Sentences with phrase «standard credit card interest»

Your interest rate for those 18 months is set at 0 % as opposed to a low or standard credit card interest rate.

Your interest rate for those 18 months is set at 0 % as opposed to a low or standard credit card interest rate.

All of the major banks have increased their standard credit card interest rates by at least 25 basis points, with a couple announcing slightly higher increases.

Not exact matches

By owning this account, you can earn higher bonus rewards with your PNC Visa ® Credit Card, higher interest rates on Premiere Money Market or Standard Savings account and higher rates on CDs and IRA CDs.

You will probably be able to secure a standard, no - frills credit card — absent any of the derogatory factors listed above — but it may come with a high interest rate.

Credit cards are fairly standard in that you're able to purchase a product or service with loaned money at a given interest rate for a set period of time.

As stated earlier, for most consumers utilizing standard credit cards the APR printed on their statement will be a very close approximation of the interest they can expect to see applied to monthly payments.

Despite the excellent credit requirement, this card has a higher interest rate than the Chase Ink card, which is an important factor to consider when applying for any card, but particularly for one that already has a high credit standard.

Like other kinds of reward credit cards, travel cards will typically have a higher standard interest rate than similar, nonreward cards.

That will allow you to maintain your standard of living without having to rely on loans or high - interest credit cards.

By today's standards, a good customer can simply be late paying a debt other than the credit card and find their interest rates skyrocket, sometimes as high as 30 %.

Because of the special free offer, these accounts almost always carry a higher rate of interest than a standard credit card offer.

This means that should the credit card holder make a late payment, miss a payment or go over the credit limit the balance transfer amount could go from the promotional rate to a higher standard or even punitive interest rate.

If you transfer a balance with a 0 % promotional interest rate for 12 months but use the credit card for additional purchases during that time then those purchases will be at the standard rate for the credit card.

Another option is to consider credit cards with no annual fee or a low standard interest rate.

We don't recommend using a mile credit card if you plan to carry a balance forward each month... as interest rates tend to be higher than standard cards.

A low interest credit card allows cardholders to repay their debts at a lower APR than your standard card.

Standard credit cards usually charge an annual interest rate of 19.99 %.

In addition, with charge - off rates now at relatively low levels, and with revenue growth remaining anemic, credit card issuers may be more inclined in the coming quarters to seek to build card outstandings and drive net interest income, perhaps through a combination of easing underwriting standards, offering strong introductory offers on balance transfers, and even reducing APRs.

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Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 yCard (Standard Limit Card)- www.blueskyprepaid.com - NO ID required, guaranteed acceptance - # 1,650 maximum annual load limit - NO bank account required, NO credit checks required BlueSky Prepaid Credit Card (Higher Limit Card)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - 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Cardholders must be over 18 yCard)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 yCard Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 yCard - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 ycard - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 ycard balance # 5000 - Cardholders must be over 18 years

Balance transfer credit cards, on the other hand, provide a low or 0 % introductory interest rate before standard rates are applied, which can give you an interest - free period.

Want a credit card but hate paying the standard 19.99 % interest rate?

Like many standard credit cards today, the Wells Fargo Platinum card comes with an introductory interest rate of 0 percent.

The interest rates on platinum credit cards tend to be similar to the rates on standard credit cards, and make sure you don't think you're getting something special by applying for one of these cards.

They typically are easier to obtain than a standard credit card, but they often come with higher interest rates.

Reward credit cards will have higher standard interest rates than similar cards that don't offer rewards.

Your Fingerhut Advantage account will operate essentially the same as a regular unsecured credit card, including offering a standard grace period to pay off your balance without accruing interest.

The interest rate charged if you do not repay during the interest - free period could be very high - up to 30 %, compared with standard interest rates on credit cards, which average between 12 % and 20 %.

You should also keep in mind that secured cards almost always carry a higher interest rate than standard credit cards.

A year or two of paying high interest and using a new credit card wisely can rebuild your credit following a bankruptcy and put you back in a lower risk category which allows you to qualify for standard credit cards at better rates.

There are also some other loan alternatives, such as a standard bank loan or you may be able to obtain a low - interest credit card that you can use for some of your expenses.

3) Pay off the balance at end of year before the credit card interest goes back to standard.

Like most rewards credit cards, the Blue Cash Everyday card also charges a relatively high standard APR — especially for cardholders with less - than - excellent credit — so be sure you can pay off the transferred balance before the card's standard interest rate kicks in.

These card issuers will have an interest in helping the customer graduate from a secured card to a standard credit card.

See related: U.S. retail store credit card comparison table, Retail rewads cards: Stores give points and more, Retailers tighten credit card standards, Be cautious about store credit cards during the holidays, Want a lower interest rate?

Like other kinds of reward credit cards, travel cards will typically have a higher standard interest rate than similar, nonreward cards.

Although the United MileagePlus ® Club Card comes with a long list of great travel benefits, the card's interest rates and service fees are rather standard among airline credit caCard comes with a long list of great travel benefits, the card's interest rates and service fees are rather standard among airline credit cacard's interest rates and service fees are rather standard among airline credit cards.

For cardholders with the best credit scores, the SunTrust Cash Back card is a great choice for transferring a balance: It offers a low minimum interest rate, modest balance transfer fee and lengthy interest - free promotion; however, cardholders with lower scores could get stuck with a much higher standard interest rate.

The Mercedes - Benz credit card from American Express comes with standard APR of 16.49 %, which is decent when it comes to credit card interest rates.

The most attractive perk offered by the Scotia Momentum No - Fee VISA is the introductory special that freezes the interest rate at 7.99 % — by comparison, the standard rate for most credit cards is 19.99 % — for the first six months.

The standard interest rate for purchases, cash advances, and balance transfers is 25.24 % APR, which is a variable rate that can change with the Prime Rate, comparable to most other credit cards.

If you don't pay off the balance before the zero - interest period ends, the standard rate kicks in, and standard credit card rates are rarely cheap forms of a loan.

It undermines existing state - level consumer - protection standards that are in place and federal standards that are in development, and may in fact guide homeowners toward more risky financing solutions, such as high - interest rate credit cards, that lack such standards.