Frank also believes that this is a great sign for the market in 2018, saying, «-LSB-...] because wealth gains
spur additional consumer purchases, the rise in home equity wealth during 2017 should add more than $ 50 billion to the U.S. consumption spending over the next two to three years.»
While many decry reforms like these — especially the one relating to banks — as nothing more than Washington, D.C., political game - playing and Wall Street favors, each in its own right highlights the larger problem with business method patents: instead of
spurring innovation (as the patent system is intended to do), they often harm businesses by imposing
additional costs (in the form of licenses or litigation), which in turn harms the
consumer, as well as the economy at large.