Sentences with phrase «standard ho»

I agree with @Jon Holdman that it sounds like you have a standard HO policy and need a «Builders risk» or «Vacant House» policy.

The first, of course is that the Knox family had a homeowners insurance policy written on the industry standard HO - 3 form, as amended for use in Washington State.

The standard HO - 4 policy includes language that payment will not be made for losses «[a] rising out of the use, sale, manufacture, delivery, transfer, or possession by any person of a Controlled Substance (s) as defined by [the FDA...] include but are not limited to... marijuana and all narcotic drugs.

Under the homeowner insurance standard HO - 4, renters can cover their contents from any damage in the event of a natural disaster, emergency or accident.

It just so happens that a renters insurance policy comes with protection for your personal property as part of the policy, because that's the way the standard HO - 4 policy form reads.

Since a Staten Island, NY renters insurance policy is almost always going to be written on a standard HO - 4 form with only minimal differences in the actual policy language between providers, that's not the difference.

You should be able to ask your renters insurance provider what differences there are in their policy contract from the standard HO - 4 and they should be able to give you an overview of the same.

That means that physical loss or damage to the insured item is paid unless it's otherwise excluded from the policy, rather than the named perils of a standard HO - 4 renters insurance policy.

Most homeowners opt for standard HO - 3 coverage, which covers 16 different perils that include fire, smoke damage, theft, or damage from falling objects like trees.

The answer is found in the beginning of the standard HO - 4 policy form often used to write renters insurance policies.

But what, specifically, does a standard HO - 4 policy designed for renters include?

Arizona homeowners on average have it pretty good — they paid just $ 634 for the standard HO - 3 policy in 2007 — nearly $ 200 less than what the average US homeowner paid that year.

«Vandalism or Malicious Mischief» is a covered peril under the standard HO - 4 renters insurance form.

Renters insurance is generally written on the HO - 4 policy form, which is derived from the standard HO - 3 policy form for homeowners, less coverage on the dwelling and a few other minor changes.

Earthquakes are excluded from the standard HO - 4 CA policy form.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

Per the language of the standard HO - 4 policy form, your personal property is covered against theft and other perils wherever it's located in the world.

But the Definitions section of the standard HO - 4 Virginia Renters Insurance policy generally defines the named insured much more broadly than that.

Annapolis renters insurance is generally written on the national standard HO - 4 form, which itself is derived from the standard homeowners policy used in Maryland, the HO - 3.

One of the things to be aware of is that spouses are automatically covered on the standard HO - 4 policy form, you don't need to endorse them, or even to add them to the policy.

So no, the standard HO - 4 renters insurance in Santa Monica isn't going to cover earthquakes, but you can add the coverage by endorsement and it's very inexpensive.

The standard HO - 3 homeowners policy was intended to protect you from a catastrophic loss.

While every state has an endorsement called the HO - 300 which changes the standard HO - 4 renters policy to meet state specific provisions, these are usually matters of simple phrasing rather than substantive changes.

The NAIC found that Texans paid an unbelievable $ 1,448 for standard HO - 3 policies.

Not only do these high - end policies provide higher limits and more special clauses than the standard HO - 5, but they will enable you to do as you wish in the event of a claim.

The reason for this is that the standard HO - 4 policy form is written as actual cash value.

Texas Renters Insurance written on a standard HO - 4 form is very much the same as a policy anywhere else in the country.

At a very affordable price, a standard HO - 4 renters policy covers your jewelry and other personal property against a long list of perils.

Effective Coverage offers highly rated policies with broad coverage, as well as additional optional coverage for high value personal property and other situations that might not fit into a standard HO - 4 renters insurance policy.

Since a Staten Island, NY renters insurance policy is almost always going to be written on a standard HO - 4 form with only minimal differences in the actual policy language between providers, that's not the difference.

That means that physical loss or damage to the insured item is paid unless it's otherwise excluded from the policy, rather than the named perils of a standard HO - 4 renters insurance policy.

«Vandalism or Malicious Mischief» is a covered peril under the standard HO - 4 renters insurance form.

It just so happens that a renters insurance policy comes with protection for your personal property as part of the policy, because that's the way the standard HO - 4 policy form reads.

Arlington, Virginia renters insurance is generally written on the standard HO - 4 policy form produced by the Insurance Services Office which is in use nearly everywhere nationwide.

The standard HO - 4 policy includes language that payment will not be made for losses «[a] rising out of the use, sale, manufacture, delivery, transfer, or possession by any person of a Controlled Substance (s) as defined by [the FDA...] include but are not limited to... marijuana and all narcotic drugs.

So no, the standard HO - 4 renters insurance in Santa Monica isn't going to cover earthquakes, but you can add the coverage by endorsement and it's very inexpensive.

One of the things to be aware of is that spouses are automatically covered on the standard HO - 4 policy form, you don't need to endorse them, or even to add them to the policy.

If Bob has properly endorsed the watch on his policy with the standard HO -61-B Valuable Items Plus endorsement, the watch would be covered at its full replacement cost, up to the value it is insured for under the endorsement.

Earthquakes are excluded from the standard HO - 4 CA policy form.

When quoting from a standard HO - 4 renters insurance policy, the relevant text reads as follows:

Renters insurance is generally written on the HO - 4 policy form, which is derived from the standard HO - 3 policy form for homeowners, less coverage on the dwelling and a few other minor changes.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

Texas Renters Insurance written on a standard HO - 4 form is very much the same as a policy anywhere else in the country.

Not exact matches

Interesting that atheists hold high the APA when they claim ho - m0 $ exuals are normal based on criteria of mental stability and socially adjusted behavior yet are mum to Christians, Jews and other believers normal according to APA standards.

Yes the «standard» balancing the books stuff is monotonous but I'd wager a hefty amount if it was your money / investment you wouldn't be so gung - ho on the spending front — especially if you could see a decent return at low risk with the current business model.

He said the the tour revealed the hard work of the NDC in the changing lives and transforming Ghana and the living standards of the people, adding that the Kwame Nkrumah Circle, Kasoa interchange, Ho University were hallmarks of the Better Ghana Agenda.

To study nanodiamonds» usefulness for cancer treatment, Ho's group attached them to doxorubicin, a standard chemotherapy drug, and injected them into mice with drug - resistant breast and liver cancer.

And yet the cosmic rays that supernovas emit are ho - hum — just medium power by astrophysical standards.

Given mostly humorless interchanges among the threesome, a set of standard action sequences (filmed largely at the Old Royal Naval College in Greenwich, England, Royal Victoria Docks, London, and Goodwood Motor Racing Circuit in West Sussex, UK), watching «The Man from U.N.C.L.E.» is a fairly ho - hum experience, though one which is set up for the inevitable sequel.

Why States Are Turning to a Hybrid Strategy for Judging Schools (and Why Some Experts Say They Shouldn't)(Chalkbeat) Andrew Ho and Marty West discuss proficiency standards and accountability, and states approach to evaluating students and schools.