Not exact matches
This is
because vehicle owners who are required to purchase the
standard auto insurance policy are paying for exactly this — «no - fault» protection (and don't even know it!).
Most people that have
auto insurance end up getting
standard car
insurance because it provides good coverage at a reasonable rate.
These types of companies mainly insure specialty risks such as high - risk
auto insurance or high - risk individuals that would not be eligible for coverage by a
standard lines carrier
because of its underwriting guidelines or restrictions.
If you are risky to insure
because your odds of claims are higher, then you will most likely need to buy non
standard auto insurance.
On the other hand,
because it doesn't offer as much coverage and you won't be driving a vehicle very often (and therefore are less likely to get into an accident) non-owner vehicle policies can often be a bit cheaper than
standard auto insurance policies.
High - risk
auto insurance, also known as non-
standard insurance, is typically more expensive to purchase than
standard coverage
because high - risk drivers are at a higher financial risk to insure.
This kind of coverage is particularly worth considering,
because standard personal
auto insurance plans do not include provisions for loss of personal effects.
Drivers that have been forced out of
standard or preferred
auto insurance policies
because of different circumstances should take a look at their options for high risk
insurance in order to find the best prices.
For some drivers who have been dropped from their
standard auto insurance policies
because of a DUI, at fault injury accident, or series of moving violations, there exists a great temptation to just go without
insurance altogether.