Generally, single - duty cribs will be slightly more
stable than their convertible counterparts, but this is not always the case, especially with higher - end cribs.
If you are driving a sedan, coupe, two door car, smaller vehicle,
convertible or foreign import, then you can expect higher rates
than if you are insuring an SUV, wagon, minivan or truck simply because the smaller cars are usually not as
stable on the roads and tend to crumble under pressure in the event of a serious accident.