Sentences with phrase «standard credit criteria»

Royal Credit Line and Personal Loan accounts are available to clients who meet RBC Royal Bank standard credit criteria.
2 CIBC Overdraft Protection Service is available on select CIBC personal bank accounts for customers who meet CIBC's standard credit criteria.
iLoan APRs vary by state and range from 17.60 % — 35.99 %, with actual APR depending on the evaluation of the applicant under our standard credit criteria (including credit history, income and debts) and the availability of collateral.

Not exact matches

If we don't observe a significant second - wave of credit strains this year, I am comfortable with our standard post-war criteria to address any residual risks.
In any event, however, we will gradually transition toward standard «post-war» criteria as we move through 2010 - slower if we observe credit strains, but otherwise in a roughly linear way as we move through the year.
The standard deductions, bracket widths, and qualification criteria for certain credits and deductions vary by filing status.
The U.S. Office of the Comptroller of the Currency said banks relaxed the criteria for businesses and consumers to obtain credit during the 18 months leading up to June 30, 2013, while the European Central Bank said fewer banks in the euro zone were reporting tightened lending standards to nonfinancial businesses in the fourth quarter of 2013.
Turning to look at the small sub-prime market in Australia, non-conforming housing loans are the closest equivalent to sub-prime loans in the US, being provided to borrowers who do not satisfy the standard lending criteria of mainstream lenders such as those with impaired or incomplete credit histories.
Credit - score standards and criteria vary from one lender to the next.
They're suffering because some lenders have developed extremely rigid criteria that are often too strict to accommodate any but the most standard credit file.
«At many banks and mortgage lenders, standard credit scores are their primary criterion,» DeCosmo said.
They base their loan approval decisions on their own set of criteria rather than the standard credit score determined by the three major credit bureaus.
Beginning in July, Experian, Equifax and TransUnion will use more stringent standards for the public records they add to to a person's credit file, and will purge from files any entries that don't meet those criteria.
They use a different set of criteria to determine approvals — one that doesn't involve running a standard credit check.
The credit bureaus keep seven to ten years worth of data, and compile that into a report that gives a very long view of your credit receipt and payment history — but online tax refund loan lenders understand that such a short term arrangement as this requires different standards and approval criteria.
One reason they can respond so quickly is due to the proprietary qualification criteria used instead of the standard credit score — and another is that someone is available 24/7 to evaluate applications, unlike a standard bank or other financial institution.
These lenders have devised their own set of criteria to determine approvals, without running the standard credit check.
According to our article, http://www.hsh.com/finance/refinance/what-is-harp-do-i-qualify-for-a-harp-loan.html, the «requirement that the borrower (on the new loan) meet the standard waiting period and re-establishment of credit criteria in the Selling Guide following a bankruptcy or foreclosure.
This applicant may meet the minimum credit standards established by the GSEs or HUD, but may not be approved by the lender because the score falls below its credit quality criteria.
Last week, an independent audit confirmed they had become the first indigenous people in the world to generate REDD + credits under the rigorous criteria of the Verified Carbon Standard (VCS), which requires detailed validation and verification procedures.
GEICO passed our criteria for financial solvency with flying colors, earning the highest possible rating (A + +) from A.M. Best, a credit rating agency dedicated to the insurance industry, as well as extremely strong ratings from Standard & Poor's (AA +) and Moody's (Aa3).
Credit - score standards and criteria vary from one lender to the next.
The lawmakers are seeking support for legislation that would help speed up efforts by Fannie Mae and Freddie Mac to incorporate non-traditional credit criteria into their standards, like monthly rent and cell phone bills, that's a necessary step before lenders can expand their loan offerings to underserved borrowers.
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