Sentences with phrase «spouse as an authorized user»

So, it may be a good idea to add a child or spouse as an authorized user, particularly if they don't have any credit history of their own.

A spouse may list another spouse as an authorized user on a credit card so that spouse can make purchases with the credit card too.

If the account was opened after June 1, 1977 and if you name your spouse as the authorized user, a creditor who reports the credit history to a credit bureau must report it in your name as well as in your spouse's name.

When a spouse has bad credit and your credit is pretty good, you can safely add that spouse as an authorized user.

Or a cardholder might add a spouse as an authorized user to help keep finances tidied up in a single account.

Not exact matches

Say your spouse has a credit card with little or no balance and a great payment history; if he or she agrees to add you as an authorized user, from a credit score point of view you automatically benefit from her card's available credit as well as her payment history.

By joining an existing tradeline account as an Authorized User, you can piggyback on a relative's or spouse's good credit standing until you've had time to build a credit profile of your own.

Spouses and relatives could also benefit from being added as an «Authorized User» to an existing good standing credit card account.

Another good tip to maximize your sign - up bonuses is to put your spouse or significant other on your account as an authorized user.

Adding your spouse or child onto your account as an authorized user could add to your total (check the terms and conditions of the card).

Pro Tip: If you have a spouse or family member that you trust, you can sometimes also earn a bonus for simply adding them as an authorized user to your own account.

If you have a spouse, parent, or another trusted family member or friend with good credit, have them add you as an authorized user to their credit accounts.

If someone close to you, such as a relative or spouse, has a credit card you can become an authorized user on their account, if they agree to that.

If I became an authorized user on my spouse's Visa card, would they use her start date for calculating my new average age, or would it be as of the date I was added as an authorized user?

This post originally appeared October 26, 2017 on CreditCards.com as ««Will adding myself as authorized user to spouse's card boost my score?»

If your spouse or parents already have retail and major credit cards, ask them to add you as an authorized user to their account.

Despite any trust that you may have in your former spouse, you should definitely consider removing them as an authorized user on any accounts that you own.

As we noted above, however, some issuers may not report the account to the credit bureaus if the authorized user is not a spouse.

You can be added as an authorized user on your spouse's account.

The most common way, and by far the best way, of getting approved for a first credit card is by being added as an authorized user to your parent's, spouse's, or friend's credit card.

You can also earn an additional 5,000 points by adding an authorized user (such as your spouse) and making a purchase within the first three months of opening your account.

Just add your spouse (or another household member) to your account as an authorized user.

Authorized users are typically — though not always, as you'll see — a spouse, partner, child, relative or friend of the primary account holder.

Being added as an authorized user may help improve your spouse's credit score as long as that account is in good standing with an excellent payment history and low credit utilization.

People normally sign up for these one for each spouse to maximize mileage bonuses, and I'm curious if I have already ruined that by adding her as an authorized user.

When you're added to your spouse's accounts as an authorized user, the account activity will not impact your credit score.

So, if you have a spouse, relative, or close friend with good credit who is willing to add you as an authorized user on his or her account, you're in luck!

While it isn't necessary to have new credit cards printed with both of your names on the front, you will need to contact your lender and have your spouse added as an authorized user.

Also, If you know someone who's got great credit (a parent, sibling or spouse), asking them to add you on to one of their credit cards as an authorized user is a speedy shortcut to a better score.

This means that you and your spouse could potentially sign up for the same card and add each other as authorized users to double your sign - up and authorized user bonuses on that card.

So far, you can transfer to Spouse / Domestic partner, even though he / she is not listed as an authorized user on your account.

Just add your spouse (or another household member) to your account as an authorized user.

You can add anyone as an authorized user to your credit card, including a spouse, roommate, business partner, or child.

-- As an authorized user on your spouse's credit card account, you are usually not entitled to cash - back rewards accrued on the account.

You can be added as an authorized user on your spouse's account.

You're also allowed to transfer your Ultimate Rewards points to one spouse / domestic partner, who shares the same address as you and is also an authorized user on the card.

For example, if you travel frequently with a spouse or other family members, you can add up to 3 of them as authorized users to your Amex Platinum and each of them will get a $ 100 Global Entry credit.

If your spouse or another authorized user want to enjoy this benefits, they will have to travel with you as a companion on the same reservation.

On the one hand, many spouses add each other as an authorized user for convenience purposes if they have different cards, so they can help each other meet minimum spend for the best travel credit cards «signup bonuses, or so they can benefit from the annual AMEX Small Business Saturday promotion.

As stated in the Chase Ultimate Rewards example, it is usually good practice to add your spouse or significant other as an authorized user if it is freAs stated in the Chase Ultimate Rewards example, it is usually good practice to add your spouse or significant other as an authorized user if it is freas an authorized user if it is free.

Another good tip to maximize your sign - up bonuses is to put your spouse or significant other on your account as an authorized user.

If your spouse is an authorized user on charge cards in your name, see what steps the credit card companies require to remove them as an authorized user, and do so as quickly as possible.