Not exact matches
$ 1.5 million Patient dies from
Stage IV lung
cancer; plaintiff
claims doctors delayed diagnosis Action: Medical malpractice Attorney: Robert M. Higgins
Those diagnosed with
cancer after the waiting period is over can not make
claims until the
cancer reaches an advanced
stage
Benefits will not be paid to cover
claims against the same carcinoma in situ or a specified early
stage cancer of the same organ.
In case 100 % of the sum assured or indexed sum assured has already been paid out, any
claims for major
stage cancer diagnosis will amount to only the income benefit being payable.
However, there are different types and
stages of
cancer, some of which do not qualify for a
claim under critical illness insurance plan.
A policyholder can
claim at the minor and major
stages of
cancer.
The insurance payout depends on the
stage of the
cancer and
claims previously admitted under the policy.
Here, after approval of the
claim under the major
stage cancer benefit clause, all future premiums payable towards the policy are waived off for the rest of the policy term.
Diseases like
cancer are not entertained at first
stage for
claim settlement.
Thus, in case you are diagnosed with
cancer after the completion of the waiting period, you can not make a
claim until
cancer reaches its advanced
stage.
The insurance company shall be liable to pay the
claim on diagnosis of carcinoma - in - situ / early
stage of
cancer and major
stage of
cancer to policyholder.
5) Lump sum payment: Policyholder will receive 25 % of sum insured on diagnosis of early
stage of
cancer or carcinoma - in - situ and 100 % of sum insured (after deducting early
stage cancer or carcinoma - in - situ
claim paid, if any) on diagnosis of major
stage of
cancer.
4) Benefits payable on diagnosis of major
stage cancer: All the four plans pay 100 % of the sum insured (minus any
claims paid previously).
In the event of diagnosis of major
stage of
cancer, 100 % of sum insured will be paid minus early
stage of
cancer or carcinoma - in - situ
claim paid