Given solid operating and investment performance of seniors housing properties in recent years — especially the resiliency demonstrated during the Great Recession — as well as the potential portfolio diversification attributes that the sector can provide to investors, one could argue that seniors housing's
spread over the risk - free rate should be narrower or compress with time.
(It's a bit similar to the «are stocks expensive» issue: they look expensive in nominal earnings yield terms, but not when seen as
a spread over risk free.)
Investors took more risk because they thought the Fed would protect them, and so they leveraged up on investments at narrow
spreads over risk - free investments in order to meet return targets.
Not exact matches
Peer to peer loans are also appealing to investors because they give them a more predictable source of income, provided that they
spread their
risk over many loans, Pastoll says.
«Everybody worries about making mistakes,» he says, «but when it comes to choosing between working 24 hours [and
risking] having your mental faculties function at less efficiency, and
spreading that out
over more time, most lawyers would tell you the former is more likely to result in fewer mistakes.
Our
risks are
spread over many companies, industries and countries; and the failure of one will not bring down the whole group.
Because
spreading your money across different investments decreases your
risk, increases your upside returns
over time and does not cost you anything.
A key
risk measure in money markets known as the Libor - OIS
spread has risen to levels not seen since worries mounted in 2011 and 2012
over the debt troubles of European countries Portugal, Italy, Greece and Spain.
As always, more return leads to more
risk but by
spreading out your portfolio
over a number of different assets you can continue to decrease your
risk of holding only one type of investment.
They're not wrong, since the bottom in 2009, stocks have outperformed
risk free bills by 17.5 % a year, the largest
spread over a 7.5 year period since 1958!
It's true that
spreading your money
over different asset classes reduces your
risk.
Looking back
over the past fifteen years, in months when high yield credit
spreads were widening, indicating tighter financial conditions and more
risk aversion, the S&P 500 outperformed the Russell 2000 by an average of roughly 0.45 percent.
By contrast, in Australia there has been no noticeable widening of
risk spreads in the corporate bond market
over the past year, and credit has been easily available from intermediaries, with no reports of significant changes in banks» lending attitudes.
The fact that we can take some satisfaction from the responses to various crises can not divert concern from the reality that a financial sector, which has the objection of
spreading and mitigating
risk, has been a repeated source of instability
over the last generation.
«The desire to
spread stock picking
risks over a number of different securities must be balanced against the negative impacts of
spreading research resources so thin that an intimate understanding of a company or industry is lost.
This is inaccurate, because there are other factors which combine with credit
risk to make up the «
spread premium» that other types of bonds have
over treasuries.
The impact of this global expansion will likely be felt
over subsequent cycles, embedding new systematic
risk factors for high - yield
spreads.
One of the features of bond markets
over recent years is that
spreads — or
risk premia — of all types have come down.
Reflecting the ongoing improvement in investor sentiment and appetite for
risk in global debt markets, corporate
spreads have continued to fall
over recent months.
Instead of going all in on one asset, your portfolio is
spread out
over a wider terrain, and you have experts cherry picking what they believe will ensure the best returns (as well as the best assets to minimize your exposure to
risk if things go south).
Examples are 9/11 hijackings, The holding back of stem cell research that could save countless human lives, Aids being
spread due to religious opposition to the use of condoms, Christians legally fighting this year to teach
over 1 million young girls in America that they must always be obedient to men, the eroding of child protection laws in America by Christians, for so called faith based healing alternatives that place children's health and safety at
risk, burning of witches, the crusades, The Nazi belief that the Aryans were god's chosen to rule the world, etc... But who cares about evidence in the real world when we have our imaginations and delusions about gods with no evidence of them existing.
In weeks like this I
spread the
risk over more games but drastically lower the stakes.
The Catalan giants» transfer business this summer is based on sound logic — Barcelona
spread out the
risk that is inherent in new signings
over several talented young players rather than putting all their eggs in one basket.
With this wrap, the weight of your child can be
spread evenly
over your body so you will reduce the
risk of back and neck pain for yourself.
As to what is being touted as «health insurance», I think it quit being insurance (meant to
spread out
risk over a larger population) back about the time someone figured out how to apply the principle of «an ounce of prevention is worth a pound of cure» to it (probably the early 1980s.)
When you
spread the fabric out like a sleeve
over your shoulder, you're able to support the weight of your baby much more easily without the
risk of the sling pulling out of place while you're wearing it.
Over a median follow - up of nearly eight years, patients who were current smokers had a 40 % increased
risk of cancer relapse, as well as more than 2 - times increased
risks of cancer
spread and cancer - related death, compared with patients who were never smokers.
But the epidemic is far from
over: the
risk of flare ups and further geographical
spread will remain until there are no new cases.
The deadly fungal disease known as white - nose syndrome has
spread to bat colonies throughout eastern North America
over the past seven years, causing bat populations to crash, with several species now at
risk of extinction.
Otherwise, he'd have
spread his efforts
over several projects to reduce the
risk, and «probably missed the bus.»
The virus has
spread rapidly
over the past 15 years and is now present in 70 countries, putting 80 % of the world's more than 2 billion goat and sheep at
risk.
Releasing > 50 % of the local population, even
over successive generations, can therefore replace the local population without the
risk of
spreading into other populations connected by low levels of gene flow.
Even with these quantities,
risk of toxicity may be reduced by
spreading the intake out
over a period of time to allow the excretion mechanisms to keep up with intake.
Properly diluting essential oils with carrier oil ensures the active compounds are better absorbed into the skin and more easily
spread over your body making them safer while reducing your
risk of toxicity.
Although these reductions in
risk might seem modest, they could have potentially dramatic implications for public health if
spread out
over the tens of millions of coffee drinkers in the United States, says Susan Fisher, Ph.D., chair of community and preventive medicine at the University of Rochester Medical Center, in Rochester, N.Y.
Jordan at Oh Happy Day was hesitant to
spread Valspar's Dark Kettle Black all
over her bedroom, but the stunning result proves that it was worth the
risk.
Health insurance — Wikipedia — Health insurance is insurance that covers the whole or a part of the
risk of a person incurring medical expenses,
spreading the
risk over a large number of persons.
Amid the shock and grief
over the events in Palo Alto, experts say it's important for concerned adults to know that steps can be taken to reduce the
risk of teen suicide and help stop such deaths from
spreading.
If you don't
spread consistent sales
over at least a week or two, you run the
risk of losing your rankings faster.
A month seems about right, time enough to
spread the word and generate as much press as possible
over the unveiling of the final eight — any earlier and we ran the
risk of overkill, and of course Mission Control was sensitive about that because of what fell out with the first mission.
Spreading yourself
over a dozen channels from Facebook, forums, Twitter and blogging, increases your
risk of diluting your voice, being heard and being effective in any one of these channels.
Instead of going all in on one asset, your portfolio is
spread out
over a wider terrain, and you have experts cherry picking what they believe will ensure the best returns (as well as the best assets to minimize your exposure to
risk if things go south).
You can
spread out the money you lend
over hundreds of people, meaning less
risk for you.
Also, though no one talked about it at the time, it really showed that senior management really did not understand the core business, which was earning a
spread over liabilities adjusted for
risk.
I'd rather
spread the
risk out
over time - i.e. typical reasons for dollar cost averaging).
However, with the bull run Micron has experienced
over the past year, traders are apparently comfortable with that
risk, and with the bull call time
spread traders think that Micron will continue to keep rolling to the upside.
And even if you decide to go ahead, you may want to «annuitize» gradually,
spreading your money among annuities from a few different highly rated insurers
over a period of several years, to avoid the
risk of investing all your dough when interest rates and annuity payments are at or near a low.
This can carry more
risk than investments
spread over a number of countries or regions.
Since the portfolio contains numerous companies in a variety of industries, the
risk doesn't lie with the finances of one company — it's
spread out
over several of them.
The «dividend» is reset quarterly at a contractual
spread over LIBOR (or some other index), thus interest rate
risk discussed in the article is avoided.