If you only have one or two of the aforementioned factors, it may be a good idea to see if you're considered
standard at a different insurance company before paying a lot of money for a nonstandard policy.
Not exact matches
Because each life
insurance company uses
different standards for their policy, one
company may decline you while others will look
at your health more favorably.
One
insurance company may approve you
at a Preferred rating while an entirely
different company may offer you a
Standard rating.
the reason is life
insurance rates are actually fixed by the law so you get the same rate anywhere you go, remember each
company will look
at your underwriting differently so although one
company might give you a
standard rating because of your build another one would give you a preferred rating because they all have
different guidelines.
Hurricanes and / or flooding may not be covered by a
standard home policy, so households looking
at changes in
insurance will want to talk to
company reps about adding any additional endorsements or riders to get ample coverage for coastal storms and more, and how those additions will change Tom's River
insurance quotes from
different providers.
Even though I'm a younger insurer they still offered me a
standard car
insurance plan with the best rates I was able to get after looking
at over 5
different companies.