Sentences with phrase «standard health rating»

If you have multiple issues, and are on medications to manage these, a standard health rating is a conservative estimate.

The difference between a guaranteed issue policy and the guaranteed insurability rider, and term conversion, is that the GI rider and term conversion require the purchase of a tradition policy with a standard health rating first.

The reason these products offer no exam is that traditionally they will only give you a standard health rating or below.

High risk life insurance, also known as impaired risk, refers to cases where an individual would not qualify for regular life insurance, even for a standard health rating.

A family history of heart disease, or a parent dying prior to age 60 can also put you in the standard plus or standard health rating category, although there are some life insurance companies that don't a family history of cancer against you — and we can help you use those companies if that is the case for you.

When using our instant life insurance quotes tool, you have the choice of using Preferred Plus, Preferred, Standard Plus or a Standard health rating.

You can do that by using our simplified issue life insurance quoter, just be sure to use preferred and standard health ratings when running quotes.

Preferred and standard health rate classes are available.

Not exact matches

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

The strategy also uses the Health Star Rating (see «N — Nutrition label standards and regulations on the use of claims and implied claims on food») to guide users in selecting healthier versions of «occasional» packaged foods.

Surprisingly, there isn't a league standard or rating system for shoulder pads, though league spokesman Brian McCarthy says this is an area that the Health and Safety committee is looking into.

In a city where 22 percent of children between ages 3 and 7 are obese, double the national rate for similarly aged children, we would like to commend the Chicago Public Schools (CPS) for meeting and exceeding health and wellness standards in the schools.

We are changing the standards of breastfeeding management to protect the child's health and brain first before protecting exclusive breastfeeding rates.

Some barriers include the negative attitudes of women and their partners and family members, as well as health care professionals, toward breastfeeding, whereas the main reasons that women do not start or give up breastfeeding are reported to be poor family and social support, perceived milk insufficiency, breast problems, maternal or infant illness, and return to outside employment.2 Several strategies have been used to promote breastfeeding, such as setting standards for maternity services3, 4 (eg, the joint World Health Organization — United Nations Children's Fund [WHO - UNICEF] Baby Friendly Initiative), public education through media campaigns, and health professionals and peer - led initiatives to support individual mothers.5 — 9 Support from the infant's father through active participation in the breastfeeding decision, together with a positive attitude and knowledge about the benefits of breastfeeding, has been shown to have a strong influence on the initiation and duration of breastfeeding in observational studies, 2,10 but scientific evidence is not available as to whether training fathers to manage the most common lactation difficulties can enhance breastfeeding health care professionals, toward breastfeeding, whereas the main reasons that women do not start or give up breastfeeding are reported to be poor family and social support, perceived milk insufficiency, breast problems, maternal or infant illness, and return to outside employment.2 Several strategies have been used to promote breastfeeding, such as setting standards for maternity services3, 4 (eg, the joint World Health Organization — United Nations Children's Fund [WHO - UNICEF] Baby Friendly Initiative), public education through media campaigns, and health professionals and peer - led initiatives to support individual mothers.5 — 9 Support from the infant's father through active participation in the breastfeeding decision, together with a positive attitude and knowledge about the benefits of breastfeeding, has been shown to have a strong influence on the initiation and duration of breastfeeding in observational studies, 2,10 but scientific evidence is not available as to whether training fathers to manage the most common lactation difficulties can enhance breastfeeding Health Organization — United Nations Children's Fund [WHO - UNICEF] Baby Friendly Initiative), public education through media campaigns, and health professionals and peer - led initiatives to support individual mothers.5 — 9 Support from the infant's father through active participation in the breastfeeding decision, together with a positive attitude and knowledge about the benefits of breastfeeding, has been shown to have a strong influence on the initiation and duration of breastfeeding in observational studies, 2,10 but scientific evidence is not available as to whether training fathers to manage the most common lactation difficulties can enhance breastfeeding health professionals and peer - led initiatives to support individual mothers.5 — 9 Support from the infant's father through active participation in the breastfeeding decision, together with a positive attitude and knowledge about the benefits of breastfeeding, has been shown to have a strong influence on the initiation and duration of breastfeeding in observational studies, 2,10 but scientific evidence is not available as to whether training fathers to manage the most common lactation difficulties can enhance breastfeeding rates.

To evaluate whether the new standards were effective, Haack and his colleagues used data from the USDA Animal and Plant Health Inspection Service (APHIS) to compare wood packaging infestation rates from 2 years prior to U.S. implementation of the new international standards and infestation rates in the first 4 years after the standards were implemented.

A standard and inexpensive tuberculosis treatment regimen cut the overall TB rate in half and lowered the rate of drug - resistant cases even more dramatically in a remote Mexican health district with...

The tragic state of our gut health, on a standard American diet, is leading to higher rates of these inflammatory diseases.

How you will view or rate this drink depends largely on your personal definition of health and nutrition standards.

The commissioner may also place under preliminary registration review any school that has conditions that threaten the health, safety and / or educational welfare of students or has been the subject of persistent complaints to the department by parents or persons in parental relation to the student, and has been identified by the commissioner as a poor learning environment based upon a combination of factors affecting student learning, including but not limited to: high rates of student absenteeism, high levels of school violence, excessive rates of student suspensions, violation of applicable building health and safety standards, high rates of teacher and administrator turnover, excessive rates of referral of students to or participation in special education or excessive rates of participation of students with disabilities in the alternate assessment, excessive transfers of students to alternative high school and high school equivalency programs and excessive use of uncertified teachers or teachers in subject areas other than those for which they possess certification.

The requirements were based on studies linking physical health and exercise to improved learning and behavior, and the new mandates earned the District a gold standard rating from the Society of Health and Physical Educhealth and exercise to improved learning and behavior, and the new mandates earned the District a gold standard rating from the Society of Health and Physical EducHealth and Physical Educators.

A 4 - star rating from Charity Navigator indicates that the organization exceeds industry standards, and outperforms most charities in its cause, in financial health accountability and transparency.

The Galaxy S8 packs double the standard memory, a larger, more refined FFC, newer Bluetooth, Iris scanner, Facial recognition, heart rate monitor, oxygen sensor, Samsung Health, Samsung Connect, Bixby, Samsung DeX, and Samsung Pay.

Your life insurance company will assess your health profi; e and assign you a rating, such as «Standard» or «Preferred.»

Rated policy: An insurance policy issued at a higher premium rate than standard because of undesirable lifestyles or health conditions.

Term life insurance quotes are determined in large part by your health, and insurers have four standard tiers of health ratings.

Even though she is now ten years older, her health has significantly improved to allow her to qualify for Standard ratings.

His health class was a standard non-tobacco use with a table two rating.

Some rule changes will be particularly important for retirees, including income tax brackets and rates, a higher standard deduction, and more generous health care tax breaks.

You are only entitled to non-smoker rates if, on the date your application is received by Manulife, you have not used any form of tobacco, tobacco cessation products or marijuana in the past 12 months and you meet our health standards.

Some companies are willing to offer you the best health rate class, while others will offer you at best, preferred, or even standard rate classes only.

Even if you have any complicated health issues, several options are open to you e.g. you can get a life insurance policy without medical exam (low coverage and higher costs) or decide to go with rated standard term life insurance which comes with a bit higher price tag.

If your health status has changed over the years, you may no longer be insurable at standard rates.

The Standard was honored to be among one of only 17 life / health insurers to consistently achieve an «A» rating or higher for more than 75 years.

If the individual is considered to be of «average» health — and will also likely have an «average» life expectancy given his or her health — then they will typically be rated as a Standard policy.

As livestock production and the rate of pet ownership both continue to increase in response to rising demand and increased standard of living, animal health medicines and vaccines will also be needed in greater volumes.

Governmental policies of export and import restrictions, hoarding, subsidies, panic buying, and infrastructure standards of food storage and transport, as well as investor speculation, currency valuations, individual national inflation rates, weather and climate change, the evolving monoculture genetics, rising input costs, and global macro economic health all impact food security.

-- Not later than 2025 and at 5 - year intervals thereafter, the Administrator shall review the standards for new covered EGUs under this section and shall, by rule, reduce the maximum carbon dioxide emission rate for new covered EGUs to a rate which reflects the degree of emission limitation achievable through the application of the best system of emission reduction which (taking into account the cost of achieving such reduction and any nonair quality health and environmental impact and energy requirements) the Administrator determines has been adequately demonstrated.

I think the ASHRAE Standard 62.1 and the LEED rating system both emphasize indoor air quality and human health as a priority.

The tragedy has highlighted the divisions in society and raised many questions including issues as to: access to justice and legal funding, as the tenants were unable to obtain legal aid for advice due to the legal aid cuts; the legal protection of tenants both in private and social housing; the inability of council tenants to enforce or seek to have enforced basic fitness standards under the Housing Health and Safety Rating System and Housing Act 2004 (HHSRSA), and the purchase of housing stock by local authorities.

Using our standard growth rates for wages, patients, and covered entities, the ten - year cost for providers and health plans is $ 519 million.

This is the best health rating — at Standard Non Tobacco the price would be $ 38 per month with Protective life as well — still a very affordable rate for term life insurance.

For example, you may be receiving «Standard» rates from several different companies, but there might be 1 company that will offer you a «Preferred» health class.

I'll provide pricing at Preferred Best Non Tobacco rates for those in excellent health, standard non tobacco for those in average health (for example overweight individuals) and standard tobacco rates.

We will use annual rates for a 30 - year - old male tobacco user (cigarette smoker) in good health with a 20 - year Term life insurance plan design and a $ 500,000 face amount with a rate class of «Standard Tobacco».

But if you combine the two... a smoker with diabetes may push the health classification down below Standard Tobacco rates, since the combination of the two is very harmful.

Standard life insurance rates can be expected here, but we've seen PREFERRED rates for very mild cases with no other underlying health issues.

If your health status has changed over the years, you may no longer be insurable at standard rates.

Standard Plus Rating Class: The premium rate class available on life insurance policies for applicants that are determined by underwriting to be of slightly better than average health.

Standard Plus: This is still a very good rate class to be in if you have a few health issues or possibly some height and weight abnormalities.

They have some of the best priced no exam term and universal life insurance polices because they have different health classifications: Preferred, Standard and Rated (most no exam companies have 1 health class and you either qualify or you don't).