Sentences with phrase «spread as an insurance premium»

«Think of the magnitude of the spread as an insurance premium,» says Milevsky.

Not exact matches

Consequently, Berkshire will be able to charge higher premiums than the other monolines by taking a higher percentage of the spread (perhaps as much as 80 % or more) that is saved through the use of insurance, and still provide the issuer with an overall lower cost of borrowing that if they bought insurance from a traditional monoline.

The administrative spread covers such expenses as bond insurance premiums, bond trustee fees, loan servicing expense, loan defaults, and other operating costs.

As the insurance company loses the clients in that area who aren't willing to pay the premium they want to charge for what they have determined as the risk, their profitability or loss ratios will likely decrease and this is good for business for the insurance company and the remaining clients they insure, since the cost of claims is spread out over the many clients they havAs the insurance company loses the clients in that area who aren't willing to pay the premium they want to charge for what they have determined as the risk, their profitability or loss ratios will likely decrease and this is good for business for the insurance company and the remaining clients they insure, since the cost of claims is spread out over the many clients they havas the risk, their profitability or loss ratios will likely decrease and this is good for business for the insurance company and the remaining clients they insure, since the cost of claims is spread out over the many clients they have.

For vehicles, the high risk of fender benders in the Five Boroughs means insurance companies are very likely to have to shell out money for repairs or medical bills; for homes, the increase you see in crime and vandalism as well as the greater risk of fire spreading from one property to another play a huge role in determining premiums.