Sentences with phrase «standalone personal accident»

However, these riders are restrictive and the coverage of a standalone personal accident insurance policy is much wider.

If you have purchased a standalone personal accident cover and accidental death rider along with your term life insurance plan, you might find a recent ruling by National Consumer Disputes Redressal Commission (NCDRC) interesting.

Suggest you to also consider a standalone Personal accident cover along with basic life term cover.

A standalone personal accident policy however, covers all kinds of losses including temporary disablement, income loss and hospitalisation.

Despite many limitations in accidental covers (disability rider or standalone personal accident covers), there is still a big insurance gap that accidental disability rider can cover.

(1) I have just taken a term plan of 50 lac from icici Pru life insurance (iprotect smart) Through icici bank... (2) I have already taken family optima restore health insurance of 5 lac from star health insurance through local agent... (3) Now I am interested in standalone personal accident insurance from Apollo Munich of minimum 25 lac covering my family with dependant parent, this is online... (4) I am also thinking of taking a critical illness ins.

Dear Ashish, If cost / affordability is the primary criteria, suggest you to buy a basic cover from Max and then you may buy a standalone Personal accident plan.

You are advised to go through terms and conditions of the rider (with term insurance) and standalone personal accident cover before making a choice.

Standalone personal accident covers are quite comprehensive.

While many people have taken out life insurance policies, a standalone personal accident policy is highly recommended as it will cover the insured person at a nominal premium rate, especially when compared to life insurance policy and also provides the advantage of covering minor injuries and the loss of income.

Not exact matches

Further, standalone policies offer coverage to older people also, which is not available in a personal accident rider.

You may come across insurance covers such as critical illness and personal accident as both a standalone policy or as a rider.

Non-life insurers offer personal accident covers as standalone products for individuals.

Personal accident plans are mostly offered as standalone insurance covers on payment of an additional premium amount.