Sentences with phrase «spotless credit»

Another popular misconception about home ownership today is that you must have spotless credit to get one of these low down payment mortgages.

Some of the most effective ways to obtain a discount is to have a spotless credit record.

If you don't have spotless credit, you may end up with an alarmingly high APR..

According to FICO, it isn't surprising for someone with a spotless credit to fall into bad credit since medical - related debts and collections from credit agencies have equally damaging effects on a person's credit standing.

The only hope for consumers is the fast recovering economy of the United States from the recession it suffered from in 2008, and the fact that more credit lending companies are more open to lend to customers even if they do not have a spotless credit history.

You likely have an almost spotless credit history and an above average income.

Also, this method will work for you only if the other person has a spotless credit line with timely payment of credit card bills.

If your spouse has spotless credit, his good reputation won't boost your score.

To attain the score, you must have the perfect blend of spotless credit history, credit utilization and zero negative marks on credit report — which is not practical.

In addition, spotless credit, verifiable income i.e., no stated - income and plenty of liquid assets as reserves.

Therefore, if you are seeking an unsecured loan, the common requirement is for you to have a spotless credit history.

It's when your spotless credit history has made you eligible for the very best credit card deals out there.

SoFi is worth considering if you've got a spotless credit history and a steady income stream.

This can be tricky unless every individual has spotless credit and no underlying causes for loan rejection.

You would need to have the perfect storm of credit utilization (probably zero balances with very high credit limits), a long spotless credit history, and no negative marks on your credit report, which is nearly impossible.

But that person has a higher risk of committing fraud than someone with a spotless credit history — all other factors being equal,» says John Warren, vice president and general counsel with the ACFE.

If you don't have spotless credit, you may end up with an alarmingly high APR..

If you have a good credit score and a spotless credit history, you will probably be able to obtain high loan sums, but if this is not your case, the funds will be limited.

Borrowing money should not be limited to those who have spotless credit.

The sudden appearance of key derogatory information on an otherwise spotless credit report can cause a deep drop in your FICO score, whereas the effect is far less dramatic if you already have many negative items on your report.

One late payment wouldn't hurt your credit score as much if you had a spotless credit history.

Today, a spotless credit history might be necessary to get any kind of mortgage at all.

Not exact matches

For instance, let's consider a credit profile of someone who has large amounts of debt but a long and spotless payment history.

He hasn't made me rich, even though my credit is spotless and I tithe and I work really hard and give food to the food pantry and bring Bible study to inmates in jail.

Last week I was interested and surprised to read in The Australian Financial Review article Spotless, Nine turn backs on credit ratings that Spotless and Nine had both requested to have their credit ratings withdrawn.

The screenplay of Eternal Sunshine of the Spotless Mind is credited to Kaufman, an American screenwriter, but the story was initially hatched by two Frenchmen — Michel Gondry and Pierre Bismuth.

Mr. Gondry has directed such feasts as ETERNAL SUNSHINE OF THE SPOTLESS MIND and BE KIND REWIND, so he gets credit for the good parts of this one.

Other film credits include Wonder Boys with Michael Douglas, Eternal Sunshine of the Spotless Mind with Jim Carrey and Kate Winslet, Orange County with Jack Black, Lemony Snicket's A Series of Unfortunate Events with Jim Carrey, and Last Holiday with Queen Latifah.

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Ever since the economic meltdown of the mid-2000s, and the credit crunch that followed thereafter, folks without picture - perfect credit and a spotless record of repayment have had a bit of a tough time getting their hands on loans and quick capital.

If you have only ever made one late payment on an account, ask the creditor to remove the late payment from your credit report in light of your otherwise spotless history.

In short, you want to make sure the «Public Records» section of your credit report is spotless.

Since public records reflect poorly on your credit rating, you'll want to make sure that this section of your report stays spotless.

Impact lessens over time to where a spotless post-foreclosure credit history and low debt level can deliver a score in the 700 + score range within about 4 - 5 years.

Just be aware that only those with spotless applications and excellent credit histories get approved.

In Florida, a motorist with a poor credit history but a spotless driving record paid on average $ 1,552 more than a driver with a DWI but an excellent credit score.

If you're keen on keeping your credit rating and credibility spotless, you might even want to target an early payoff date for your car title loan.

Unlike when you have a spotless financial profile, the options available for people with bad credit tend to be less than perfect.

Usually, if your credit report is spotless then the corresponding credit score will be reflective of that fact.

For instance, let's consider a credit profile of someone who has large amounts of debt but a long and spotless payment history.

This means if your business has yet to establish its own excellent credit, your personal credit should be fairly spotless to qualify for a Chase business card.

While your credit history may be spotless, your spouse may have a less than stellar track record when it comes to their credit.

They are extremely difficult to get, and unless your credit history is near - spotless and your credit score is a thing of beauty, you may need to go a different route.