage to nearly 26 million plan participants, of which almost 2.6 million were early retirPlan sponsors that responded to the surveys reported that they provided health coverage to nearly 26 million plan participants, of which almost 2.6 million were early retirplan participants, of which almost 2.6 million were early retirees.
L. 111 - 148), ERRP provided financial assistance for employment - based health plan sponsors to help early retirees and their spouses, surviving spouses, and dependents maintain access to quality, affordable health coverage.
Employers will be asked to provide information regarding the lowest - cost self - only health plan that they offered for plan year 2016, as well as their employees» eligibility for employer - sponsored coverage.
The ERRP was designed to help employers and other sponsors of employment - based health plans continue to provide coverage for early retirees until 2014, the initial year under the ACA in which insurance companies may no longer deny coverage based on pre-existing conditions, or charge more based on an individual's health status.
The term «eligible employer - sponsored plan» means, with respect to any employee, a group health plan or group health insurance coverage offered by an employer to the employee which is --
The health insurance marketplace is for individuals and families that need health coverage because they don't qualify for an employer - sponsored plan.
A group health plan must require a health insurance issuer or HMO providing coverage to the group health plan to disclose information to the plan sponsor only as provided in the plan documents.
We note that when a plan sponsor has several different group health plans, or when such plans provide insurance or coverage through more than one health insurance issuer or HMO, the covered entities may jointly engage in this type of analysis as a health care operation of the organized health care arrangement.
If the employer sponsors more than one group health plan, or if its group health plan provides coverage through more than one health insurance issuer or HMO, the different covered entities may be an organized health care arrangement and be able to jointly participate in such an analysis as part of the health care operations of such organized health care arrangement.
The Department has assumed that only 5 percent of plan sponsors of small group health plans that provide coverage through a contract with an issuer will actually take the steps necessary to receive protected health information.
The two men were successful in extending their stay in Canada as visitors through an extension with Citizenship and Immigration Canada in order to receive WSIB - sponsored treatment.The workers» Ontario Health Insurance Plan (OHIP) health coverage, provided by the province under the Health Insurance Act, was terminated on the last day of their conHealth Insurance Plan (OHIP) health coverage, provided by the province under the Health Insurance Act, was terminated on the last day of their conhealth coverage, provided by the province under the Health Insurance Act, was terminated on the last day of their conHealth Insurance Act, was terminated on the last day of their contract.
So, if you have a chronic health issue that has deemed you unable to obtain an individual life insurance policy — and, you are also unable to secure life insurance coverage via an employer - sponsored group plan, then you may want to turn to a no exam policy.
Now that coverage is guaranteed - issue in the individual market (just the way it is for employees who are eligible for their employer's health plan), the individual market uses open enrollment and special enrollent periods just like employer - sponsored health insurance.
Many private and government sponsored domestic health insurance plans provide excellent coverage within the United States, however, they are not intended to provide comprehensive coverage while traveling abroad.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) was enacted in 1985 and allows you to continue coverage on an employer - sponsored health plan even after you leave that job.
If you retire and walk away from your employer - sponsored health plan before you reach age 65 and are eligible for Medicare, you'll have to fill the gap with a private health insurance plan or Consolidated Omnibus Budget Reconciliation Act (COBRA) coverage - both of which can be very costly.
Designed as a cost - effective employer - sponsored group medical and dental plan with daily indemnity coverage, the GEO Group plan is for employers with international employees and provides U.S. - style health benefits as worldwide coverage.
The same is true for most employer - sponsored health insurance coverage and the health insurance plans available now on the health care marketplace.
Premium: The amount the policyholder or their sponsor (e.g. an employer) pays to the health plan to purchase health coverage.
Student health plan doesn't offer coverage for spouse or dependents, and neither spouse has an employer - sponsored health plan: Spouse and dependents can apply for Medicaid, CHIP or subsidized insurance through the health care exchanges (provided they meet income criteria).
Expatriate health plans will be exempt from the § 4980I excise tax on high cost employer - sponsored health coverage (generally referred to as the «Cadillac tax») that is scheduled to take effect in 2018, except for expatriates assigned to work in the U.S.
Mental health parity requirements predate the ACA, although the ACA expanded the parity law to apply to individual market plans as well as employer - sponsored coverage.
Providing services for individuals, families, employers, plan sponsors and business partners, under Symetra White Mountain's offerings include pension planning, IRA, group health benefits, stop loss coverage, and 401k management.
By sponsoring a group health insurance plan, you're not only providing coverage to your employees, but you may be finding a more affordable coverage option for yourself **.
The option to purchase individual coverage offered to a person who will no longer be eligible for coverage through an employer - sponsored group health plan.
A health insurance policy sold to an individual directly, not health coverage offered through an employer - sponsored plan.
Many employer - sponsored health plans hold their open enrollment periods in the fall, so that coverage changes can be effective January 1 of the coming year.
When you choose COBRA, you're paying to continue coverage under the exact same employer - sponsored health insurance plan you already have.
The same is true of the employer - sponsored market, and group health plans no longer have pre-existing condition exclusion periods, regardless of whether the enrollee has a history of continuous coverage and / or pre-existing conditions.
Catastrophic health insurance plans are typically held by individuals who don't have employee - sponsored coverage.
Nationalized or government sponsored health plans rarely provide adequate medical coverage for injuries or illnesses which occur in the United States.
Under HIPAA (the Health Insurance Portability and Accountability Act of 1996), employer - sponsored (group) plans were allowed to impose pre-existing condition exclusion periods if a new enrollee didn't have at least 12 months of creditable coverage (ie, had been uninsured prior to enrolling in the group plan) without gaps of 63 or more days (18 months of creditable coverage could be required if the person was enrolling in the group plan late, after his or her initial enrollment window had passed).
While your employer - sponsored or independent health insurance plan may cover most of your accident - related medical bills, it does not extend coverage to your passengers.
But the proposed regulations would relax that rule, allowing «working owners» to join AHPs as long as they're not eligible for subsidized health insurance from another employer - sponsored plan, work at least 120 hours per month, and earn enough from their self - employment to cover the cost of the coverage offered by the AHP.
So if you're leaving a job or getting divorced and losing access to your spouse's employer - sponsored health plan, you've got an alternative to COBRA if you prefer to obtain coverage in the individual market.
If you already are covered under an employer sponsored medical insurance plan or have a health plan with a lower coverage and want to opt for the best health insurance coverage in low premium, you can opt for a top - up or a super top - up plan.
If you have children and anticipate a coverage gap, you may also look into government - sponsored programs such as Children's Health Insurance Plans (CHIP).
Don't forget individuals between ages 19 and 26 have coverage opportunities under their parent's employer - sponsored or individually purchased health plan.
To start, one of the goals of the law, called the Affordable Care Act, is to ensure that as many people as possible have insurance coverage, whether it's through an employer plan, a government - sponsored health program such as Medicare or Medicaid, or a plan purchased by you directly from an insurance company or using the new state exchanges that are being set up under the law.
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