Sentences with phrase «spread over the term»

They are spread over a term of 25 years.

Under money back plans, survival benefits are spread over the term of the policy i.e., certain percentage of sum assured is paid at regular intervals.

Not exact matches

Corporate venture - capital firms that benefit from high cash flows might be willing to spread out their investments over a few similar companies and take a back seat in terms of driving their growth, while a venture - capital firm is typically motivated to take a more focused and hands - on approach for its portfolio companies.

However, he figures this spread will narrow in coming months, suggesting bargain - basement mortgage rates will be unsustainable over the long term.

It has been suggested taht some of the long - term contracts for aging athletes are intended as a form of deferred compensation scheme on the theory it spreads out their income over more years (instead of earning very high income in their peak years, and lower incomes as they get older).

For example, a term of three or six months might make sense for purchasing quick - turnaround inventory that will be sold over the next three months while an expensive piece of industrial equipment might be better suited to a term that allows the business to spread the payments over several years.

Intermediate - term bonds were up an average of more than 7 percent, earning a spread of more than 37 percent in outperformance over stocks during a bear market.

Extending the term of a loan will lower monthly payments because the same amount of money is spread over a longer time period.

Sure, there may be short - term gain in screwing over a founder or bailing on a floundering company, but it simply is not worth it in the long - run: word will spread, and a venture capitalists» deal flow is only as good as their reputation.

While it's not a bad idea to keep an eye on a lot of search terms — you know, to see if some become more or less important to your strategy over time — you won't get far spreading your efforts so thin.

«Yield spreads over developed market bonds are reasonable, and the opportunities for adding value are more extensive, although emerging market currencies may need to weaken further in the short term.»

The more pronounced movements in longer - term bond yields saw the spread between the yield on 10 - year bonds and the cash rate rise in net terms over recent months to around 65 basis points.

Namely, because mortgage repayment gets spread over a larger number of years, each payment is smaller as compared to the payment with a shorter - term loan.

For investors who are interested in generating steady passive income rather than quick wagers on the market, it is advisable to focus on long - term trades with low leverage, spread across a variety of instruments (or spread over a multitude of traders, with social trading).

They can get over 4 % fixed from 10 - year UK government bonds — a huge spread over short - term rates, but still not very attractive compared to 3.25 % from the FTSE 100, given that dividend income should rise over time.

There are millions of searches that contain the term «washer» spread over hundreds of different phrases or queries.

The 30 - year term has also proven to be popular with borrowers due to how it spreads payments over a long period while providing first - time homebuyers with an opportunity to live in a mortgage - free home for a portion of their lives.

As is the case when you enroll in an income - driven repayment plan, the problem with extending your repayment term is that spreading out your payments over a longer period of time means you may end up paying a lot more in interest (see table below).

(It's a bit similar to the «are stocks expensive» issue: they look expensive in nominal earnings yield terms, but not when seen as a spread over risk free.)

The company's strategy includes buying in long - term contracts to lock in prices and spreading out the cost over time.

Compiled by the Catholic University of Porto in collaboration with Deloitte experts, the document details in stark terms the financial crisis, which has, like a malignant growth, spread throughout Portuguese football over the last decade or so.

«There are those who contest that the UK has historically set far too much store by home - ownership and that we should be unconcerned that the average age of the first - time buyer is approaching forty but taken together, this trend, the spread of means - tested benefits, the regime for long term care, the damage done to private pension provision by one of Gordon Brown's earliest misjudgements, compounded by the current squeeze on household finances which has seen over a million people forced to abandon contributions to their pension funds, all amount to a massive turn away from a culture of property ownership with the responsibility and independence that goes with it.»

Even if spread over a 30 - year term, the annual payments on those new bonds would be roughly half a billion dollars — corresponding to nearly a 10 percent increase over current debt service.

How to put that declaration into practice is an effort that has spread over decades as additional human rights treaties and covenants have been adopted and governments have voluntarily indicated their intention to be bound by their terms.

Meanwhile, climatologists are predicting long - term drought, with the desert conditions of the Sahara spreading north over the coming decades.

In any year, temperatures around the world can be nudged up or down by short - term factors like volcanic eruptions or El Ninos, when warm water spreads over much of the tropical Pacific Ocean.

Rather than flailing away over the evolution question itself, director Jon Amiel casts the matter in personal terms as Charles Darwin (Paul Bettany) wrangles with the book that would spread the theory and his own loss of faith over the death of a daughter, the backdrop to his struggle.

The term «single entry» is used very loosely here, as this game is one massive narrative spread over three separate titles.

This is intended for use with pupils aged between 10 and 14 years and could be spread over a half term period in hourly chunks depending on ability.

Specifically for non specialist teachers and cover supervisors: 3 lessons on parliament built around the text book offering with starters, plenaries, video clips, discussion points and homework (Citizenship Education for Key Stage 3 By Terry Fiehn and Julia Fiehn) The lessons are very and full so could easily work for 3 sessions on a focus day or by allowing extened discussions the activities could be spread over a half term.

With the Government targeting the creation of 3,000,000 apprenticeships by 2020 and with National Apprenticeship Week on the horizon in March, Paid to Learn < http://media.ne.cision.com/l/xwogczyq/www.paidtolearn.co.uk/ >, a dedicated service for apprenticeship vacancies and careers advice, is to undertake a tour of some of the UK's key shopping centres over next week's half term as it looks to spread awareness of the benefits on offer for potential apprenticeship candidates.

The spread among the states has remained wide and grown in absolute terms over the past several decades.

In terms of straight - line speed, sheer agility and overall spread of dynamic ability they're virtually identical — and a look over the technical specifications of BMW's latest M - cars reveals why.

That statement was that Apple could not engage in book discounting under the agency model for at least two years, and then it could only negotiate terms of the so - called «agency model» (in which the publishers set the prices of their books, not the retailer) with one publisher at a time spread out over a period of six months each.

Over the past eight days, the biblioblogosphere erupted as word spread that terms of service were about to shift for libraries» e-book lending rights.

Consider the principal only periodic obligation for someone borrowing $ 5,000, when spread over five different term lengths.

Because the calculation of APR adds in the upfront costs of your mortgage and then spreads that expense evenly over all the years of the full term, you'll be underestimating the true cost of the mortgage when you decide on leaving early.

You are not spreading the entire automobile cost over the term of the contract.

Refinancing a mortgage can lower monthly payments by spreading the term over 30 years.

He said,»... there has been a persistent predictive relationship between term spreads and future real output, though the precise parameters may change over time».

Some options allow you to spread you educational expenses over the entire academic year (usually 10 - 12 monthly payments) while others work on a semester / term basis and provide 3 to 5 monthly installments.

Let's call it a Treasury Bond Bubble, because other classes of intermediate term debt have significant yield spreads over Treasuries because of the current economic volatility.

If you decide to sell the cottage to your children, be advised the Income Tax Act provides for a five year capital gains reserve and thus, consideration should be given to having the terms of repayment spread out over at least over five years.

With the ability to spread the term of repayment over a much longer period you can generally make quite an impact on reducing your monthly outgoings and improving your FICO ® score, credit report, and credit rating.

In addition, it is important to keep in mind that the APR spreads all costs associated with the mortgage over the life of the loan, so if you do not expect to keep your mortgage for the entire loan term, the APR will not be a proper representation of the rate for your loan.

«What the inflation hedge does is spread that interest rate shock over the five years of your mortgage term, which helps absorb the payment shock,» explains Nawar.

We found that the banks have shrunk or reduced the spreads between their Posted and Discounted rates on shorter - term mortgages over the past few years... and this has had a huge impact on Interest Rate Differential (IRD) penalty calculations.

However, this shouldn't be a huge concern for long - term, buy - and - hold investors as the cost will be negligible when spread over the entire holding period of XIC, which could be decades.

Or is the bid - ask spread loss a 1 - time loss that I should recoup over a long - term hold?

Results are skewed as sampled population remains small but as it continues on it finds balance in the seemingly complex randomness eventually returning to breakeven over the long term and then minus the spread its unprofitable.