Not exact matches
Liability coverage for a
boat is typically not included at all under a
standard homeowners
policy, the III says.
Some
standard boat insurance
policies may contain a limited amount of uninsured boater coverage.
This website goes well beyond issues concerning your
standard automobile insurance liability
policy and includes homeowner's insurance, Social Security Disability (SSI & SSDI), condominium insurance, renters insurance, workers compensation, wrongful death (fatal accident), uninsured motorist and under insured motorist claims, bad faith issues, title insurance,
boat insurance as well as commercial insurance and MORE!
Liability coverage for a
boat is typically not included at all under a
standard homeowners
policy, the III says.
An umbrella insurance
policy provides protection over the limits of your
standard homeowner's, vehicle and
boat insurance.
An umbrella
policy provides liability protection above your
standard homeowner, auto or
boat insurance and may cover you for claims that are excluded by your other liability
policies.
In the case of friends or extended family members, they will not be covered under a
standard policy if they borrow your
boat.
Liability for
boat damage or injury caused during an accident is
standard for every
policy.
There are many different coverages that can be involved in watercraft /
boat insurance, however most
standard policies include the following coverage:
While some
standard homeowners
policies offer limited coverage for
boats, others do not and you should check with your insurance agent to see what your insurer actually covers.
Because of their high values, a
standard boat insurance
policy may not provide enough coverage for your vessel.
The risks that a
standard Massachusetts
boat insurance
policy might cover include damage to or loss of the
boat due to accidents, storms, collisions with rocks or floating objects, capsizing, and injury to passengers or to other
boats or people.