While
some standard homeowners policies offer limited coverage for boats, others do not and you should check with your insurance agent to see what your insurer actually covers.
Most
standard homeowners policies offer actual cash value protection, as it costs 10 percent more, on average to buy replacement cost coverage.
A standard homeowners policy offers only $ 1,500 of coverage for theft of jewelry, watches, and other expensive items.
A standard homeowners policy offers only limited coverage for such items.
Not exact matches
Erie's
standard homeowner policy, which they call ErieSecure,
offers a few additional benefits that you might not find at other insurers:
The coverage options for mobile home insurance are much like those
offered in a
standard homeowners insurance
policy.
These special items need protection that a
standard homeowners policy doesn't
offer.
Umbrella or Excess Liability
offers broader coverage and covers for things which are not included under
Standard Homeowners or Auto
policies, such as libel, slander, and invasion of privacy.
A
standard homeowners insurance
policy will only
offer limited coverage for highly valuable items.
The CEA
offers two
policies:
Homeowners Choice and
Standard Homeowners.
This coverage is called replacement cost, and most
standard homeowners insurance
policies offer this as default coverage for your house.
The companies
offer deductibles of as low as $ 25, generally less than you'd get on a
standard homeowners policy, and limits of more than $ 25,000.
Homeowners of America Insurance Company
offers a
standard set of coverage with its home insurance
policies, outlined in the table below.
The coverage options for mobile home insurance are much like those
offered in a
standard homeowners insurance
policy.
A
standard homeowners, condo or renters insurance
policy usually
offers restricted coverage for certain types of belongings.
Liberty Mutual
offers homeowners insurance
policies with
standard features, plus the following additional coverage options:
Since these items generally have higher price tags due to their unique nature, you'll want to examine what coverage is
offered under a
standard homeowners policy with your insurance agent.
If you are looking for other types of insurance rather than just the
standard collector vehicle insurance
policy, Grundy also
offers insurance for yachts,
homeowners insurance and personal excess liability insurance.
Homeowners and business insurance
policies rarely
offer coverage against sinkholes as part of a
standard coverage package.
Keep in mind that a
standard homeowners policy varies from company to company and make sure that the companies you get quotes from
offer everything you need in a
policy.