As you may or may not already know, all No Medical Exam plans, regardless of the carrier, are going to be more expensive than if you applied for
a standard Full Medical Exam plan.
Not exact matches
That
standard policy can take as much as a month to go through the
full application process, while a no
medical exam plan can be in place in as little as just a couple of days.
Standard life insurance, including whole life and term insurance, where you provide health information and / or a
medical exam («medically underwritten»), generally provide
full coverage from the time an application is approved and first payment is made (coverage is «bound»).
Term Insurance comes in a couple of flavors, you have
standard term life insurance where you go through a
full underwriting process and you have simplified issue or No
Medical Exam Term Life Insurance.