Sentences with phrase «spouses with term life»

These benefits provide employees and their spouses with term life insurance coverage through age 120 on a guaranteed level premium basis.

These benefits provide employees and their spouses with term life insurance coverage through age 120 on a guaranteed level premium basis.

Not exact matches

(I) n the course of a long term relationship, taking into account the practical realities of our human need to experience life on our own, or through experiences with other platonic or romantic relationships, perhaps a new kind of conversation can unfold with your spouse or partner where you jointly communicate your needs and set reasonable and practical parameters of what is and isn't allowed in your marriage, so the negative and hidden behaviors associated with adultery don't take place.

And also someone who not happy with its spouse in terms of sex life they ask for the swinger partner.

Spouse is not a gendered term, and anyone to whom you are legally married and who lives with you would qualify.

That means when your 20 - year term is up, you shouldn't need life insurance at all — because with no kids to feed, no house payment and $ 700,000, your spouse will just have to suffer through if you die without insurance.

i am 35 year old with a family of three, me, spouse and baby Policy term; 30 year life cover: 1,00, oo, 000 accidental death benefit: 63,00,000, Critical illness benefit 10,00,000 Total premium for this plan is 18,332.

We assist with negotiating the terms of the separation agreement, including the distribution of marital assets, which spouse gets to live in the marital home, spousal support, child support, and child custody.

Interestingly, it appears the Arizona Court of Appeals was sympathetic with Husbands» position by declaring it realized its decision may result in inequities in some situations when a spouse receiving spousal maintenance obtains an unfair advantage by living with someone and putting off marriage until the term of spousal maintenance is reached.

-- Enabling parenting coordination by agreement or court order; — Amending the Commercial Arbitration Act to address family arbitrations; — integrating reproductive technologies into determining a child's legal parents; — Replacing the terms «custody» and «access» with «guardianship» and «parenting time»; — Defining «guardianship» through a list of «parental responsibilities» that can be allocated to allow for more customized parenting arrangements; — Extending the legislative property division regime to common - law spouses who have lived together for two years in a marriage - like relationship or who are in marriage - like relationship of some permanence and have children together; — Excluding certain types of property (e.g. pre-relationship property, gifts, and inheritances) from the pool of family property to be divided 50 - 50; and — Providing that debts are subject to equal division.

Term is for members and their spouses between the ages 45 and 74 who are looking for affordable, renewable life insurance with limited medical requirements through age 80.

With life expectancy even longer these days, it's important to understand how long your spouse or dependents will need your income and plan accordingly with term life insuraWith life expectancy even longer these days, it's important to understand how long your spouse or dependents will need your income and plan accordingly with term life insurawith term life insurance.

With the CPA Life & Spouse Life Option, up to $ 2.5 million in term life insurance coverage is available to the member and his or her spoLife & Spouse Life Option, up to $ 2.5 million in term life insurance coverage is available to the member and his or her sSpouse Life Option, up to $ 2.5 million in term life insurance coverage is available to the member and his or her spoLife Option, up to $ 2.5 million in term life insurance coverage is available to the member and his or her spolife insurance coverage is available to the member and his or her spousespouse.

The death benefit of a term life insurance policy gives the surviving spouse money to pay for a nice funeral, continue to pay the mortgage, afford to take time off work to be with family, and make sure the hopes and dreams you had planned out for your children are still attainable.

Spouse is not a gendered term, and anyone to whom you are legally married and who lives with you would qualify.

On the other hand, if you want long term coverage to help your spouse with any potential funeral costs, a whole life plan may serve you better.

As Ramsey writes on his blog, «That means when your 20 - year term is up, you shouldn't need life insurance at all — because with no kids to feed, no house payment and $ 700,000, your spouse will just have to suffer through if you die without insurance.»

This Kotak Life pension plan offers multiple annuity options of Lifetime Income, Lifetime Income with cash back wherein the Purchase Price is returned on death of the annuitant, Lifetime Income with a Term Guarantee wherein the annuity payouts are guaranteed for 5, 10, 15 or 20 years and thereafter payable for the annuitant's lifetime and Last Survivor Lifetime Income wherein the annuity payouts are paid for the annuitant's lifetime and post his death, the annuity payouts continue till the death of the spouse

This Kotak Life pension plan offers multiple annuity options of Lifetime Income, Lifetime Income with cash back wherein the Purchase Price is returned on annuitant's death, Lifetime Income with a Term Guarantee wherein the annuity payouts are guaranteed for 5, 10, 15 or 20 years and thereafter payable for the annuitant's lifetime and Last Survivor Lifetime Income wherein the annuity payouts are paid for the annuitant's lifetime and post his death, the annuity payouts continue till the death of the spouse

Joint term plan, where along with the primary policyholder, his spouse or business partner's life is also insured

If you had the proper term life insurance policy, your spouse would receive enough money from the policy's death benefit to pay off — or at least keep up with — the mortgage.

A term life insurance policy leaves the surviving spouse with the money to pay for someone to do these duties.

Although this can be somewhat different with various insurers, for some families both the working and non working spouse may each wish to, separately, purchase their own 1000000 term life policies at the same time.

Term life insurance will provide you with the peace of mind knowing you are protecting your spouse's retirement years, when your spouse needs you most.

Others are looking to combine this type of coverage with the opportunity to build a more significant inheritance for their kids, or to help their spouse maintain a certain standard of living long - term in the event of their death.

With the cost of term life insurance getting cheaper and cheaper this type of insurance has morphed from being for spouses to being for business partners and most of the time for family owned businesses.

Spouses, children, and other loved ones should be considered in helping secure your family's financial future with term life insurance.

With all these option on the table people just see a real need to forgo the mortgage life insurance and go with a term life insurance policy that really helps get their family into a very strong position should one spouse pass aWith all these option on the table people just see a real need to forgo the mortgage life insurance and go with a term life insurance policy that really helps get their family into a very strong position should one spouse pass awith a term life insurance policy that really helps get their family into a very strong position should one spouse pass away.

Buying a Term Life Insurance policy to help ensure your spouse has enough to live comfortably could do wonders to help with peace of mind and tough financial realities.

Because of the cost associated with whole life insurance coverage and its lifetime guarantees, this type of policy is best - suited for individuals with long - term protection needs, such as retirement income for a spouse.

i am 35 year old with a family of three, me, spouse and baby Policy term; 30 year life cover: 1,00, oo, 000 accidental death benefit: 63,00,000, Critical illness benefit 10,00,000 Total premium for this plan is 18,332.

With term life insurance rates decreasing over the years, term has become the choice for many families as a cost effective way to buy life insurance and provide protection to spouses and children.

You can easily buy joint life term insurance policies with your child as well and not necessarily with your spouse alone.

The 30 Year Term Policies If you are just started life with your new spouse this may be the policy for you.

Below is a sample computation for term life insurance for 3 members with a cover for $ 250,000 for both spouses and $ 10,000 for the child.

Term life provides a death benefit (money paid to your spouse or heirs to cover income loss and assets in the event of your death) at a fixed premium, for a set period of time (your term), with annual renewable teTerm life provides a death benefit (money paid to your spouse or heirs to cover income loss and assets in the event of your death) at a fixed premium, for a set period of time (your term), with annual renewable teterm), with annual renewable terms.

Hello I would like to share my master plan of new जीवन anand policy My age is 30 I have purchased 7 policies of 1 lac sum assured and each maturity year term 26 to 32 I purchased in 2017 Along with I have purchased 3 policies of same jivananad of 11lac each Maturity year term 33,34,35 Now what will I have to pay is rs, 130000 premium per year means 370rs per day At age of 55 in year 2047 I will start getting return, of, 3lac maturity per year till 2054 For 7policies of i lac I buyed for safety of paying next 10 years premium of 130000 As year by year my liability goes on decreasing and at the age of 62 to 65 I get my major part of maturity amount around 16000000 one crore sixty lac Along with 4000000 sum assured continued for rest of life So from above example it is true that you can make money to make money for you You can enjoy a large sum by just paying 370 per day and you will feel you have earned 19000000 / 35 years = 1500 per day And assume if I die after 5 years then in this case also my spouse will get 7500000 as death claim against 650000 paid premium Whats bad in this A asset is getting created for you It is a property of 2 crores which you are buying for 35 year installment If you make fd of 2000000 Lacs against this policy u will get 135000 interest per year to pay for 35 years If u buy a flat for 20 lack in 2017 there is no scope of valuation of Flat will be 2 crores But as I described you are creating a class asset for your beloved easily just investing 10500 per year for 35 years And too buy a term of 50 Lacs with it And rest you earn deposit in ppf Keep in mind if you will survive then only ppf will create corpus for you but in lic your family is insured to a higher extent till 1 crore with term including And its sufficient if you are earning 100000per Month no problem for investing of 10 % in New जीवन anand with rest 90 % you go with ppf, mutual funds, equity, gold, lottery, real estate any thing but keep 10 % for new jeewan anand it's a class if you understand it properly and after all if you rely only on term there are more chances of rejecting claims as one thing is sure cheap things just come under warranty but lic brand is guaranteed because in case of demise if your nominee doesn't get claim then your all hardwork is going to be waste so think and invest take long term and bigger sum assured for least premium You can assign your policy for taking flat or property it is a legal asset of you But term never.

What better time to give your new spouse peace of mind with term life insurance?

With 10 + years of experience and hundreds of clients under my belt, I can easily make an argument for why a spouse, parent, or business owner might need $ 1 Million to $ 2 Million of term life insurance.

Term life insurance provides your family, spouse, or loved ones with a death benefit amount in the event that something happens to you.

This type of life insurance can provide flexible terms of coverage to meet your needs, and help provide your loved one with the money they need to pay for your burial expenses or provide additional money for your spouse, or other loves ones.

Fortunately for my wife and I and those I have advised over the years, if we erred, we erred on the side of term insurance that may have been longer than the anticipated need and just because our children are grown and gone, we've grown comfortable with the idea of life insurance and keeping what we have in force for our spouse.

You were a good spouse and protected your young family and home with a term life insurance policy 20 years ago.

When the child support obligation is being enforced by the Department of Revenue, the term «support order» also means a judgment, decree, or order, whether temporary or final, issued by a court of competent jurisdiction for the support and maintenance of a child and the spouse or former spouse of the obligor with whom the child is living which provides for monetary support, health care, arrearages, or past support.

It reduces the backlog of cases in family court and enables you and your spouse to get on with your lives on your own terms.

Readers will also learn from other experts how to forgive their former spouse and move on with their life, and how to foster their child's long - term adjustment to divorce.