Sentences with phrase «standard credit requirements»

In some cases, HUD insures loans (section 237 loans) for people who have had credit trouble and do not meet standard credit requirements to buy low cost homes.

In some cases, House of Urban Development insures loans for people who have had credit trouble and do not meet standard credit requirements.

Bad credit mortgages in Thornhill are loans used for the purchase of a home by am applicant whose credit rating is below banks» standard credit requirements.

Not exact matches

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

Many lenders have eased their requirements for auto loans, for example, says Roberts, though lending standards remain far higher than during the 2005 - 06 peak of the credit bubble.

The following are general qualifications a lender will look at when making a credit decision; however, underwriting standards vary and should be vetted before choosing a lender to ensure you meet their minimum requirements.

Along with lower mortgage rates, which makes it easier to qualify for a loan, lender requirements are looser, minimum credit score standards are lower, and loan approval times are quicker.

Michigan's ELA Standards - K - 12 ELA standards, early literacy / K alignment, course / credit requirements

Among other goals, it would increase high school course and credit requirements, raise student accountability and assessment standards, and include a model curricula for districts.

Standard unit of credit — Earned credit based on a minimum of 140 clock hours of instruction and successful completion of the requirements of the course.

Regardless of how the student applies the standard credit earned toward graduation for the Economics and Personal Finance requirement, state - approved CTE courses should be reported on the Master Schedule Collection.

For high schools: College, Career and Military Readiness indicators, including students meeting the Texas Success Initiative benchmarks in reading or math; students who satisfy relevant performance standards on Advanced Placement or similar exams, students who earn dual - course credits, students who enlist in the military, students who earn an industry certification, students admitted into postsecondary certification programs that have as an admission requirement successful performance at the secondary level, students who successfully complete college preparatory courses, students who successfully meet standards on a composite of indicators that indicate the student's preparation to success, without remediation, in an entry - level course for a bachelor's or associate's degree program, students who successfully complete and OnRamps dual - enrollment course, and students awarded an associate's degree while in high school.

It also requires states to adopt challenging academic content standards and entrance requirements for credit - bearing course work in the state's system of public higher education.

The law specifies that these standards must be aligned with entrance requirements for credit - bearing coursework in the state's public higher education system and relevant state career and technical education standards.

In addition to providing teachers with a resource to help boost the achievement of their LEP students, this guide addresses issues that are particularly relevant to the needs of migrant secondary students: • Focusing on credit accrual • Meeting graduation requirements in an era of rising standards • Promoting continuing education options • Suggesting ways of using technology to enhance continuity of instruction

NCES has tracked states» course credit requirements and exit exam requirements for a standard high school graduation from 2008 - 2013, the period of time in which graduation rates rose most significantly.

ESSA requires each state to establish challenging state academic standards in mathematics, reading / language arts, science and any other subject determined by the state, that are aligned with entrance requirements for credit - bearing coursework in the system of public higher education in the state and relevant career and technical education standards.

Such reform could also require local school boards to adopt graduation requirements that better reflect college and career - ready standards and provide credit for nontraditional courses.

This rolling process of accumulating credits had boxed the exam regulators into a tight corner, meaning they had to balance different levels of difficulty in January and June against the requirement to maintain standards.

-» (A) IN GENERAL. - To be eligible for assistance under this chapter, a project shall satisfy applicable creditworthiness standards, which, at a minimum, shall include -» (i) a rate covenant, if applicable;» (ii) adequate coverage requirements to ensure repayment;» (iii) an investment grade rating from at least 2 rating agencies on debt senior to the Federal credit instrument; and» (iv) a rating from at least 2 rating agencies on the Federal credit instrument, subject to the condition that, with respect to clause (iii), if the total amount of the senior debt and the Federal credit instrument is less than $ 75,000,000, 1 rating agency opinion for each of the senior debt and Federal credit instrument shall be sufficient.»

Applicants also must meet various Federal standards for participation in a Federal credit program as well as modal - specific requirements, among other factors, to receive TIFIA credit assistance.

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Along with any required waiting period, you'd also need to meet the standard credit, debt - and - income and related requirements for any VA - backed mortgage.

«Wells Fargo & Co., the second - largest U.S. home lender, and Taylor, Bean & Whitaker Mortgage Corp., the biggest privately held mortgage company, are raising credit score requirements and other standards for government - insured loans,» according to Bloomberg News.

Once a counselor successfully completes the certification program, the standard requirement for certification has been fulfilled and the counselor is designated as a Certified Consumer Credit Counselor.

Despite the excellent credit requirement, this card has a higher interest rate than the Chase Ink card, which is an important factor to consider when applying for any card, but particularly for one that already has a high credit standard.

The idea is that this will lead to relaxed lending standards, possibly including lower credit - score requirements for mortgage loans in 2015.

The following are general qualifications a lender will look at when making a credit decision; however, underwriting standards vary and should be vetted before choosing a lender to ensure you meet their minimum requirements.

If you can't get a standard bank - issued credit card, you may find it easier to get a department store credit card or an oil company card for buying gasoline, since those usually come with more lenient approval requirements.

Renter must meet standard age, driver and credit requirements.

Of course, all your standard other requirements still apply (debt - to - income ratios, credit scores, etc).

The mortgage lender can help you better understand FICO credit score and maximum back - end ratio requirements, as well as any other standards that may apply.

Tougher credit standards and higher income requirements have pushed many prospective buyers out of the market altogether.

In fact, the minimum credit requirement to even be considered for a personal loan is 660, but even meeting the minimum standards will mean significantly higher interest rates for most borrowers.

There should be comparable and equivalent standards for all forms of credit enhancement, including regulatory oversight, regulatory capital, reserves, and leverage and liquidity requirements.

While the FHA requirements include a minimum standard set by the FHA such as a credit score above 580, most lenders require a credit score of 620 or 640 or higher.

In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.

The loan is different, the approval requirements are different, so why shouldn't the credit standards be different?

Because the VA loan program does not call for a down payment, has no minimum credit requirement and features relaxed qualifying standards, eligible active duty military members and veterans have a leg up on their civilian counterparts in terms of purchasing a home.

This loan offers no money down, easier qualifying standards, no set credit requirement, a reduced funding fee and no mortgage insurance required, among numerous other benefits.

The FHA can set its standards and commit to insure mortgages that meet those requirements, «and yet, lenders may add on what are called «credit overlays» on top of our standards,» he adds.

There are no standards set and credit score requirements for securing a car loan.

Genworth Canada» sFamily Plan program makes it possible for an immediate family member to assist in the purchase of a home for borrowers with good credit but inadequate income to meet standard qualifying requirements.

Most American Express cards have to be paid off each month — compared to most Visa, MasterCard, and Discover cards that have only a minimum payment due each month — so America Express has a higher standard (and a higher credit score requirement) for its card holders.

Along with lower mortgage rates, which makes it easier to qualify for a loan, lender requirements are looser, minimum credit score standards are lower, and loan approval times are quicker.

The VA Loan is a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.

FHA loan income requirements remain very forgiving in terms of debt, income, credit and down payment, even if the standards are a bit tighter today.

Other than that, the credit and income requirements, mortgage rates and other guidelines are similar to those of an FHA purchase mortgage or standard refinance.

Advantageous in comparison to non-government backed mortgages, VA loans offer no money down requirements, lessened underwriting standards, no set credit minimum, and competitive interest rates.

Most of the credit - score standards and requirements from 2012 have carried over into 2013.